RenaissanceRe Holdings Ltd.

RNR Financial Insurance Reinsurance

RenaissanceRe Holdings Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $12.8 billion, up 9.86% from fiscal 2024. In the quarter to June 2026, revenue fell 13.7%, EPS fell 9.91%, free cash flow fell 42.0% and total debt rose 2.98%, each against the same quarter a year earlier. Dividend growth for twenty-five consecutive years, revenue growth for three.

350.39 6.23 +1.81%
Market cap
$14.3B
P/E
6.0×
Fwd P/E
9.0×
Dividend yield
0.47%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Insider Decisions trades per month

Total sells 12.98
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — — — — — — — — —
Sell — — — 2 — — 1 — 1 3 — —
Insider Ownership 1.91%

Capital & Financial Ratios $m

Market Cap 14,300.00
Revenue 11,134.50
Net Income 3,973.48
Free Cash Flow 3,605.70
Net Debt 1,028.75
Current Ratio 0.47
Debt/Equity 0.20
P/E ratio 6.00
Fwd P/E 9.03
P/S ratio 1.30
P/B ratio 1.31
Past 5Y EPS Growth 29.63% (at or above 15%: strong)
This Y EPS Growth 19.50% (at or above 15%: strong)
Next Y EPS Growth (10.84%) (below 0%: weak)
Next Y revenue growth (36.59%) (below 0%: weak)
Next 5Y EPS Growth 4.37%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 22.34%
10-year low 10-year high
P/S against its own 10 years 35.05%
10-year low 10-year high
P/B against its own 10 years 70.48%
10-year low 10-year high

Dividends

Payout Ratio 0.03
Annual Dividend Rate 1.63
Annual Dividend Yield 0.47%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 1.64
0.41
0.41
0.41
2025 1.60
0.40
0.40
0.40
0.40
2024 1.56
0.39
0.39
0.39
0.39
2023 1.52
0.38
0.38
0.38
0.38
2022 1.48
0.37
0.37
0.37
0.37
2021 1.44
0.36
0.36
0.36
0.36
2020 1.40
0.35
0.35
0.35
0.35
2019 1.36
0.34
0.34
0.34
0.34
2018 1.32
0.33
0.33
0.33
0.33
2017 1.28
0.32
0.32
0.32
0.32
2016 1.24
0.31
0.31
0.31
0.31
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 1,878 1,677 1,731 1,302
Receivables 14,172 12,752 12,561 14,006
Inventory — — — —
Other — — — —
16,049 14,428 14,292 15,308
2023 2024 2025 Q'26
Payables 29,809 30,058 30,871 32,501
ST’ Debt — — — —
Other — — — —
29,809 30,058 30,871 32,501

Compound Annual Growth %

10y 5y 3y
Sales 23.83% 19.96% 36.42%
Cash Flow 24.14% 13.13% 32.06%
Earnings 20.48% 29.23% 0.00%
Book Value 9.39% 8.96% 29.66%

Revenue $m

Mar Jun Sep Dec Year
’26 2,195 2,769 — — —
’25 3,470 3,207 3,198 2,973 12,848
’24 2,599 2,829 3,974 2,293 11,695
’23 2,205 1,853 1,836 3,240 9,135
’22 876 867 1,287 2,031 5,060
’21 862 1,477 1,545 1,394 5,278
’20 896 1,548 1,332 1,395 5,172
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 688 852 — — —
’25 158 1,470 1,583 483 3,693
’24 683 1,212 1,490 779 4,165
’23 436 191 772 512 1,912
’22 168 101 601 733 1,604
’21 207 129 467 433 1,235
’20 475 381 473 663 1,993
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 688 852 — — —
’25 158 1,470 1,583 483 3,693
’24 683 1,212 1,490 779 4,165
’23 436 191 772 512 1,912
’22 168 101 601 733 1,604
’21 207 129 467 433 1,235
’20 475 381 473 663 1,993
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 6.57 15.48 — — —
’25 3.27 17.20 19.47 16.75 56.03
’24 6.94 9.41 22.62 (3.95) 35.21
’23 12.91 4.09 3.80 30.43 52.27
’22 (9.10) (7.53) (19.27) 10.27 (25.50)
’21 (5.87) 9.35 (9.75) 4.65 (2.19)
’20 (1.89) 12.63 0.94 3.74 15.31
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

2.7
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low 107.27 120.55 116.50 127.22 113.27 137.66 124.18 174.22 196.95 219.00

