MIND C.T.I. Ltd. MNDO

1.00 (0.02) (1.96%) as of 25 Sep
Market cap
$20.8M
P/E
6.3×

Insider Decisions

in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 21.18%

Capital & Financial Ratios

Market Cap 20.78
Revenue 19.41
Net Income 3.27
Free Cash Flow 3.09
Net Debt (13.46)
Current Ratio 4.66
Debt/Equity 0.00
P/E ratio 6.25
P/S ratio 1.04
P/B ratio 0.84
Past 5Y EPS Growth (2.59%)
This Y EPS Growth —
Next Y EPS Growth —
Next 5Y EPS Growth —
in millions of $

Dividends

Payout Ratio 1.00
Annual Dividend Rate 0.24
Annual Dividend Yield 11.59%
total individual payouts
2025 0.22
0.22
2024 0.24
0.24
2023 0.24
0.24
2022 0.26
0.26
2021 0.26
0.26
2020 0.24
0.24
2019 0.26
0.26
2018 0.30
0.30
2017 0.32
0.32
2016 0.27
0.27
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 17 16 14 13
Receivables 2 2 2 2
Inventory — — — —
Other 1 0 0 1
20 19 16 17
2023 2024 2025 Q'26
Payables 1 1 1 0
ST’ Debt — — — —
Other 2 1 1 1
4 3 4 4
in millions of $

Compound Annual Growth

10y 5y 3y
Sales (0.73%) (3.60%) (3.35%)
Cash Flow (4.47%) (9.31%) (4.37%)
Earnings (6.35%) (13.52%) (21.03%)
Book Value 0.54% (0.06%) (1.07%)

Revenue

Mar Jun Sep Dec Year
’26 5 5 — — —
’25 5 5 5 5 19
’24 6 5 5 5 21
’23 5 5 5 6 22
’22 6 5 5 5 22
’21 6 7 7 6 26
’20 6 6 6 6 23
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 1 0 — — —
’25 1 1 1 1 4
’24 1 2 1 0 4
’23 1 2 1 1 4
’22 0 2 1 1 5
’21 1 3 1 2 7
’20 1 1 2 2 6
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 1 0 — — —
’25 1 1 1 1 4
’24 1 2 1 0 4
’23 1 2 1 1 4
’22 0 2 1 1 4
’21 1 3 1 2 7
’20 1 1 2 2 6
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.04 0.04 — — —
’25 0.02 0.02 0.03 0.05 0.13
’24 0.07 0.05 0.04 0.06 0.22
’23 0.07 0.06 0.06 0.06 0.25
’22 0.07 0.06 0.06 0.06 0.26
’21 0.07 0.07 0.07 0.08 0.30
’20 0.06 0.07 0.07 0.07 0.27
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
1.96 2.27 2.08 2.09 1.45 2.45 2.03 1.82 1.70 0.98

