Bank of N.T. Butterfield & Son Limited (The)

NTB Financial Banks Diversified

Bank of N.T. Butterfield & Son Limited (The)’s revenue for fiscal 2025 (year ended December 2025) was $800.0 million, down 1.93% from fiscal 2024.

Revenue
+1.78%
EPS
+3.09%
Free cash flow
+28.4%

Quarter to September 2026, against a year earlier

54.79 0.17 +0.31%
Market cap
$2.2B
P/E
9.3×
Fwd P/E
9.7×
Dividend yield
3.66%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Bank of N.T. Butterfield & Son Limited (The) (NTB) Return on equity

Alert me on Return on equity

Bank of N.T. Butterfield & Son Limited (The)'s return on equity over the twelve months to 30 September 2026 was 21.1%, down 0.4 percentage points from fiscal 2025 (21.5%). Over the past ten years it has ranged from 7.99% (fiscal 2016) to 24.1% (fiscal 2023); the current reading is higher than 73% of that period. That is above the Banks Diversified industry median of 11.0% and above the Financial sector median of 9.01%.

Return on equity, annual

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Annual newest first

Period Return on equity Change (points)
FY2025 21.5% 0.08
FY2024 21.4% (2.77)
FY2023 24.1% 0.91
FY2022 23.2% 6.63
FY2021 16.6% 1.47
FY2020 15.1% (4.05)
FY2019 19.2% (3.71)
FY2018 22.9% 2.90
FY2017 20.0% 12.00
FY2016 7.99% (0.39)

Against its own ten years

Low 7.99% High 24.1%
Ten-year median 20.0%
Current reading's percentile 73

Return on equity against peers

Company Return on equity
NTB Bank of N.T. Butterfield & Son Limited (The) 21.1%
BBVA Banco Bilbao Viscaya Argentaria S.A. compare 18.1%
BNY BNY compare 15.9%
SAN Banco Santander, S.A. compare 14.2%
UBS UBS Group AG compare 10.9%
SMFG Sumitomo Mitsui Financial Group Inc compare 9.85%
BCS Barclays PLC compare 9.11%
ING ING Group, N.V. compare 0.00%
FRBT Forbright Inc. compare —
Banks Diversified industry median 11.0%
Financial sector median 9.01%
Market median 0.51%

What Return on equity is

ROE shows how much profit a company earns for its shareholders on the equity they have in the business.

Annual: Net Income Allotted to Shareholders ÷ Average Common Equity; TTM: Net Income Allotted to Shareholders ÷ Average Common Equity (latest quarter)

The full definition of Return on equity →

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