SmartFinancial, Inc. SMBK
50.32
0.02
0.04%
as of 25 Sep
- Market cap
- $860.1M
- P/E
- 14.7×
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
22.63 | 37.08 | 12.69 | 12.45 | 11.20 | 12.11 | 10.66 | 14.23 | 14.28 | 12.29 |
P/S ratio |
2.32 | 3.31 | 2.30 | 2.67 | 2.04 | 2.86 | 2.46 | 1.70 | 1.82 | 1.94 |
P/FCF ratio |
18.44 | 0.00 | 10.34 | 13.20 | 10.88 | 9.14 | 9.90 | 11.61 | 9.61 | 10.06 |
P/Operating CF |
(173.62) | (40.78) | 132.12 | 88.14 | 39.64 | 675.24 | 30.15 | 34.94 | 31.14 | 37.55 |
P/B ratio |
1.03 | 0.92 | 0.80 | 1.06 | 0.76 | 0.99 | 1.06 | 0.89 | 1.06 | 1.12 |
Price to Tangible BV |
1.10 | 1.22 | 1.11 | 1.40 | 1.00 | 1.32 | 1.42 | 1.16 | 1.34 | 1.36 |
EV/Sales |
1.24 | 2.10 | 1.64 | 1.75 | (0.68) | (3.28) | 1.48 | 0.47 | 0.63 | 0.81 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
5.02 | 96.44 | 7.76 | 7.26 | (3.09) | (10.60) | 4.86 | 2.82 | 3.41 | 4.18 |
EV/FCF |
9.89 | (81.03) | 7.36 | 8.68 | (3.60) | (10.50) | 5.96 | 3.18 | 3.32 | 4.18 |
Quick Ratio |
0.07 | 0.08 | 0.06 | 0.09 | 0.17 | 0.26 | 0.07 | 0.08 | 0.08 | 0.09 |
Current Ratio |
0.93 | 0.97 | 0.97 | 1.01 | 1.02 | 0.93 | 0.86 | 0.88 | 0.91 | 0.93 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
1.74% | 2.53% | 2.22% | 2.89% | 3.65% | 2.81% | 1.81% | 1.14% | 0.91% | 1.73% |
Debt/Equity |
0.18 | 0.21 | 0.18 | 0.23 | 0.34 | 0.30 | 0.19 | 0.12 | 0.10 | 0.18 |
Asset Turnover |
0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 | 0.05 | 0.06 | 0.06 |
Operating CF/Net income |
2.43 | 0.26 | 1.15 | 1.13 | 1.19 | 1.33 | 1.32 | 1.39 | 1.46 | 1.23 |
Capex/Depreciation |
(2.61) | 1.61 | (0.30) | 3.45 | (1.25) | 0.10 | (1.00) | (0.33) | 0.12 | 0.00 |
| 4.65% | 3.10% | 7.41% | 8.91% | 7.26% | 8.85% | 9.98% | 6.41% | 7.60% | 9.65% | |
| 0.46% | 0.35% | 0.91% | 1.12% | 0.85% | 0.88% | 0.93% | 0.60% | 0.72% | 0.90% | |
ROIC |
10.41% | 6.35% | 7.21% | 11.48% | 0.00% | 0.00% | 13.87% | 13.95% | 18.73% | 20.69% |
Return on Tangible Assets |
(15.33%) | 228.84% | 255.75% | 29.76% | 19.50% | (16.43%) | (8.85%) | (6.99%) | (10.86%) | (18.90%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
70.55% | 65.12% | 57.83% | 49.42% | 59.45% | 58.36% | 57.43% | 47.20% | 43.33% | 42.29% |
Intangible Assets out of Total Assets |
0.01 | 0.03 | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
Share Based Compensation of Revenue |
0.28% | 0.27% | 0.40% | 0.42% | 0.36% | 0.46% | 0.70% | 0.56% | 0.57% | 0.61% |
Graham Net Nets |
(0.74) | (0.45) | (0.47) | (0.18) | (0.33) | (1.07) | (1.54) | (1.48) | (1.00) | (0.82) |
Graham Number |
18.23 | 17.79 | 27.17 | 30.96 | 29.50 | 37.45 | 38.65 | 32.45 | 37.83 | 47.22 |
Earnings Yield |
