Saturday 17 October 2026
Export SMBK’s income statement to Excel — free account
SmartFinancial, Inc.
SMBK Financial Banks Regional
SmartFinancial, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $320.3 million, up 12.3% from fiscal 2024. In the quarter to June 2026, revenue grew 9.67%, EPS grew 38.6%, free cash flow grew 68.1% and total debt rose 112.9%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for ten; insiders bought in the last twelve months.
50.84
0.43
+0.85%
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| Older periods | Sep '25 | Dec '25 | Mar '26 | Jun '26 | |
|---|---|---|---|---|---|
Piotroski F-Score |
+8 more TTM periods Free account |
8 | 8 | 7 | 6 |
| 9.01% | 9.65% | 9.88% | 10.47% | ||
| 0.87% | 0.90% | 0.93% | 0.99% | ||
ROIC |
30.15% | 20.69% | 12.98% | 15.22% | |
Return on Tangible Assets |
(21.90%) | (18.90%) | (19.18%) | (21.61%) | |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | |
Free Cash Flow per Share |
3.66 | 3.68 | 3.45 | 4.01 | |
Free Cash Flow |
61.44 | 61.71 | 58.10 | 67.44 | |
Capital Expenditures |
(0.44) | (0.01) | (5.70) | (5.99) | |
| Other line items | |||||
Cash ROIC |
4.97% | 5.52% | 5.75% | 6.39% | |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | |
Accounts Payable Turnover |
0.03 | 0.02 | 0.02 | 0.02 | |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | |
Average Days of Payables |
15,670.28 | 15,690.33 | 15,788.90 | 16,246.74 | |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | |
Tax Rate |
(0.19) | (0.18) | (0.18) | (0.19) | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
42.74% | 42.29% | 42.55% | 41.75% | |
Share Based Compensation of Revenue |
0.67% | 0.61% | 0.58% | 0.59% | |
Operating CF/Net income |
1.34 | 1.23 | 1.21 | 1.28 | |
Depreciation/Fixed assets |
0.12 | 0.11 | 0.09 | 0.08 | |
Capex/Depreciation |
(0.04) | 0.00 | (0.65) | (0.77) | |
Revenue per Share |
18.57 | 19.09 | 19.47 | 19.92 | |
Operating CF per Share |
3.69 | 3.68 | 3.79 | 4.37 | |
Capex per Share |
(0.03) | 0.00 | (0.34) | (0.36) | |
Capex to Sales |
0.00 | 0.00 | 0.02 | 0.02 |
Columns are period end dates