Saturday 17 October 2026
Export SMBK’s income statement to Excel — free account
SmartFinancial, Inc.
SMBK Financial Banks Regional
SmartFinancial, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $320.3 million, up 12.3% from fiscal 2024. In the quarter to June 2026, revenue grew 9.67%, EPS grew 38.6%, free cash flow grew 68.1% and total debt rose 112.9%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for ten; insiders bought in the last twelve months.
50.84
0.43
+0.85%
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| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Older periods | |
|---|---|---|---|---|---|
Piotroski F-Score |
6 | 7 | 8 | 8 |
+8 more TTM periods Free account |
| 10.47% | 9.88% | 9.65% | 9.01% | ||
| 0.99% | 0.93% | 0.90% | 0.87% | ||
ROIC |
15.22% | 12.98% | 20.69% | 30.15% | |
Return on Tangible Assets |
(21.61%) | (19.18%) | (18.90%) | (21.90%) | |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | |
Free Cash Flow per Share |
4.01 | 3.45 | 3.68 | 3.66 | |
Free Cash Flow |
67.44 | 58.10 | 61.71 | 61.44 | |
Capital Expenditures |
(5.99) | (5.70) | (0.01) | (0.44) | |
| Other line items | |||||
Cash ROIC |
6.39% | 5.75% | 5.52% | 4.97% | |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | |
Accounts Payable Turnover |
0.02 | 0.02 | 0.02 | 0.03 | |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | |
Average Days of Payables |
16,246.74 | 15,788.90 | 15,690.33 | 15,670.28 | |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | |
Tax Rate |
(0.19) | (0.18) | (0.18) | (0.19) | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
41.75% | 42.55% | 42.29% | 42.74% | |
Share Based Compensation of Revenue |
0.59% | 0.58% | 0.61% | 0.67% | |
Operating CF/Net income |
1.28 | 1.21 | 1.23 | 1.34 | |
Depreciation/Fixed assets |
0.08 | 0.09 | 0.11 | 0.12 | |
Capex/Depreciation |
(0.77) | (0.65) | 0.00 | (0.04) | |
Revenue per Share |
19.92 | 19.47 | 19.09 | 18.57 | |
Operating CF per Share |
4.37 | 3.79 | 3.68 | 3.69 | |
Capex per Share |
(0.36) | (0.34) | 0.00 | (0.03) | |
Capex to Sales |
0.02 | 0.02 | 0.00 | 0.00 |
Columns are period end dates