Analyst estimates 2026–2028

Powerpack
Low Price
2.69 2.94 2.87 2.60 2.64 3.80 3.28 2.50 2.28 2.13
High Price
262 240 221 240 188 103 153 144 136 139
Employees
0 0 0 0 0 0 0 0 0 0
Revenue/Emp
18 18 18 23 23 26 22 22 21 19
Revenue
62.16% 61.06% 66.11% 55.32% 52.28% 52.72% 53.39% 50.28% 50.07% 50.99%
Gross Margin
5 6 6 6 6 7 6 6 5 3
EBT
29.76% 34.38% 30.73% 24.37% 24.99% 26.14% 26.06% 25.57% 23.15% 14.22%
EBT Margin
4 6 5 5 5 6 5 5 5 3
Net Income
0 0 0 0 0 0 0 0 0 0
Depreciation
0.94 0.94 0.94 1.15 1.17 1.32 1.07 1.07 1.06 0.95
Revenue/Sh
0.22 0.29 0.27 0.26 0.27 0.30 0.26 0.26 0.23 0.13
Earnings/Sh
0.27 0.14 0.23 0.34 0.33 0.34 0.23 0.20 0.20 0.19
Cash Flow/Sh
0.00 0.00 0.00 0.00 0.00 0.00 (0.01) 0.00 0.00 0.00
Capex/Sh
0.27 0.14 0.23 0.34 0.32 0.34 0.22 0.20 0.20 0.19
Free CF/Sh
1.11 1.09 1.08 1.11 1.16 1.19 1.18 1.21 1.20 1.13
Book Value/Sh
19 19 19 20 20 20 20 20 20 20
Shares
11.27 9.48 8.77 9.27 9.59 10.37 8.44 7.88 8.25 9.58
PE Ratio
2.64 2.94 2.43 2.10 2.21 2.36 1.97 1.84 1.87 1.21
PS Ratio
2.24 2.52 2.10 2.17 2.23 2.62 1.78 1.62 1.65 1.02
PB Ratio
1.59 2.00 1.56 1.43 1.48 1.66 1.16 1.07 1.14 0.51
EV/Sales
5.55 13.48 6.40 4.89 5.37 6.42 5.63 5.73 5.97 2.52
EV/FCF
5 3 4 7 6 7 5 4 4 4
Op' Cash Flow
0 0 0 0 0 0 0 0 0 0
Capex
5 3 4 7 6 7 4 4 4 4
FCF
15 15 15 13 14 15 15 15 16 12
Working Cap'
— — — 1 2 1 1 — — —
Total Debt
(19) (17) (16) (15) (17) (18) (17) (17) (16) (14)
Net Debt
21 21 21 22 23 24 24 24 24 23
Sh' Equity
14.19% 19.91% 19.24% 17.75% 16.95% 18.15% 16.30% 16.31% 14.86% 8.56%
ROA
141.28% 72.71% 64.59% 46.69% 55.95% 81.05% 54.56% 37.65% 32.02% 13.73%
ROIC
19.49% 26.53% 24.45% 23.60% 23.90% 25.39% 22.25% 21.40% 18.98% 11.00%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

MIND C.T.I. Ltd. (MNDO) key facts

  • MIND C.T.I. Ltd. (MNDO) is a Software Application company in the Technology sector, listed on Nasdaq.
  • MIND C.T.I. Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $19.5 million, down 9.27% from fiscal 2024.
  • Net income was $2.6 million, or $0.13 per share (basic), a net margin of 13.4%.
  • As of September 25, 2026, MNDO traded at $1.00, a market capitalization of $20.8 million.
  • At that price the stock trades at 6.3× trailing-twelve-month earnings and 1.0× sales.
  • MIND C.T.I. Ltd. pays an annual dividend of $0.24 per share, a yield of 11.6%, with a payout ratio of 100.0%.
  • Return on equity was 11.0% and debt-to-equity 0.00.

Source: company filings (standardised) and stockrow calculations.

MIND C.T.I. Ltd. (MNDO) Latest News

News by impact score

Fine-tune

6 Aug

4

MIND CTI Ltd. reported second quarter 2024 results, with revenues of $5.3 million and net income of $1.1 million. CEO Monica Iancu will transition to Chair before year end, with Ariel Glassner appointed as successor. Transition of CEO to Chair and appointment of new CEO are significant moves that could impact the company's future trajectory and investor sentiment.

3

MIND C.T.I. Ltd. reported its financial results for the second quarter of 2026. Quarterly results update financial metrics that influence short-term market sentiment and valuation.

11 May

3

MIND C.T.I. Ltd. (MNDO) reported first quarter 2026 results. Quarterly financial results affect key financial performance metrics and investor sentiment moderately.

19 Mar

4

Gauzy strengthens its board of directors and regains compliance with Nasdaq listing requirements. Regaining Nasdaq compliance averts delisting risks and bolsters investor confidence, significantly impacting market performance.

10 Mar

3

MIND C.T.I. Ltd. (MNDO) reported fourth quarter and full year 2025 financial results. Full-year earnings disclosure affects financial performance and investor sentiment moderately.

1 Feb

3

MIND C.T.I. Ltd. (MNDO) has been analyzed for its fair value, considering various financial metrics and market conditions. The assessment highlights the company's performance, growth potential, and competitive positioning within the telecommunications sector. Key indicators suggest that MNDO may be undervalued relative to its peers, prompting interest from investors. The analysis also touches on the company's strategic initiatives and market trends that could influence its future valuation. The evaluation indicates a moderately noticeable influence on MNDO's financial performance and competitive positioning.

