Peapack-Gladstone Financial Corporation PGC
- Market cap
- $794.6M
- P/E
- 15.4×
Follow PGC
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 16.17 | 28.24 | 23.96 | 24.61 | 11.15 | 22.47 | 27.71 | 21.58 | 20.30 | 23.96 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
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| 31.98 | 37.30 | 38.00 | 31.70 | 31.72 | 36.39 | 42.19 | 38.99 | 37.88 | 35.41 |
High Price
|
|||
| 338 | 384 | 409 | 446 | 501 | 497 | 498 | 521 | 620 | 682 |
Employees
|
|||
| 0 | 0 | 0 | 1 | 0 | 0 | 1 | 1 | 1 | 1 |
Revenue/Emp
|
|||
| 146 | 173 | 204 | 235 | 228 | 232 | 278 | 378 | 407 | 445 |
Revenue
|
|||
| 85.88% | 84.09% | 78.16% | 74.34% | 83.23% | 90.53% | 87.14% | 60.82% | 56.06% | 63.65% |
Gross Margin
|
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| 43 | 54 | 58 | 66 | 32 | 78 | 102 | 67 | 45 | 52 |
EBT
|
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| 29.28% | 31.33% | 28.31% | 28.09% | 14.07% | 33.43% | 36.78% | 17.82% | 11.05% | 11.77% |
EBT Margin
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| 26 | 36 | 44 | 47 | 26 | 57 | 74 | 49 | 33 | 37 |
Net Income
|
|||
| 8 | 9 | 10 | 12 | 17 | 19 | 16 | 17 | 11 | 11 |
Depreciation
|
|||
| 8.94 | 9.82 | 10.75 | 12.21 | 12.04 | 12.36 | 15.32 | 21.15 | 23.04 | 25.24 |
Revenue/Sh
|
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| 1.62 | 2.06 | 2.33 | 2.46 | 1.39 | 3.01 | 4.09 | 2.74 | 1.87 | 2.12 |
Earnings/Sh
|
|||
| 2.63 | 3.17 | 3.39 | 4.48 | 1.94 | 4.02 | 6.54 | 3.93 | 4.03 | 2.45 |
Cash Flow/Sh
|
|||
| (0.20) | (0.13) | (0.06) | (0.09) | (0.16) | (0.21) | (0.18) | (0.18) | (0.43) | (0.83) |
Capex/Sh
|
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| 2.43 | 3.03 | 3.33 | 4.39 | 1.78 | 3.81 | 6.37 | 3.74 | 3.59 | 1.62 |
Free CF/Sh
|
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| 19.87 | 22.86 | 24.73 | 26.14 | 27.89 | 29.08 | 29.34 | 32.70 | 34.30 | 37.37 |
Book Value/Sh
|
|||
| 16 | 18 | 19 | 19 | 19 | 19 | 18 | 18 | 18 | 18 |
Shares
|
|||
| 19.04 | 17.12 | 10.81 | 12.61 | 16.37 | 11.72 | 8.89 | 10.86 | 17.14 | 13.14 |
PE Ratio
|
|||
| 3.47 | 3.59 | 2.34 | 2.53 | 1.89 | 2.86 | 2.37 | 1.40 | 1.39 | 1.10 |
PS Ratio
|
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| 1.56 | 1.54 | 1.02 | 1.18 | 0.82 | 1.22 | 1.24 | 0.91 | 0.93 | 0.75 |
PB Ratio
|
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| 3.18 | 3.69 | 2.53 | 2.48 | (0.15) | 2.83 | 2.18 | 1.27 | 0.76 | 0.91 |
EV/Sales
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| 11.68 | 11.94 | 8.17 | 6.89 | (1.03) | 9.18 | 5.26 | 7.16 | 4.88 | 14.10 |
EV/FCF
|
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| 43 | 56 | 64 | 86 | 37 | 75 | 119 | 70 | 71 | 43 |
Op' Cash Flow
|
|||
| (3) | (2) | (1) | (2) | (3) | (4) | (3) | (3) | (8) | (15) |
Capex
|
|||
| 40 | 54 | 63 | 85 | 34 | 72 | 116 | 67 | 63 | 29 |
FCF
|
|||
| 41 | 94 | 171 | 215 | 180 | (316) | (129) | (89) | (260) | (255) |
Working Cap'
|
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| 120 | 130 | 200 | 196 | 189 | 139 | 138 | 137 | 135 | 100 |
Total Debt
|
|||
| (42) | 17 | 39 | (12) | (465) | (8) | (52) | (51) | (256) | (88) |
Net Debt
|
|||
| 324 | 404 | 469 | 504 | 527 | 546 | 533 | 584 | 606 | 658 |
Sh' Equity
|
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| 0.73% | 0.90% | 0.99% | 0.97% | 0.47% | 0.95% | 1.19% | 0.76% | 0.49% | 0.51% |
ROA
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| 9.48% | 8.08% | 7.10% | 8.41% | 32.08% | 9.02% | 13.31% | 7.89% | 8.04% | 5.73% |
ROIC
|
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| 8.83% | 10.03% | 10.12% | 9.75% | 5.08% | 10.55% | 13.76% | 8.75% | 5.55% | 5.91% |
ROE
|
|||