4.42% | 2.70% | 7.88% | 8.03% | 8.93% | 8.26% | 9.38% | 7.03% | 7.00% | 8.14% |
Free Cash Flow Yield |
5.42% | (0.78%) | 9.67% | 7.57% | 9.19% | 10.95% | 10.10% | 8.62% | 10.41% | 9.94% |
Revenue per Share |
8.01 | 6.60 | 7.95 | 8.87 | 8.90 | 9.58 | 11.14 | 14.30 | 17.01 | 19.09 |
Operating CF per Share |
1.99 | 0.14 | 1.68 | 2.14 | 1.94 | 2.97 | 3.39 | 2.36 | 3.14 | 3.68 |
Capex per Share |
(0.98) | (0.31) | 0.09 | (0.35) | (0.28) | 0.03 | (0.63) | (0.27) | 0.08 | 0.00 |
Free Cash Flow per Share |
1.01 | (0.17) | 1.77 | 1.79 | 1.67 | 2.99 | 2.77 | 2.10 | 3.22 | 3.68 |
Cash per Share |
11.77 | 13.08 | 9.32 | 13.19 | 32.21 | 67.11 | 15.92 | 20.96 | 23.11 | 27.68 |
Shareholders Equity per Share |
18.02 | 23.83 | 22.78 | 22.41 | 23.88 | 27.58 | 25.83 | 27.37 | 29.31 | 32.93 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
18.02 | 23.83 | 22.78 | 22.41 | 23.88 | 27.58 | 25.83 | 27.37 | 29.31 | 32.93 |
Free Cash Flow |
5.88 | (1.48) | 21.95 | 24.99 | 24.94 | 46.64 | 46.31 | 35.24 | 54.08 | 61.71 |
Working Capital |
(61.69) | (40.89) | (48.93) | 29.76 | 52.12 | (297.71) | (578.63) | (501.77) | (424.00) | (354.83) |
Capital Expenditures |
(5.72) | (2.72) | 1.13 | (4.87) | (4.12) | 0.46 | (10.48) | (4.47) | 1.38 | (0.01) |
Net Current Asset Value |
(80.20) | (84.49) | (106.61) | (59.40) | (90.44) | (457.92) | (706.58) | (603.42) | (521.96) | (510.36) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.12 | 0.05 | (0.01) | 0.04 | 0.03 | 0.00 | 0.06 | 0.02 | 0.00 | 0.00 |
Net Profit Margin |
10.22% | 8.45% | 18.32% | 21.45% | 18.29% | 23.32% | 23.06% | 11.90% | 12.67% | 15.72% |
Price to Operating Income |
11.83 | 13.64 | 9.69 | 9.00 | 7.65 | 8.87 | 8.27 | 11.26 | 11.43 | 9.88 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.07 | (0.04) | (0.07) | (0.02) | 0.05 | 0.05 | 0.11 | 0.15 | 0.13 | 0.11 |
Cash ROIC |
(9.84%) | (11.52%) | (7.83%) | (5.21%) | (4.55%) | (2.48%) | (4.56%) | (6.14%) | (4.14%) | (2.38%) |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.02 | 0.03 | 0.02 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
77,000.44 | 92,226.58 | 45,067.25 | 30,406.23 | 61,139.52 | 124,008.06 | 69,757.72 | 17,709.34 | 15,035.43 | 15,690.33 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
882.77 | 1,172.82 | 1,680.27 | 1,984.59 | 2,426.21 | 3,413.58 | 4,049.52 | 4,172.48 | 4,477.17 | 4,919.64 |
Average Assets |
1,043.21 | 1,391.61 | 1,997.59 | 2,361.77 | 2,877.04 | 3,958.26 | 4,624.54 | 4,733.44 | 5,052.65 | 5,568.36 |
Average Common Equity |
102.70 | 155.54 | 244.43 | 297.88 | 334.96 | 393.30 | 430.94 | 446.17 | 475.67 | 521.98 |
Columns are period end dates