Itau Unibanco Holding S.A.

ITUB Financial Banks Regional

Itau Unibanco Holding S.A.’s revenue for fiscal 2025 (year ended December 2025) was $69.3 billion, up 23.4% from fiscal 2024.

Revenue
+9.19%
EPS
+25.9%
Free cash flow
+584.7%
Total debt
+19.6%

Quarter to June 2026, against a year earlier

7.31 0.03 +0.41%
Market cap
$39.4B
P/E
9.3×
Fwd P/E
—
Dividend yield
5.94%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Itau Unibanco Holding S.A. (ITUB) Gross margin

Alert me on Gross margin

Itau Unibanco Holding S.A.'s gross margin over the twelve months to 30 June 2026 was 44.9%, up 1.6 percentage points from fiscal 2025 (43.3%). Over the past ten years it has ranged from 43.3% (fiscal 2025) to 64.6% (fiscal 2021) — the current reading is the lowest in ten years. That is below the Banks Regional industry median of 69.8% and below the Financial sector median of 70.1%.

Gross margin, annual

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Annual newest first

Period Gross margin Change (points)
FY2025 43.3% (1.46)
FY2024 44.8% (4.68)
FY2023 49.5% (1.64)
FY2022 51.1% (13.46)
FY2021 64.6% 6.91
FY2020 57.7% (2.98)
FY2019 60.7% 7.12
FY2018 53.5% (5.11)
FY2017 58.6% 3.14
FY2016 55.5% 0.43

Quarterly newest first

Period Gross margin Change (points)
Jun 2026 46.4% 7.89
Mar 2026 38.5% (11.08)
Dec 2025 49.6% 5.04
Sep 2025 44.6% 6.27
42 more quarters

Against its own ten years

Low 43.3% High 64.6%
Ten-year median 55.1%
Current reading's percentile 17

Gross margin against peers

Company Gross margin
BAP Credicorp Ltd. compare 81.6%
MTB M&T Bank Corporation compare 74.9%
FITB Fifth Third Bancorp compare 72.9%
CFG Citizens Financial Group, Inc. compare 71.1%
HBAN Huntington Bancshares Incorporated compare 67.8%
KB KB Financial Group Inc compare 57.8%
SHG Shinhan Financial Group Co Ltd compare 56.3%
ITUB Itau Unibanco Holding S.A. 44.9%
BBDO Banco Bradesco SA compare 36.0%
Banks Regional industry median 69.8%
Financial sector median 70.1%
Market median 45.1%

What Gross margin is

Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.

Gross Profit ÷ Revenue

The full definition of Gross margin →

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