Saturday 17 October 2026 Export RBB’s income statement to Excel — free account

RBB Bancorp

RBB Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $238.0 million, up 2.59% from fiscal 2024. In the quarter to June 2026, revenue fell 4.00%, EPS grew 13.2%, free cash flow grew 4.05% and total debt fell 6.19%, each against the same quarter a year earlier. Dividend growth for five consecutive years.

25.75 0.01 −0.04%

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Market cap: $435.8M
P/E: 10.5×
Fwd P/E: 10.3×
Dividend yield: 2.49%
F-score: 8/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total sells 0.70

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	—	—	—	—	—	2	3	1	—	—	—	—

Insider Ownership 10.59%

Capital & Financial Ratios $m

Market Cap 435.76

Revenue 241.92

Net Income 41.77

Free Cash Flow 55.68

Net Debt 11.87

Current Ratio 1.07

Debt/Equity 0.55

P/E ratio 10.51

Fwd P/E 10.30

P/S ratio 1.81

P/B ratio 0.82

Past 5Y EPS Growth 2.09%

This Y EPS Growth 31.04%

Next Y EPS Growth 3.34%

Next Y revenue growth (42.48%)

Next 5Y EPS Growth 11.03%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 56.13%

10-year low 10-year high

P/S against its own 10 years 42.14%

10-year low 10-year high

P/B against its own 10 years 45.20%

10-year low 10-year high

Dividends

Payout Ratio 0.26

Annual Dividend Rate 0.64

Annual Dividend Yield 2.49%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	0.64	0.16 0.16 0.16
2025	0.64	0.16 0.16 0.16 0.16
2024	0.64	0.16 0.16 0.16 0.16
2023	0.64	0.16 0.16 0.16 0.16
2022	0.56	0.14 0.14 0.14 0.14
2021	0.51	0.12 0.13 0.13 0.13
2020	0.33	0.12 0.06 0.06 0.09
2019	0.40	0.10 0.10 0.10 0.10
2018	0.35	0.08 0.09 0.09 0.09
2017	0.08	0.08

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	432	258	213	284
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	3,474	3,349	3,586	3,654

	2023	2024	2025	Q'26
Payables	3,175	3,084	3,350	3,391
ST’ Debt	—	—	—	—
Other	—	—	—	—
	3,199	3,119	3,394	3,421

Compound Annual Growth %

	10y	5y	3y
Sales	16.80%	9.22%	7.38%
Cash Flow	4.08%	(19.01%)	(22.67%)
Earnings	9.43%	(0.60%)	(20.79%)
Book Value	12.33%	4.08%	2.60%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	61	60	—	—	—
’25	55	63	61	60	238
’24	58	56	60	57	232
’23	56	59	58	62	236
’22	43	46	49	55	192
’21	41	40	43	42	166
’20	39	36	38	40	153

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	19	22	—	—	—
’25	8	22	2	12	43
’24	5	12	25	17	58
’23	17	18	25	(9)	51
’22	33	12	26	23	94
’21	109	23	37	32	202
’20	78	(8)	10	44	125

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	19	22	—	—	—
’25	8	21	2	12	43
’24	5	12	24	17	58
’23	16	18	25	(9)	51
’22	32	13	26	22	93
’21	109	23	37	32	200
’20	78	(8)	9	41	120

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.66	0.59	—	—	—
’25	0.13	0.52	0.59	0.59	1.83
’24	0.43	0.39	0.39	0.25	1.47
’23	0.58	0.58	0.45	0.64	2.24
’22	0.74	0.80	0.87	0.92	3.33
’21	0.63	0.67	0.77	0.79	2.86
’20	0.33	0.33	0.43	0.56	1.65