Peapack-Gladstone Financial Corporation peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| SMBC Southern Missouri Bancorp, Inc. | $795.3M | 11.2× | Compare |
| IBCP Independent Bank Corp. | $790.7M | 10.3× | Compare |
| FISI Financial Institutions, Inc. | $788.6M | 9.8× | Compare |
| ALRS Alerus Financial | $802.9M | 29.8× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| SPFI South Plains Financial, Inc. | $807.3M | 11.3× | Compare |
| ORRF Orrstown Financial Services Inc | $823.2M | 9.3× | Compare |
| SHBI Shore Bancshares Inc | $764.9M | 11.6× | Compare |
| HTB HomeTrust Bancshares, Inc. | $763.4M | 12.0× | Compare |
Peapack-Gladstone Financial Corporation (PGC) key facts
- Peapack-Gladstone Financial Corporation (PGC) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- Peapack-Gladstone Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $444.6 million, up 9.26% from fiscal 2024.
- Net income was $37.3 million, or $2.12 per share (basic), a net margin of 8.40%.
- As of September 25, 2026, PGC traded at $45.03, a market capitalization of $794.6 million.
- At that price the stock trades at 15.4× trailing-twelve-month earnings and 1.7× sales.
- Peapack-Gladstone Financial Corporation pays an annual dividend of $0.20 per share, a yield of 0.85%, with a payout ratio of 5.06%.
- Return on equity was 5.91% and debt-to-equity 0.00.
Peapack-Gladstone Financial Corporation (PGC) Latest News
22 Sep
Peapack-Gladstone Financial Corporation and Peapack Private Bank & Trust named Kevin Bertscha, CPA, Senior Vice President and Chief Audit Executive. Bertscha will lead the Bank's internal audit function, directing audit strategy, risk assessment, regulatory compliance, internal controls, and governance to support governance, risk management, regulatory compliance, and sustainable growth. He brings more than 30 years in financial services and internal audit, including oversight of audits for complex financial institutions, broker-dealers, and critical government securities clearing operations. Previous roles include Managing Director and Deputy Audit Director at Oppenheimer & Co.; Managing Director and Chief Audit Executive at ICBC Financial Services; and an extended tenure at BNY Mellon in senior internal audit leadership, including Global Securities Services and Pershing. Education: Rutgers University BS in Accounting; CPA; FINRA licenses; CFIRS; pursuing CISA. Peapack-Gladstone is a New Jersey bank holding company with about $8.0 billion in assets and about $13.9 billion in assets under management and/or administration as of June 30, 2026. Experienced CAE hire strengthens governance and risk management, likely improving regulatory compliance and resilience.
26 Aug
Paragon Care Ltd reported FY 2026 earnings call highlights centered on strategic expansion plans and record performance achievements. Strategic expansion and record results signal major moves likely to significantly boost future growth and investor sentiment.
28 Jul
Peapack-Gladstone Financial Corporation posted strong income growth in Q2 2026 earnings call highlights. Strong income growth in earnings call signals improved financial performance with moderate effects on valuation.
Peapack-Gladstone Financial reported Q2 results in its earnings call, covering net interest income, loan growth, deposit trends, credit quality metrics, expense management, and forward guidance on net interest margin and capital deployment. Q2 earnings figures and guidance directly inform near-term revenue trajectory and valuation multiples.
27 Jul
Peapack-Gladstone Financial Corporation reported Q2 earnings with focus on key metrics reflecting financial results and operational performance. Q2 earnings metrics indicate moderate influence on financial performance without major strategic shifts.
