stockrowBank of N.T. Butterfield & Son Limited (The)
NTB Financial Banks Diversified
Bank of N.T. Butterfield & Son Limited (The)’s revenue for fiscal 2025 (year ended December 2025) was $800.0 million, down 1.93% from fiscal 2024.
- Revenue
- +1.78%
- EPS
- +3.09%
- Free cash flow
- +28.4%
Quarter to September 2026, against a year earlier
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Bank of N.T. Butterfield & Son Limited (The) (NTB) Gross margin
Bank of N.T. Butterfield & Son Limited (The)'s gross margin over the twelve months to 30 September 2026 was 79.3%, up 3.4 percentage points from fiscal 2025 (75.9%). Over the past ten years it has ranged from 71.3% (fiscal 2024) to 96.6% (fiscal 2017); the current reading is higher than 18% of that period. That is above the Banks Diversified industry median of 67.1% and above the Financial sector median of 70.1%.
Gross margin, annual
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Annual newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| FY2025 | 75.9% | 4.62 |
| FY2024 | 71.3% | (5.18) |
| FY2023 | 76.4% | (14.53) |
| FY2022 | 91.0% | (4.24) |
| FY2021 | 95.2% | 1.60 |
| FY2020 | 93.6% | 3.64 |
| FY2019 | 90.0% | (5.46) |
| FY2018 | 95.4% | (1.19) |
| FY2017 | 96.6% | 0.48 |
| FY2016 | 96.1% | 1.99 |
Quarterly newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| Sep 2026 | 79.5% | (0.02) |
| Jun 2026 | 79.5% | (0.32) |
| Mar 2026 | 79.8% | 1.57 |
| Dec 2025 | 78.3% | 1.54 |
| 40 more quarters | Free account |
Against its own ten years
Gross margin against peers
| Company | Gross margin |
|---|---|
| BCS Barclays PLC compare | 100.0% |
| ING ING Group, N.V. compare | 100.0% |
| BBVA Banco Bilbao Viscaya Argentaria S.A. compare | 100.0% |
| UBS UBS Group AG compare | 80.3% |
| NTB Bank of N.T. Butterfield & Son Limited (The) | 79.3% |
| SMFG Sumitomo Mitsui Financial Group Inc compare | 60.4% |
| BNY BNY compare | 54.7% |
| SAN Banco Santander, S.A. compare | 45.2% |
| FRBT Forbright Inc. compare | — |
| Banks Diversified industry median | 67.1% |
| Financial sector median | 70.1% |
| Market median | 45.1% |
What Gross margin is
Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.
Gross Profit ÷ Revenue
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- Operating cash flow
- Operating margin
- Net margin
- Free cash flow margin
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- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
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- Current ratio
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