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	—	21.26	17.03	17.38	10.61	15.35	19.50	8.62	16.49	14.40	Analyst estimates 2026–2028 Powerpack
	High	—	27.55	33.62	22.95	21.34	27.47	29.09	21.53	25.30	22.59
People
People	Employees	177	203	365	355	371	365	379	376	372	369
	Revenue/emp, $m	0.44	0.43	0.31	0.45	0.41	0.45	0.51	0.63	0.62	0.64
Income, $m
Income, $m	Revenue	77	87	115	160	153	166	192	236	232	238
	Gross margin, %	84.83	84.04	79.43	71.97	77.56	86.30	83.66	56.87	49.44	54.27
	EBT	33	47	46	55	47	81	91	60	36	42
	EBT margin, %	42.21	53.60	40.19	34.57	30.99	48.81	47.52	25.51	15.38	17.70
	Net income	19	26	36	39	33	57	64	42	27	32
	Depreciation	(6)	(2)	4	5	6	14	12	5	6	8
Per share, $
Per share, $	Revenue	6.03	6.20	6.70	8.00	7.75	8.54	10.06	12.45	12.80	13.65
	Earnings	1.49	1.81	2.13	1.96	1.66	2.92	3.37	2.24	1.47	1.83
	Cash flow	4.39	2.04	(4.94)	23.80	6.30	10.41	4.91	2.70	3.23	2.49
	Capex	(0.02)	(0.05)	(0.15)	(0.07)	(0.21)	(0.10)	(0.05)	(0.03)	(0.04)	(0.04)
	Free cash flow	4.38	2.00	(5.08)	23.74	6.09	10.31	4.86	2.67	3.18	2.45
	Book value	14.19	18.84	21.84	20.37	21.68	24.03	25.37	26.96	28.03	30.02
	Shares, m	13	14	17	20	20	19	19	19	18	17
Valuation, ×
Valuation, ×	P/E	13.81	14.50	8.21	10.80	9.21	8.94	6.28	8.52	14.03	11.16
	P/S	1.44	4.35	2.62	2.65	1.98	3.07	2.10	1.54	1.60	1.51
	P/B	0.62	1.43	0.80	1.04	0.71	1.09	0.83	0.71	0.73	0.69
	EV/Sales	0.10	3.51	5.10	2.22	2.46	0.91	3.79	0.91	1.93	1.73
	EV/FCF	0.30	10.92	(6.72)	0.75	3.14	0.76	7.85	4.25	7.76	9.77
Cash, $m
Cash, $m	Operating cash flow	56	29	(85)	476	125	202	94	51	58	43
	Capex	0	(1)	(2)	(1)	(4)	(2)	(1)	(1)	(1)	(1)
	Free cash flow	56	28	(87)	475	120	200	93	51	58	43
Balance, $m
Balance, $m	Working capital	108	179	575	237	311	244	432	276	229	191
	Total debt	53	78	433	114	269	338	408	284	335	265
	Net debt	(66)	(73)	284	(69)	73	(357)	324	(148)	76	52
	Shareholders’ equity	182	265	375	408	428	467	485	511	508	523
Returns, %
Returns, %	ROA	1.58	1.65	1.55	1.36	1.07	1.50	1.58	1.07	0.67	0.78
	ROIC	17.66	15.21	4.54	10.28	6.00	46.32	7.06	10.36	3.82	4.57
	ROE	11.05	11.43	11.29	10.02	7.88	12.71	13.52	8.53	5.23	6.20

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
CZNC Citizens & Northern Corp	$454.8M	17.3×	10.8×	+26.53% (above 0%: growing)	+97.50% (above 0%: growing)	+90.26% (above 0%: growing)	76.74%	0.00%	Compare
PBFS Pioneer Bancorp, Inc.	$440.5M	25.2×	24.0×	+17.36% (above 0%: growing)	−46.15% (below 0%: shrinking)	+217.72% (above 0%: growing)	75.84%	0.00%	Compare
FRBA First Bank	$438.9M	10.3×	10.2×	−3.96% (below 0%: shrinking)	+7.32% (above 0%: growing)	−48.72% (below 0%: shrinking)	62.19%	0.00%	Compare
AVBC Avidia Bancorp, Inc.	$436.0M	23.1×	14.7×	+5.48% (above 0%: growing)	—	+391.37% (above 0%: growing)	76.31%	0.00%	Compare
RBB RBB Bancorp	$435.8M	10.5×	10.3×	−4.00% (below 0%: shrinking)	+13.21% (above 0%: growing)	+4.05% (above 0%: growing)	55.01%	0.00%
PLBC Plumas Bancorp	$431.8M	12.1×	9.7×	+44.00% (above 0%: growing)	+33.64% (above 0%: growing)	+446.81% (above 0%: growing)	86.85%	0.00%	Compare
CBK Commercial Bancgroup, Inc.	$431.5M	10.8×	10.3×	−0.84% (below 0%: shrinking)	+3.15% (above 0%: growing)	+28.43% (above 0%: growing)	73.67%	0.00%	Compare
BMRC Bank of Marin Bancorp	$427.4M	— (loss-making)	11.9×	+120.20% (above 0%: growing)	n/m	+67.51% (above 0%: growing)	74.60%	0.00%	Compare
CBAN Colony Bankcorp, Inc.	$425.1M	12.0×	10.7×	+23.45% (above 0%: growing)	+10.87% (above 0%: growing)	−48.88% (below 0%: shrinking)	72.54%	0.00%	Compare
Median of peers	$433.9M	12.1×	10.8×	+20.41%	+9.10%	+78.89%	75.22%	0.00%

All 323 Banks Regional stocks →

RBB Bancorp (RBB) key facts

Strength: RBB Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $238.0 million, up 2.59% from fiscal 2024.
RBB Bancorp (RBB) is a Banks Regional company in the Financial sector, listed on Nasdaq.
As of October 16, 2026, RBB traded at $25.75, a market capitalization of $435.8 million.
RBB Bancorp pays an annual dividend of $0.64 per share, a yield of 2.49%, with a payout ratio of 26.3%.
Return on equity was 6.20% and debt-to-equity 0.55.
Its Piotroski F-score is 8 out of 9 for fiscal 2025.