Saturday 17 October 2026
Export SMBK’s income statement to Excel — free account
SmartFinancial, Inc.
SMBK Financial Banks Regional
SmartFinancial, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $320.3 million, up 12.3% from fiscal 2024. In the quarter to June 2026, revenue grew 9.67%, EPS grew 38.6%, free cash flow grew 68.1% and total debt rose 112.9%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for ten; insiders bought in the last twelve months.
50.84
0.43
+0.85%
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| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Older periods | |
|---|---|---|---|---|---|
P/E ratio |
13.72 | 12.41 | 12.29 | 12.90 |
+8 more quarters Free account |
P/S ratio |
2.36 | 2.01 | 1.94 | 1.92 | |
P/FCF ratio |
11.70 | 11.32 | 10.06 | 9.76 | |
P/Operating CF |
33.36 | 40.18 | 37.55 | 35.51 | |
P/B ratio |
1.37 | 1.17 | 1.12 | 1.11 | |
Price to Tangible BV |
1.64 | 1.41 | 1.36 | 1.35 | |
EV/Sales |
1.52 | 1.26 | 0.81 | 0.59 | |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
EV/Operating CF |
6.94 | 6.48 | 4.18 | 2.95 | |
EV/FCF |
7.55 | 7.11 | 4.18 | 2.97 | |
Quick Ratio |
0.07 | 0.07 | 0.09 | 0.11 | |
Current Ratio |
0.93 | 0.93 | 0.93 | 0.94 | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
1.63% | 1.73% | 1.73% | 2.42% | |
Debt/Equity |
0.17 | 0.18 | 0.18 | 0.26 | |
Asset Turnover |
0.06 | 0.06 | 0.06 | 0.06 | |
Operating CF/Net income |
1.45 | 1.20 | 1.21 | 1.23 | |
Capex/Depreciation |
(0.34) | (3.35) | 0.05 | 0.15 | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
40.69% | 44.52% | 43.07% | 38.78% | |
Intangible Assets out of Total Assets |
0.02 | 0.02 | 0.02 | 0.02 | |
Share Based Compensation of Revenue |
0.65% | 0.87% | 0.27% | 0.57% | |
Graham Net Nets |
(0.65) | (0.79) | (0.82) | (0.83) | |
Graham Number |
51.37 | 48.67 | 47.22 | 44.72 | |
Earnings Yield |
7.29% | 8.06% | 8.14% | 7.75% | |
Free Cash Flow Yield |
8.54% | 8.84% | 9.94% | 10.25% | |
Revenue per Share |
5.11 | 4.89 | 5.00 | 4.96 | |
Operating CF per Share |
1.41 | 0.97 | 0.99 | 1.01 | |
Capex per Share |
(0.04) | (0.35) | 0.01 | 0.02 | |
Free Cash Flow per Share |
1.37 | 0.62 | 0.99 | 1.03 | |
Cash per Share |
22.55 | 20.57 | 27.68 | 33.20 | |
Shareholders Equity per Share |
34.29 | 33.42 | 32.93 | 32.09 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
34.29 | 33.42 | 32.93 | 32.09 | |
Free Cash Flow |
23.07 | 10.49 | 16.62 | 17.26 | |
Working Capital |
(358.85) | (368.45) | (354.83) | (300.62) | |
Capital Expenditures |
(0.59) | (5.87) | 0.09 | 0.38 | |
Net Current Asset Value |
(511.68) | (517.73) | (510.36) | (496.22) | |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | |
Capex to Sales |
0.01 | 0.07 | 0.00 | 0.00 | |
Price to Operating Income |
10.92 | 9.96 | 9.88 | 10.25 | |
| Other line items | |||||
Average Payables |
5,128.84 | 5,002.45 | 4,919.64 | 4,686.69 | |
Average Assets |
5,803.08 | 5,659.45 | 5,568.36 | 5,346.96 | |
Average Common Equity |
548.03 | 534.05 | 521.98 | 513.75 |
Columns are period end dates