Peapack-Gladstone Financial Corporation missed Q2 earnings estimates. Missing Q2 earnings estimates signals weaker financial performance likely to pressure stock price and near-term sentiment.
Peapack-Gladstone Financial Corporation reported second quarter financial results. Quarterly earnings release can shift near-term investor views on performance.
20 Jul
Peapack-Gladstone (PGC) earnings are projected to grow, leading to questions on whether the stock should be purchased. Earnings growth expectations for PGC may moderately influence investor sentiment and stock performance.
26 May
Peapack-Gladstone Financial Corporation (PGC) upgraded to Buy rating. Analyst Buy upgrade may lift near-term investor sentiment and share price for PGC.
23 Apr
Peapack-Gladstone Financial Corporation (PGC) released Q1 earnings call highlights, covering financial results, loan growth, deposit increases, asset quality, and outlook amid economic conditions. Q1 earnings highlights reveal significant financial metrics like net income, revenue growth, and strategic updates that shape PGC's market performance and investor confidence.
22 Apr
Peapack-Gladstone Financial Corporation reported first quarter financial results. Quarterly financial results directly affect PGC's stock valuation, investor confidence, and future performance projections.
21 Apr
Peapack-Gladstone Financial Corporation (PGC) will report Q1 results soon, with Wall Street expecting earnings growth. Anticipated Q1 earnings growth disclosure can moderately influence PGC's financial performance perception and market sentiment.
26 Mar
Peapack-Gladstone Financial Corporation announces $50 million preferred stock commitment. $50 million preferred stock commitment provides substantial capital to strengthen PGC's balance sheet and fuel growth initiatives.
2 Feb
Peapack-Gladstone Financial Corporation (PGC) is highlighted as one of February 2026's top stocks potentially trading below its estimated value. Analysts suggest that PGC's strong fundamentals and growth prospects make it an attractive investment opportunity. The company has shown resilience in its financial performance, positioning itself favorably in the competitive landscape. Investors are encouraged to consider PGC as a viable option for long-term gains, especially given its current valuation metrics. PGC's strong fundamentals and growth prospects indicate a significant potential for future performance improvement.
Peapack-Gladstone Financial Corporation (PGC) is currently being analyzed for potential undervaluation by investors. Analysts are considering various factors, including the company's financial performance, market position, and growth prospects. The discussion revolves around whether the current stock price accurately reflects the company's value and future potential, suggesting that there may be opportunities for investors to capitalize on perceived discrepancies in valuation. Current analysis indicates a moderately noticeable influence on PGC's financial performance and market sentiment.
29 Jan
Peapack-Gladstone Financial Corporation reported its financial results for the fourth quarter, highlighting key metrics such as net income, earnings per share, and loan growth. The company experienced an increase in total assets and deposits, reflecting strong performance in its banking operations. Additionally, management provided insights into strategic initiatives and market conditions that influenced the results. Overall, the report indicates a positive trajectory for the company amidst a competitive financial landscape. The financial results indicate moderate growth and stability, which may influence investor sentiment and operational aspects but are not expected to drastically change the company's trajectory.
28 Jan
Peapack Private has appointed Elizabeth Martone as Senior Managing Director. Martone brings over 20 years of experience in wealth management and private banking, having previously held leadership roles at various financial institutions. Her expertise is expected to enhance Peapack's service offerings and client relationships, contributing to the firm's growth strategy. The appointment of a seasoned professional like Martone is likely to positively influence client engagement and service quality, but its overall impact on the company's trajectory is expected to be limited.
12 Jan
Peapack Private has appointed Mark Zingale as Chief Legal Officer, a move aimed at enhancing the firm's legal and compliance capabilities. Zingale brings extensive experience in financial services and legal affairs, having previously held senior roles at various institutions. His appointment is expected to strengthen Peapack's commitment to regulatory compliance and risk management. The appointment of a Chief Legal Officer may moderately influence the company's compliance and risk management strategies, impacting overall operational effectiveness.
Peapack-Gladstone Financial Corporation (PGC) is currently being evaluated for potential undervaluation in the stock market. Analysts are assessing various financial metrics and market conditions to determine if the stock presents a buying opportunity. Factors such as recent performance, market trends, and competitive positioning are being considered in this analysis. Investors are keenly observing these developments to make informed decisions regarding their investments in PGC. Current evaluations suggest a moderately noticeable influence on PGC's financial performance and market sentiment.
