Bank of N.T. Butterfield & Son Limited (The)

NTB Financial Banks Diversified

Bank of N.T. Butterfield & Son Limited (The)’s revenue for fiscal 2025 (year ended December 2025) was $800.0 million, down 1.93% from fiscal 2024.

Revenue
+1.78%
EPS
+3.09%
Free cash flow
+28.4%

Quarter to September 2026, against a year earlier

54.96 0.34 +0.62%
Market cap
$2.2B
P/E
9.3×
Fwd P/E
9.7×
Dividend yield
3.66%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Bank of N.T. Butterfield & Son Limited (The) (NTB) Price to free cash flow

Alert me on Price to free cash flow

As of 5 November 2026, Bank of N.T. Butterfield & Son Limited (The) (NTB) trades at a price to free cash flow of 9.7×. Over the past ten years it has ranged from 0.0× (January 2016) to 22.7× (November 2020); the current reading is higher than 83% of that period. That is above the Banks Diversified industry median of 8.8× and in line with the Financial sector median of 9.7×.

Price to free cash flow, daily

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Annual newest first

Period Price to free cash flow Change
FY2025 8.1× 20.09%
FY2024 6.7× 18.10%
FY2023 5.7× (25.92%)
FY2022 7.7× (2.02%)
FY2021 7.9× (16.28%)
FY2020 9.4× 8.33%
FY2019 8.7× 42.79%
FY2018 6.1× (31.32%)
FY2017 8.8× 0.07%
FY2016 8.8× —

Quarterly newest first

Period Price to free cash flow Change
Sep 2026 10.2× (8.53%)
Jun 2026 11.2× 33.52%
Mar 2026 8.4× 3.51%
Dec 2025 8.1× 3.42%
40 more quarters

Against its own ten years

Low 0.0× High 22.7×
Ten-year median 7.8×
Current reading's percentile 83

Price to free cash flow against peers

Company Price to free cash flow
SMFG Sumitomo Mitsui Financial Group Inc compare n/m
FRBT Forbright Inc. compare n/m
BCS Barclays PLC compare 0.8×
ING ING Group, N.V. compare 2.8×
BBVA Banco Bilbao Viscaya Argentaria S.A. compare 7.8×
NTB Bank of N.T. Butterfield & Son Limited (The) 9.7×
UBS UBS Group AG compare 12.6×
BNY BNY compare 14.1×
SAN Banco Santander, S.A. compare 35.0×
Banks Diversified industry median 8.8×
Financial sector median 9.7×
Market median 14.1×

What Price to free cash flow is

Price to Free Cash Flow Ratio shows how much investors pay for each dollar of cash a company generates after its capital spending.

Stock Price ÷ ((Operating Cash Flow (TTM) + Property, Plant, Equipment Change (Net) (TTM) + Intangible Assets Change (Net) (TTM)) ÷ (Shares (Basic, Weighted) (latest quarter)))

The full definition of Price to free cash flow →

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