SmartFinancial, Inc.

SMBK Financial Banks Regional

SmartFinancial, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $320.3 million, up 12.3% from fiscal 2024.

Revenue
+9.67%
EPS
+38.6%
Free cash flow
+68.1%
Total debt
+112.9%

Quarter to June 2026, against a year earlier

48.24 1.29 −2.60%
Market cap
$819.7M
P/E
14.1×
Fwd P/E
12.6×
Dividend yield
0.70%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

SmartFinancial, Inc. (SMBK) P/E ratio

Alert me on P/E ratio

As of 5 November 2026, SmartFinancial, Inc. (SMBK) trades at a P/E ratio of 14.1×. Over the past ten years it has ranged from 6.3× (March 2020) to 1,400× (January 2015); the current reading is higher than 53% of that period. That is above the Banks Regional industry median of 12.0× and above the Financial sector median of 12.2×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 12.3× (13.92%)
FY2024 14.3× 0.30%
FY2023 14.2× 33.51%
FY2022 10.7× (11.93%)
FY2021 12.1× 8.12%
FY2020 11.2× (10.04%)
FY2019 12.4× (1.89%)
FY2018 12.7× (65.79%)
FY2017 37.1× 63.84%
FY2016 22.6× (52.72%)

Quarterly newest first

Period P/E ratio Change
Jun 2026 13.7× 10.58%
Mar 2026 12.4× 0.95%
Dec 2025 12.3× (4.73%)
Sep 2025 12.9× (4.54%)
42 more quarters

Against its own ten years

Low 6.3× High 1,400×
Ten-year median 13.9×
Current reading's percentile 58

P/E ratio against peers

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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