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Saturday 17 October 2026 Export SMBK’s income statement to Excel — free account

SmartFinancial, Inc.

SMBK Financial Banks Regional

SmartFinancial, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $320.3 million, up 12.3% from fiscal 2024. In the quarter to June 2026, revenue grew 9.67%, EPS grew 38.6%, free cash flow grew 68.1% and total debt rose 112.9%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for ten; insiders bought in the last twelve months.

50.84 0.43 +0.85%
Market cap
$861.9M
P/E
14.9×
Fwd P/E
11.5×
Dividend yield
0.67%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

SmartFinancial, Inc. (SMBK) P/E ratio

Alert me on P/E ratio

As of 16 October 2026, SmartFinancial, Inc. (SMBK) trades at a P/E ratio of 14.9×. Over the past ten years it has ranged from 6.3× (March 2020) to 1,400× (January 2015); the current reading is higher than 60% of that period. That is above the Banks Regional industry median of 12.0× and above the Financial sector median of 12.4×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 12.3× (13.92%)
FY2024 14.3× 0.30%
FY2023 14.2× 33.51%
FY2022 10.7× (11.93%)
FY2021 12.1× 8.12%
FY2020 11.2× (10.04%)
FY2019 12.4× (1.89%)
FY2018 12.7× (65.79%)
FY2017 37.1× 63.84%
FY2016 22.6× (52.72%)

Quarterly newest first

Period P/E ratio Change
Jun 2026 13.7× 10.58%
Mar 2026 12.4× 0.95%
Dec 2025 12.3× (4.73%)
Sep 2025 12.9× (4.54%)
42 more quarters

Against its own ten years

Low 6.3× High 1,400×
Ten-year median 13.8×
Current reading's percentile 65

P/E ratio against peers

Company P/E ratio
EGBN Eagle Bancorp, Inc. compare n/m
ORRF Orrstown Financial Services Inc compare 9.3×
THFF First Financial Corporation Indiana compare 10.4×
FMNB Farmers National Banc Corp. compare 10.4×
SBSI Southside Bancshares, Inc. compare 12.1×
GSBC Great Southern Bancorp, Inc. compare 12.9×
CCBG Capital City Bank Group compare 13.6×
SMBK SmartFinancial, Inc. 14.9×
FCBC First Community Bancshares, Inc. compare 15.3×
Banks Regional industry median 12.0×
Financial sector median 12.4×
Market median 18.1×

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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