5 Jan

3

MIND C.T.I. Ltd. (NASDAQ:MNDO) has seen an increase in stock price, but its financial performance appears inconsistent. Analysts are questioning the sustainability of this upward trend, as various financial metrics do not align with the stock's current valuation. Investors are left wondering about the company's future direction amidst these mixed signals. Inconsistent financial performance may moderately influence investor sentiment and future stock trajectory.

25 Nov

3

MIND C.T.I. Ltd. (MNDO) is facing challenges in effectively utilizing its capital, which raises concerns about its operational efficiency and future growth potential. The company's financial strategies and investment decisions have come under scrutiny, suggesting that it may struggle to optimize returns on its capital investments. This situation could impact investor confidence and the company's market performance moving forward. Ineffective capital utilization may moderately influence financial performance and investor sentiment.

12 Nov

4

MIND C.T.I. Ltd. (MNDO) reported its financial results for the third quarter of 2025, highlighting a significant increase in revenue and net income compared to the previous year. The company attributed this growth to strong demand for its telecommunications solutions and successful product launches. Additionally, MIND C.T.I. announced plans for further expansion into new markets and continued investment in research and development to enhance its offerings. The positive financial performance has led to an optimistic outlook for the remainder of the fiscal year. The significant revenue growth and strategic expansion plans are likely to have a major impact on the company's future performance.

25 Aug

3

MIND C.T.I. Ltd. (MNDO) has been analyzed for its intrinsic value, focusing on its financial metrics and market position. The evaluation considers various factors such as revenue growth, profitability, and market trends to determine the company's true worth. Investors are encouraged to assess these insights to make informed decisions regarding MNDO's stock. The analysis of intrinsic value may moderately influence investor sentiment and financial performance.

11 Aug

4

MIND C.T.I. Ltd. (MNDO) reported its financial results for the second quarter of 2025, showcasing a notable increase in revenue and net income compared to the previous year. The company attributed this growth to strong demand for its telecommunications solutions and successful product launches. Additionally, MIND C.T.I. announced plans for further expansion and investment in research and development to enhance its service offerings. The management expressed optimism about future growth prospects and maintaining a competitive edge in the market. The significant revenue growth and strategic plans for expansion indicate a likely positive shift in the company's trajectory and investor sentiment.

29 Jul

3

MIND C.T.I. Ltd. (MNDO) faces scrutiny due to mixed fundamentals, raising concerns about its market performance. Analysts highlight the company's inconsistent financial metrics and potential challenges in maintaining investor confidence. The market's low tolerance for such mixed signals may impact MNDO's future trajectory and overall valuation. Mixed fundamentals could moderately influence financial performance and investor sentiment.

18 Jun

3

MIND C.T.I. Ltd. (NASDAQ:MNDO) is experiencing a decline in its return on capital employed (ROCE), which has dropped from 23% five years ago to 14% currently, despite maintaining a similar level of capital employed. This trend raises concerns about the company's ability to generate high returns, potentially due to increased competition or reduced margins. Although the stock has risen 9.1% over the past five years, the overall outlook remains cautious, suggesting that investors may find better opportunities elsewhere. The declining ROCE and stagnant capital employed indicate a moderately noticeable influence on MIND C.T.I.'s financial performance and competitive positioning.

8 May

3

MIND C.T.I. Ltd. (NASDAQ:MNDO) reported its First Quarter 2025 results, showing a revenue of US$5.00 million, down 13% from the previous year, and a net income of US$490,000, a 63% decrease. The profit margin fell to 9.8% from 23% in 1Q 2024, primarily due to lower revenue. Earnings per share (EPS) decreased to US$0.024 from US$0.066 in 1Q 2024. MIND C.T.I shares have declined by 7.8% over the past week, and there are three warning signs identified for the company, with two being concerning. The significant decline in revenue and profit margin indicates potential challenges in financial performance.

3

MIND CTI Ltd. reported first quarter 2024 results, with revenues of $5.8 million and net income of $1.3 million. Financial results show moderate impact on company's performance and operations.

6 May

4

MIND C.T.I. Ltd. (MNDO) reported its financial results for the first quarter of 2025, highlighting a revenue increase and improved profitability compared to the previous year. The company attributed this growth to strong demand for its telecommunications solutions and successful product launches. Management expressed optimism about future performance, citing ongoing investments in innovation and market expansion. The results reflect a positive trend in the company's operations and position in the competitive landscape. The reported revenue increase and improved profitability indicate significant positive momentum that could alter the company's trajectory.

