Plumas Bancorp (PLBC) vs USCB Financial Holdings, Inc. (USCB)
Plumas Bancorp and USCB Financial Holdings, Inc. are both Banks Regional companies. Plumas Bancorp and USCB Financial Holdings, Inc. are of similar size ($428.1M and $418.8M). Plumas Bancorp trades at the lower P/E: 12.1× against 14.7×. Plumas Bancorp grew revenue faster over the last twelve months: 38.7% against 4.72%. Plumas Bancorp has the higher net margin (27.4% vs 18.1%) and the higher return on invested capital (19.5% vs 6.24%). Both pay a dividend; Plumas Bancorp yields more (2.99% vs 0.87%). Across the 20 metrics below, Plumas Bancorp leads on 12 and USCB Financial Holdings, Inc. on 8.
Valuation
Profitability
| Metric | PLBC | USCB | Banks Regional median |
|---|---|---|---|
| Gross margin | 86.28% | 61.02% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 27.39% | 18.05% | 18.66% |
| Free cash flow margin | 28.43% | 30.84% | 21.18% |
| Return on equity | 15.41% | 12.36% | 10.64% |
| Return on assets | 1.83% | 1.00% | 1.13% |
| Return on invested capital | 19.54% | 6.24% | 8.33% |
Growth
Health
Dividend
Size
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