10 Dec
Implied volatility for Peapack-Gladstone Financial Corporation's stock options has surged, indicating increased investor uncertainty and potential for significant price movement. This spike in volatility often reflects heightened market activity and speculation surrounding the company's future performance. Investors are closely monitoring these developments as they may signal upcoming changes in market sentiment or company performance. Increased implied volatility suggests potential fluctuations in stock price, which may moderately influence market sentiment and investor behavior.
9 Dec
Investors in Peapack-Gladstone Financial Corporation (NASDAQ: PGC) have experienced a 24% loss over the past three years. The company's stock performance has been underwhelming, reflecting broader challenges in the financial sector and impacting investor sentiment. Despite these losses, the company continues to operate and adapt to market conditions. The significant loss in stock value indicates potential challenges in financial performance and investor confidence.
12 Nov
Peapack Private Bank & Trust has been recognized as one of the Best Banks to Work For, highlighting its commitment to employee satisfaction and workplace culture. This accolade reflects the bank's efforts in creating a positive work environment, which is essential for attracting and retaining talent in the competitive banking sector. Recognition as a top workplace can enhance employee morale and retention, positively influencing overall performance.
7 Nov
Peapack-Gladstone Financial Corporation (PGC) reported its Q3 earnings, highlighting key metrics that were compared against estimates. The results showed variations in revenue and profit margins, reflecting the company's performance in a challenging economic environment. Analysts noted the implications of these figures for future growth and market positioning. The earnings report indicates moderate changes in financial performance that could influence investor sentiment and competitive positioning.
Peapack-Gladstone Financial Corporation (PGC) reported third-quarter earnings and revenues that fell short of analysts' expectations. The company's performance was impacted by various factors, leading to a decline in net income compared to the previous year. Despite efforts to enhance operational efficiency, the results indicate challenges in maintaining growth momentum. Investors reacted to the news, reflecting concerns over the bank's ability to meet future financial targets. Earnings and revenue shortfalls may moderately influence investor sentiment and financial performance.
Peapack-Gladstone Financial Corporation reported its Q3 earnings, highlighting a net income of $5.2 million, or $0.38 per share, compared to $4.5 million, or $0.34 per share, in the same quarter last year. The bank's total assets increased to $3.5 billion, driven by growth in loans and deposits. The company also noted improvements in net interest income and a decrease in non-performing loans. Management expressed optimism about future growth and strategic initiatives aimed at enhancing shareholder value. Earnings growth and asset increases indicate a moderately positive influence on financial performance.
6 Nov
Peapack Private Investment Banking has successfully advised ACA Computers on its strategic sale to Network Coverage. This transaction highlights Peapack's expertise in facilitating significant mergers and acquisitions within the technology sector, further establishing its role in the investment banking landscape. The sale indicates a moderate influence on Peapack's market positioning and operational focus in the technology sector.
22 Oct
Peapack-Gladstone Financial Corporation reported its financial results for the third quarter, highlighting key metrics such as net income, total assets, and loan growth. The company experienced an increase in deposits and maintained a strong capital position. Management expressed optimism about future growth and strategic initiatives aimed at enhancing shareholder value. The financial results indicate moderate growth and stability, which may influence investor sentiment and operational aspects but are not expected to drastically change the company's trajectory.
16 Oct
Peapack-Gladstone Financial Corporation (PGC) is highlighted among three stocks trading at significant discounts, with estimates suggesting a potential intrinsic value up to 48.8% higher than current market prices. This valuation indicates a possible investment opportunity as the stock may be undervalued compared to its estimated worth. The stock's current discount suggests a moderately noticeable influence on its financial performance and market sentiment.
Peapack-Gladstone Financial Corporation (PGC) is highlighted as one of three stocks with attractive valuations for October 2025. The article emphasizes PGC's strong fundamentals and potential for growth, suggesting that it may be undervalued compared to its peers. Investors are encouraged to consider PGC as part of their portfolio strategy, particularly in the context of current market conditions. PGC's potential for growth and strong fundamentals may moderately influence its financial performance and market positioning.
15 Oct
Peapack-Gladstone Financial Corporation (PGC) is highlighted among stocks that may be undervalued, alongside First Busey and another company. Analysts suggest that these stocks are trading below their estimated intrinsic values, indicating potential investment opportunities for shareholders. The article emphasizes the importance of evaluating financial metrics and market conditions to identify such undervalued stocks. Potential undervaluation could moderately influence investor sentiment and market performance.