Analyst estimates 2026–2028

Powerpack
High 137.21 152.00 142.56 201.36 202.68 175.12 189.77 227.16 300.00 285.26
People
People Employees 376 384 411 566 604 649 718 925 945 1,040
Revenue/emp, $m 4.60 5.48 5.05 7.42 8.56 8.13 7.05 9.88 12.38 12.35
Income, $m
Income, $m Revenue 1,728 2,104 2,075 4,202 5,172 5,278 5,060 9,135 11,695 12,848
Gross margin, % 52.53 (4.97) 25.15 31.95 26.10 3.54 (16.74) 40.35 31.79 36.44
EBT 630 (328) 263 967 996 (114) (1,219) 3,110 2,993 4,014
EBT margin, % 36.48 (15.60) 12.66 23.02 19.25 (2.16) (24.09) 34.05 25.59 31.24
Net income 630 (355) 269 950 993 (103) (1,160) 3,620 2,961 3,618
Depreciation 29 31 0 (59) 17 (21) (27) (135) 258 (14)
Per share, $
Per share, $ Revenue 41.82 52.78 52.22 97.45 109.81 111.88 117.57 192.34 228.48 277.40
Earnings 11.50 (6.15) 4.91 16.32 15.34 (2.19) (25.50) 52.40 35.31 56.23
Cash flow 11.73 25.74 30.75 49.57 42.31 26.18 37.26 40.25 81.37 79.74
Capex 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Free cash flow 11.73 25.74 30.75 49.57 42.31 26.18 37.26 40.25 81.37 79.74
Book value 117.79 110.19 126.98 138.49 160.50 140.43 123.73 199.08 206.58 250.64
Shares, m 41 40 40 43 47 47 43 47 51 46
Valuation, ×
Valuation, × P/E 11.83 0.00 27.17 11.96 10.74 0.00 0.00 3.90 7.08 4.95
P/S 3.25 2.30 2.56 2.01 1.51 1.51 1.58 1.04 1.09 1.01
P/B 1.26 1.21 1.21 1.59 1.11 1.36 1.75 1.09 1.30 1.20
EV/Sales 3.55 2.13 2.50 2.01 1.39 1.38 1.58 1.05 1.11 1.06
EV/FCF 12.67 4.36 4.25 3.96 3.62 5.91 4.97 5.01 3.11 3.69
Cash, $m
Cash, $m Operating cash flow 485 1,026 1,222 2,137 1,993 1,235 1,604 1,912 4,165 3,693
Capex — — — (4) — — — — — —
Free cash flow 485 1,026 1,222 2,137 1,993 1,235 1,604 1,912 4,165 3,693
Balance, $m
Balance, $m Working capital (2,519) (2,658) (3,804) (7,130) (7,684) (9,542) (11,963) (13,760) (15,630) (16,579)
Total debt 949 990 991 1,384 1,136 1,168 1,170 1,959 1,887 2,329
Net debt 528 (372) (117) 5 (601) (691) (24) 81 210 598
Shareholders’ equity 4,867 4,391 5,045 5,971 7,560 6,624 5,325 9,455 10,574 11,609
Returns, %
Returns, % ROA 3.97 (1.78) 1.15 3.13 2.53 (0.23) (3.11) 5.82 3.63 4.98
ROIC 7.30 (5.10) 3.33 10.12 8.94 (1.20) (14.37) 20.38 17.35 20.55
ROE 10.80 (5.80) 4.65 14.48 11.69 (1.15) (21.01) 37.48 19.51 25.19
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

RenaissanceRe Holdings Ltd. vs peers in Insurance Reinsurance (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
RGA Reinsurance Group of America, Incorporated $17.2B 11.5× 8.4× +18.54% (above 0%: growing) +159.93% (above 0%: growing) −40.98% (below 0%: shrinking) 15.58% 10.73% Compare
EG Everest Group, Ltd. $14.6B 8.2× 6.4× −11.80% (below 0%: shrinking) −11.68% (below 0%: shrinking) −73.12% (below 0%: shrinking) 18.99% 18.15% Compare
RNR RenaissanceRe Holdings Ltd. $14.3B 6.0× 9.0× −13.66% (below 0%: shrinking) −9.91% (below 0%: shrinking) −42.00% (below 0%: shrinking) 45.62% 41.52%
HG Hamilton Insurance Group, Ltd. $3.5B 6.1× 7.1× +13.34% (above 0%: growing) −21.62% (below 0%: shrinking) −42.62% (below 0%: shrinking) 56.94% 31.21% Compare
SPNT SiriusPoint Ltd. $2.9B 5.9× 8.3× −0.55% (below 0%: shrinking) +15.69% (above 0%: growing) −108.37% (below 0%: shrinking) 30.79% 30.47% Compare
GLRE Greenlight Capital Re, Ltd. $481.1M 9.8× — (loss-making) −14.15% (below 0%: shrinking) n/m −54.17% (below 0%: shrinking) (13.58%) (13.58%) Compare
KG Kestrel Group Ltd $36.2M — (loss-making) — (loss-making) +20.12% (above 0%: growing) n/m −29.99% (below 0%: shrinking) 62.64% (94.30%) Compare
OXBR Oxbridge Re Holdings Limited $7.5M 50.0× — (loss-making) +41.57% (above 0%: growing) n/m +87.70% (above 0%: growing) 95.32% 31.17% Compare
Median of peers $2.9B 9.0× 7.7× +13.34% +2.01% −42.62% 30.79% 18.15%

All 8 Insurance Reinsurance stocks →

RenaissanceRe Holdings Ltd. (RNR) key facts

  • Strength: RenaissanceRe Holdings Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $12.8 billion, up 9.86% from fiscal 2024.
  • RenaissanceRe Holdings Ltd. (RNR) is an Insurance Reinsurance company in the Financial sector, listed on the New York Stock Exchange.
  • As of October 16, 2026, RNR traded at $350.39, a market capitalization of $14.3 billion.
  • RenaissanceRe Holdings Ltd. pays an annual dividend of $1.63 per share, a yield of 0.47%, with a payout ratio of 2.80%.
  • Return on equity was 25.2% and debt-to-equity 0.20.
  • Its Piotroski F-score is 7 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

RenaissanceRe Holdings Ltd. (RNR) Latest News

stockrow.com/RNR · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com