SoFi Technologies, Inc. 10-K filed Feb 17, 2026

Modified · Company Overview

In order to help achieve our mission, we are a member-centric, one-stop shop for financial services that, through our Lending and Financial Services products, allows members to borrow, save, spend, invest and protect their money. We refer to our customers as “members” and “clients”. We offer personal loans, student loans, home loans and related servicing and offer a variety of financial services products, such as SoFi Money, SoFi Credit Card, SoFi Crypto, SoFi Invest and SoFi Relay, that provide more daily interactions with our members, as well as products and capabilities, such as SoFi At Work, that are designed to appeal to enterprises. Lending related services that we offer through our Loan Platform Business help a broader range of borrowers to find lending solutions, through our relationships with members as well as third-party enterprise partners. We have also made strategic acquisitions to further expand our technology platform capabilities for enterprisesOur Technology Platform supports innovation for a broad range of enterprises, with offerings that give clients the ability to create, which we believe deepen launch and run financial products. In addition, SoFi Plus is our participation in the entire technology ecosystem powering digital financial servicespremium financial membership that provides benefits that span our offerings and brings together all we have to offer.