6 Mar

3

MIND C.T.I. Ltd's estimated fair value is US$2.52, while its current share price is US$2.02, indicating it may be trading close to fair value. The analysis uses a Discounted Cash Flow (DCF) model, projecting future cash flows and discounting them to present value. The 10-year free cash flow estimates show a gradual increase, with a terminal value calculated based on a conservative growth rate. The total equity value is estimated at US$51 million, suggesting the stock is about 20% undervalued. Key risks include declining earnings and dividends not covered by cash flows, while the company remains debt-free and offers a competitive dividend yield. The analysis indicates a fair valuation and highlights risks that could moderately influence future performance.

3

MIND CTI Ltd. reports Q4 and full year 2023 results, declares cash dividend, and announces annual meeting of shareholders. Financial results and dividend declaration may moderately influence market sentiment and company's financial performance.

4 Mar

3

MIND C.T.I. Ltd. reported Q4 2024 revenues of $5.2 million, down from $5.6 million in Q4 2023, with a net income of $1.2 million. For the full year, revenues were $21.4 million, slightly lower than $21.6 million in 2023. The company faces challenges from economic conditions, industry consolidation, and competition, leading to a decline in customer acquisition and potential revenue volatility in 2025. The Board declared a cash dividend of $0.22 per share, with a record date of March 25, 2025. MIND also announced the acquisition of Aurenz GmbH and scheduled its Annual General Meeting for May 6, 2025. Challenges in customer acquisition and revenue volatility are expected to moderately influence financial performance.

27 Jan

3

MIND C.T.I. Ltd. (NASDAQ:MNDO) has shown strong performance recently, but its fundamentals present a mixed picture. Analysts are questioning whether the stock has a clear direction moving forward, as various factors could influence its future trajectory. Mixed fundamentals suggest a moderately noticeable influence on the company's financial performance and market positioning.

10 Jan

4

MIND C.T.I. Ltd. (MNDO) has announced its acquisition of Aurenz GmbH, a move aimed at enhancing its product offerings and expanding its market reach. The acquisition is expected to strengthen MIND's position in the telecommunications sector by integrating Aurenz's innovative solutions. Financial details of the deal have not been disclosed, but the management believes this strategic acquisition will drive future growth and improve competitive advantages. The acquisition of Aurenz GmbH is a significant strategic move that is likely to enhance MIND's market position and growth prospects.

17 Dec

3

MIND C.T.I's returns on capital have diminished, raising concerns about future performance. Despite a 36% stock rise in 5 years, investors may find better opportunities elsewhere. The article highlights concerning trends in returns on capital and warns of potential impact on future investment potential.

5 Nov

3

MIND CTI reports third quarter 2024 results. Moderately noticeable influence expected on financial performance and competitive positioning.

31 Jul

3

MIND C.T.I's stock up by 1.6% over the past month, but mixed financials raise concerns about future growth. ROE is 25%, higher than industry average, but earnings growth has been flat. High payout ratio limits reinvestment for growth. Mixed financials and limited earnings growth potential due to high payout ratio may moderately influence MIND C.T.I's future performance.

20 Jun

3

MIND C.T.I (NASDAQ:MNDO) has seen a decline in returns on capital employed, indicating potential challenges ahead. The declining returns on capital employed may moderately influence the company's financial performance and competitive positioning.

30 Apr

4

MIND C.T.I. Ltd's CEO compensation package is under scrutiny due to disappointing performance results. The potential impact of CEO compensation on company performance and shareholder sentiment is significant.

18 Feb

3

MIND C.T.I.'s stock is rallying but financials look ambiguous. Moderately noticeable influence expected on financial performance and competitive positioning.

2 Jan

3

MIND C.T.I's ROCE has fallen from 24% over the last five years, despite reinvesting for long term growth. The falling ROCE may moderately affect the company's financial performance and long-term trajectory.

11 Sep

3

MIND C.T.I. Ltd.'s ROE is 23%, but earnings growth is lower than industry average. The article highlights potential limitations in earnings growth despite a strong ROE.

8 Aug

3

MIND CTI reports Q2 2023 results with revenues of $5.3 million and net income of $1.1 million. The new contract with a European telecommunications customer and ongoing investments in product suite may moderately influence the company's future performance.

stockrow.com/MNDO · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com