stockrowIndependent Bank Corp. (IBCP) vs SmartFinancial, Inc. (SMBK)
- Independent Bank Corp. IBCP 36.41 −2.26%
- SmartFinancial, Inc. SMBK 48.24 −2.60%
Independent Bank Corp. and SmartFinancial, Inc. are both Banks Regional companies. Independent Bank Corp. and SmartFinancial, Inc. are of similar size ($819.7M and $802.2M). Independent Bank Corp. trades at the lower P/E: 10.6× against 14.1×. SmartFinancial, Inc. grew revenue faster over the last twelve months: 11.1% against 3.49%. Independent Bank Corp. has the higher net margin (21.6% vs 17.1%) and the lower return on invested capital (0.00% vs 15.2%). Both pay a dividend; Independent Bank Corp. yields more (3.08% vs 0.70%). Across the 19 metrics below, Independent Bank Corp. leads on 10 and SmartFinancial, Inc. on 9.
Valuation
Profitability
| Metric | IBCP | SMBK | Banks Regional median |
|---|---|---|---|
| Gross margin | 75.45% | 63.90% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 21.63% | 17.12% | 18.82% |
| Free cash flow margin | 0.00% | 20.12% | 17.97% |
| Return on equity | 13.50% | 10.47% | 10.28% |
| Return on assets | 1.23% | 0.99% | 1.13% |
| Return on invested capital | 0.00% | 15.22% | 8.45% |
Growth
Health
Dividend
Size
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