Bank of N.T. Butterfield & Son Limited (The)

NTB Financial Banks Diversified

Bank of N.T. Butterfield & Son Limited (The)’s revenue for fiscal 2025 (year ended December 2025) was $800.0 million, down 1.93% from fiscal 2024.

Revenue
+1.78%
EPS
+3.09%
Free cash flow
+28.4%

Quarter to September 2026, against a year earlier

54.73 0.11 +0.20%
Market cap
$2.2B
P/E
9.3×
Fwd P/E
9.7×
Dividend yield
3.65%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Bank of N.T. Butterfield & Son Limited (The) (NTB) Free cash flow

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Bank of N.T. Butterfield & Son Limited (The)'s free cash flow for fiscal 2025 was $254.8M, unchanged from fiscal 2024. Over the twelve months to 30 September 2026 it was $223.5M. Over the past ten years it has ranged from $165.3M (fiscal 2015) to $282.4M (fiscal 2018); the current reading is higher than 91% of that period. Bank of N.T. Butterfield & Son Limited (The) ranks 10th of 14 Banks Diversified companies by free cash flow.

Free cash flow, annual

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Annual newest first

Period Free cash flow Change
FY2025 $254.8M 4.22%
FY2024 $244.5M (0.88%)
FY2023 $246.7M 26.95%
FY2022 $194.3M (19.06%)
FY2021 $240.1M 43.24%
FY2020 $167.6M (26.19%)
FY2019 $227.0M (19.60%)
FY2018 $282.4M 25.18%
FY2017 $225.6M 29.71%
FY2016 $173.9M 5.21%

Quarterly newest first

Period Free cash flow Change
Sep 2026 $60.1M 10.77%
Jun 2026 $54.3M 7.87%
Mar 2026 $50.3M (14.48%)
Dec 2025 $58.8M 25.65%
41 more quarters

Against its own ten years

Low $165.3M High $282.4M
Ten-year median $227.0M
Current reading's percentile 91

Free cash flow against peers

What Free cash flow is

Free Cash Flow tells an investor how much cash a company’s operations generate after paying for its investment in physical and intangible assets.

Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)

The full definition of Free cash flow →

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