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Friday 6 November 2026
Export SOFI’s income statement to Excel — free account
SoFi Technologies, Inc.
SOFI Financial Credit Services
SoFi Technologies, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.8 billion, up 26.6% from fiscal 2024.
- Revenue
- +41.9%
- EPS
- +58.3%
- Free cash flow
- −120.0%
- Total debt
- +42.3%
Quarter to September 2026, against a year earlier
16.25
0.21
+1.31%
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| Older periods | Dec '25 | Mar '26 | Jun '26 | Sep '26 From the 10-Q filed 5 Nov | |
|---|---|---|---|---|---|
P/E ratio |
+8 more quarters Free account |
63.85 | 33.08 | 35.16 | 27.10 |
P/S ratio |
6.31 | 3.94 | 4.12 | 3.32 | |
P/FCF ratio |
0.00 | 0.00 | 0.00 | 0.00 | |
P/Operating CF |
(30.38) | (8.76) | (5.92) | (6.75) | |
P/B ratio |
2.87 | 1.87 | 2.08 | 1.80 | |
Price to Tangible BV |
3.55 | 2.29 | 2.54 | 2.19 | |
EV/Sales |
5.57 | 3.56 | 4.08 | — | |
EV/EBITDA |
0.00 | 0.00 | 0.00 | — | |
EV/Operating CF |
(7.10) | (3.01) | (2.68) | — | |
EV/FCF |
(6.65) | (2.89) | (2.59) | — | |
Quick Ratio |
0.14 | 0.09 | 0.08 | 0.07 | |
Current Ratio |
0.78 | 0.75 | 0.74 | 0.00 | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
3.58% | 3.38% | 5.42% | 5.70% | |
Debt/Equity |
0.17 | 0.17 | 0.30 | 0.34 | |
Asset Turnover |
0.11 | 0.11 | 0.11 | 0.11 | |
Operating CF/Net income |
(5.72) | (13.88) | (24.84) | (12.50) | |
Capex/Depreciation |
(1.08) | (1.02) | (1.34) | 0.00 | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
62.89% | 63.96% | 64.57% | 0.00% | |
Intangible Assets out of Total Assets |
0.04 | 0.04 | 0.03 | 0.00 | |
Share Based Compensation of Revenue |
5.14% | 5.11% | 4.89% | 3.94% | |
Graham Net Nets |
(0.35) | (0.61) | (0.66) | (1.08) | |
Graham Number |
9.17 | 9.56 | 9.95 | 10.68 | |
Earnings Yield |
1.57% | 3.02% | 2.84% | 3.69% | |
Free Cash Flow Yield |
(13.26%) | (31.30%) | (38.21%) | (51.71%) | |
Revenue per Share |
1.16 | 1.10 | 1.22 | 1.39 | |
Operating CF per Share |
(0.86) | (1.81) | (3.03) | (2.33) | |
Capex per Share |
(0.06) | (0.05) | (0.08) | 0.00 | |
Free Cash Flow per Share |
(0.92) | (1.87) | (3.11) | (2.33) | |
Cash per Share |
4.66 | 2.95 | 2.78 | 2.78 | |
Shareholders Equity per Share |
9.12 | 8.47 | 8.62 | 8.74 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
9.12 | 8.47 | 8.62 | 8.74 | |
Free Cash Flow |
(1,058.90) | (2,383.77) | (3,988.08) | (3,012.15) | |
Working Capital |
(8,512.85) | (10,374.74) | (11,887.80) | (52,492.23) | |
Capital Expenditures |
(67.72) | (68.78) | (97.64) | — | |
Net Current Asset Value |
(10,434.72) | (12,289.45) | (15,292.94) | (56,471.64) | |
EV/EBIT |
0.00 | 0.00 | 0.00 | — | |
Capex to Sales |
0.05 | 0.05 | 0.06 | 0.00 | |
Price to Operating Income |
57.26 | 31.39 | 31.21 | 22.40 | |
| Other line items | |||||
Average Payables |
32,392.12 | 34,451.44 | 38,341.58 | 43,099.12 | |
Average Assets |
43,455.72 | 45,723.78 | 51,029.86 | 56,530.11 | |
Average Common Equity |
8,507.31 | 8,745.05 | 8,968.41 | 10,037.55 |
Columns are period end dates · fundamentals updated 5 Nov 2026