Bank of N.T. Butterfield & Son Limited (The)

NTB Financial Banks Diversified

Bank of N.T. Butterfield & Son Limited (The)’s revenue for fiscal 2025 (year ended December 2025) was $800.0 million, down 1.93% from fiscal 2024.

Revenue
+1.78%
EPS
+3.09%
Free cash flow
+28.4%

Quarter to September 2026, against a year earlier

54.79 0.17 +0.31%
Market cap
$2.2B
P/E
9.3×
Fwd P/E
9.7×
Dividend yield
3.66%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Bank of N.T. Butterfield & Son Limited (The) (NTB) Net margin

Alert me on Net margin

Bank of N.T. Butterfield & Son Limited (The)'s net margin over the twelve months to 30 September 2026 was 29.2%, up 0.2 percentage points from fiscal 2025 (29.0%). Over the past ten years it has ranged from 13.8% (fiscal 2016) to 36.3% (fiscal 2018); the current reading is higher than 45% of that period. That is above the Banks Diversified industry median of 18.4% and above the Financial sector median of 14.3%.

Net margin, annual

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Annual newest first

Period Net margin Change (points)
FY2025 29.0% 2.47
FY2024 26.5% (3.23)
FY2023 29.8% (5.56)
FY2022 35.3% 4.20
FY2021 31.1% 3.73
FY2020 27.4% (2.55)
FY2019 29.9% (6.41)
FY2018 36.3% 3.60
FY2017 32.7% 18.99
FY2016 13.8% (1.65)

Quarterly newest first

Period Net margin Change (points)
Sep 2026 29.9% 6.42
Jun 2026 23.5% (8.60)
Mar 2026 32.1% 0.65
Dec 2025 31.4% 0.96
40 more quarters

Against its own ten years

Low 13.8% High 36.3%
Ten-year median 29.8%
Current reading's percentile 46

Net margin against peers

Company Net margin
ING ING Group, N.V. compare 81.9%
NTB Bank of N.T. Butterfield & Son Limited (The) 29.2%
BBVA Banco Bilbao Viscaya Argentaria S.A. compare 26.8%
BCS Barclays PLC compare 22.8%
SMFG Sumitomo Mitsui Financial Group Inc compare 17.6%
UBS UBS Group AG compare 16.1%
BNY BNY compare 15.7%
SAN Banco Santander, S.A. compare 15.3%
FRBT Forbright Inc. compare —
Banks Diversified industry median 18.4%
Financial sector median 14.3%
Market median 1.06%

What Net margin is

Net Profit Margin tells an investor how much of each unit of revenue ends up as profit for shareholders after all costs, interest and taxes.

Net Income Allotted to Shareholders ÷ Revenue

The full definition of Net margin →

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