Bank of N.T. Butterfield & Son Limited (The)

NTB Financial Banks Diversified

Bank of N.T. Butterfield & Son Limited (The)’s revenue for fiscal 2025 (year ended December 2025) was $800.0 million, down 1.93% from fiscal 2024.

Revenue
+1.78%
EPS
+3.09%
Free cash flow
+28.4%

Quarter to September 2026, against a year earlier

55.03 0.41 +0.75%
Market cap
$2.2B
P/E
9.3×
Fwd P/E
9.7×
Dividend yield
3.66%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Bank of N.T. Butterfield & Son Limited (The) (NTB) Current ratio

Alert me on Current ratio

Bank of N.T. Butterfield & Son Limited (The)'s current ratio at the end of the quarter to 30 September 2026 was 0.6×, down 0.0× from fiscal 2025 (0.6×). Over the past ten years it has ranged from 0.6× (fiscal 2017) to 0.8× (fiscal 2015); the current reading is higher than 45% of that period. That is below the Banks Diversified industry median of 0.9× and below the Financial sector median of 1.0×.

Current ratio, annual

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Annual newest first

Period Current ratio Change
FY2025 0.6× (2.51%)
FY2024 0.7× 3.95%
FY2023 0.6× 1.20%
FY2022 0.6× (2.09%)
FY2021 0.6× (11.76%)
FY2020 0.7× 0.20%
FY2019 0.7× 8.66%
FY2018 0.7× 8.54%
FY2017 0.6× (4.65%)
FY2016 0.6× (17.16%)

Quarterly newest first

Period Current ratio Change
Sep 2026 0.6× (2.56%)
Jun 2026 0.6× (0.53%)
Mar 2026 0.6× 4.24%
Dec 2025 0.6× (2.42%)
37 more quarters

Against its own ten years

Low 0.6× High 0.8×
Ten-year median 0.6×
Current reading's percentile 45

Current ratio against peers

Company Current ratio
BCS Barclays PLC compare 1.5×
ING ING Group, N.V. compare 1.1×
UBS UBS Group AG compare 1.1×
SMFG Sumitomo Mitsui Financial Group Inc compare 1.0×
FRBT Forbright Inc. compare 0.9×
BNY BNY compare 0.7×
NTB Bank of N.T. Butterfield & Son Limited (The) 0.6×
SAN Banco Santander, S.A. compare 0.2×
BBVA Banco Bilbao Viscaya Argentaria S.A. compare 0.2×
Banks Diversified industry median 0.9×
Financial sector median 1.0×
Market median 1.6×

What Current ratio is

Current Ratio shows whether a company’s short-term assets are enough to cover the bills and debts it must pay within the next year.

Current Assets (Total) ÷ Current Liabilities (Total)

The full definition of Current ratio →

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