stockrowSmartFinancial, Inc. (SMBK) vs South Plains Financial, Inc. (SPFI)
- SmartFinancial, Inc. SMBK 48.24 −2.60%
- South Plains Financial, Inc. SPFI 42.86 −2.46%
SmartFinancial, Inc. and South Plains Financial, Inc. are both Banks Regional companies. SmartFinancial, Inc. and South Plains Financial, Inc. are of similar size ($819.7M and $807.8M). South Plains Financial, Inc. trades at the lower P/E: 10.9× against 14.1×. SmartFinancial, Inc. grew revenue faster over the last twelve months: 11.1% against 10.3%. South Plains Financial, Inc. has the higher net margin (21.2% vs 17.1%) and the lower return on invested capital (0.00% vs 15.2%). Both pay a dividend; South Plains Financial, Inc. yields more (1.66% vs 0.70%). Across the 19 metrics below, South Plains Financial, Inc. leads on 13 and SmartFinancial, Inc. on 6.
Valuation
Profitability
| Metric | SMBK | SPFI | Banks Regional median |
|---|---|---|---|
| Gross margin | 63.90% | 72.58% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 17.12% | 21.23% | 18.82% |
| Free cash flow margin | 20.12% | 25.54% | 17.97% |
| Return on equity | 10.47% | 12.64% | 10.28% |
| Return on assets | 0.99% | 1.41% | 1.13% |
| Return on invested capital | 15.22% | 0.00% | 8.45% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack