SoFi Technologies, Inc.
SOFI Financial Credit Services
SoFi Technologies, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.8 billion, up 26.6% from fiscal 2024. In the quarter to June 2026, revenue grew 39.1%, EPS grew 33.3%, free cash flow fell 160.2% and total debt fell 16.3%, each against the same quarter a year earlier. Revenue growth for five consecutive years; insiders bought in the last twelve months.
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A Balance Sheet is a financial statement that provides a snapshot of a company's assets, liabilities, and shareholders' equity at a specific point in time. It follows the formula: Assets = Liabilities + Shareholders' Equity. Key components include current and non-current assets, current and long-term liabilities, and equity. The Balance Sheet helps businesses and investors evaluate financial stability, liquidity, and capital structure. It's essential for assessing the company's ability to meet its obligations and fund future operations.
| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | |
|---|---|---|---|---|---|---|---|---|
Cash and Short Term Investments |
5,356.77 | 2,709.36 | 3,615.58 | 1,846.30 | 768.44 | 1,323.43 | 690.00 | 537.00 |
Total current assets |
29,736.26 | 21,640.71 | 19,848.51 | 15,711.33 | 6,837.32 | 6,220.65 | — | — |
Property, Plant, Equpment (Net) |
416.45 | 287.87 | 216.91 | 170.10 | 111.87 | 81.49 | 161.00 | 22.00 |
Long-Term Investments |
16,233.19 | 10,493.06 | 7,427.42 | 396.77 | 589.33 | 604.47 | — | — |
Goodwill and Intangible Assets (Total) |
2,003.60 | 2,033.43 | 1,938.02 | 2,215.00 | 1,351.37 | 1,403.95 | 0.00 | 30.00 |
Long-term assets (Other) |
2,177.04 | 1,714.67 | 554.37 | 417.33 | 171.24 | 136.08 | 243.00 | 183.00 |
Total non-current assets |
20,830.28 | 14,529.02 | 10,136.72 | 3,199.21 | 2,223.81 | 2,225.99 | — | — |
Total Assets |
50,660.48 | 36,250.95 | 30,074.86 | 19,007.68 | 9,176.33 | 8,563.50 | — | 8,550.00 |
Accounts Payable |
38,249.11 | 26,535.13 | 19,170.41 | 7,858.51 | 298.16 | 452.91 | — | — |
Current Part of Debt |
— | — | — | — | — | — | — | 28.00 |
Total current liabilities |
38,249.11 | 26,535.13 | 19,170.41 | 7,858.51 | 298.16 | 452.91 | — | — |
Long Term Debt (Total) |
1,815.16 | 3,092.69 | 5,233.42 | 5,485.88 | 3,947.98 | 4,798.93 | 5,085.00 | 6,618.00 |
Liabilities (Preferred Stock) |
— | — | 320.37 | 320.37 | 320.37 | 3,173.69 | — | — |
Minority Interests |
— | — | — | — | — | 0.00 | 0.00 | — |
Non-current Liabilities (Other) |
0.52 | 0.61 | 7.40 | 17.05 | 93.68 | 118.30 | 104.00 | 81.00 |
Total non-current liabilities |
1,815.68 | 3,093.30 | 5,561.19 | 5,823.30 | 4,362.04 | 8,090.91 | — | — |
Total liabilities |
40,170.98 | 29,725.82 | 24,840.24 | 13,799.57 | 4,799.00 | 8,683.61 | — | 6,728.00 |
Additional Paid In Capital |
11,302.67 | 7,838.99 | 7,039.99 | 6,719.83 | 5,561.83 | 579.23 | 0.00 | — |
Preferred Stock (Total) |
— | — | — | — | — | 0.00 | 0.00 | — |
Common Stock (Net) |
0.13 | 0.11 | 0.10 | 0.09 | 0.08 | 0.00 | 0.00 | — |
Retained Earnings |
(824.28) | (1,305.60) | (1,804.26) | (1,503.52) | (1,183.11) | (699.18) | (475.00) | (223.00) |
Treasury Stock |
— | — | — | — | — | 0.00 | 0.00 | — |
Shareholders Equity (Other) |
— | — | — | — | — | 0.00 | 0.00 | — |
Common Equity (Total) |
10,489.49 | 6,525.13 | 5,234.61 | 5,208.10 | 4,377.33 | (120.11) | (339.00) | (68.00) |
Shareholders Equity (Total) |
10,489.50 | 6,525.13 | 5,234.61 | 5,208.10 | 4,377.33 | (120.11) | — | 1,822.00 |
Shareholders Equity and Liabilities (Total) |
50,660.48 | 36,250.95 | 30,074.86 | 19,007.68 | 9,176.33 | 8,563.50 | — | — |
Shares (Common) |
1,270.57 | 1,095.36 | 975.86 | 933.90 | 828.15 | 115.08 | — | — |
Shareholders Equity (Tangible) |
8,485.89 | 4,491.71 | 3,296.60 | 2,993.10 | 3,025.96 | (1,524.07) | — | — |
Net Debt |
(3,541.61) | 383.33 | 1,617.84 | 3,639.58 | 3,179.55 | 3,475.50 | 4,395.00 | 6,109.00 |
Total Debt |
1,815.16 | 3,092.69 | 5,233.42 | 5,485.88 | 3,947.98 | 4,798.93 | 5,085.00 | 6,646.00 |