stockrowBanco Santander, S.A.
SAN Financial Banks Diversified
Banco Santander, S.A.’s revenue for fiscal 2025 (year ended December 2025) was $133.5 billion, down 3.54% from fiscal 2024.
- Revenue
- −73.3%
- EPS
- −3.70%
- Free cash flow
- +381.0%
Quarter to September 2026, against a year earlier
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Banco Santander, S.A. (SAN) Free cash flow
Banco Santander, S.A.'s free cash flow for fiscal 2025 was −$19.6B, compared with −$31.2B in fiscal 2024. Over the twelve months to 30 September 2026 it was $5.1B. Over the past ten years it has ranged from −$31.2B (fiscal 2024) to $68.1B (fiscal 2020); the current reading is higher than 18% of that period. Banco Santander, S.A. ranks 9th of 14 Banks Diversified companies by free cash flow.
Free cash flow, annual
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Annual newest first
| Period | Free cash flow | Change |
|---|---|---|
| FY2025 | −$19.6B | — |
| FY2024 | −$31.2B | — |
| FY2023 | −$1.7B | — |
| FY2022 | $23.6B | (61.35%) |
| FY2021 | $61.1B | (10.28%) |
| FY2020 | $68.1B | — |
| FY2019 | −$7.5B | — |
| FY2018 | −$6.0B | — |
| FY2017 | $38.9B | 112.37% |
| FY2016 | $18.3B | 174.48% |
Quarterly newest first
| Period | Free cash flow | Change |
|---|---|---|
| Sep 2026 | $36.5B | — |
| Jun 2026 | −$1.2B | — |
| Mar 2026 | −$21.9B | — |
| Dec 2025 | −$8.3B | — |
| 34 more quarters | Free account |
Against its own ten years
Free cash flow against peers
| Company | Free cash flow |
|---|---|
| HSBC HSBC Holdings plc compare | $144.6B |
| WFC Wells Fargo & Company compare | $28.9B |
| BBVA Banco Bilbao Viscaya Argentaria S.A. compare | $19.1B |
| UBS UBS Group AG compare | $11.8B |
| BNY BNY compare | $7.1B |
| SAN Banco Santander, S.A. | $5.1B |
| C Citigroup Inc. compare | −$24.4B |
| SMFG Sumitomo Mitsui Financial Group Inc compare | −$84.8B |
| MUFG Mitsubishi UFJ Financial Group, Inc. compare | −$236.6B |
What Free cash flow is
Free Cash Flow tells an investor how much cash a company’s operations generate after paying for its investment in physical and intangible assets.
Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)
More on SAN
- Revenue
- Net income
- EPS (diluted)
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement