stockrowMerchants Bancorp
MBIN Financial Banks Regional
Merchants Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $1.4 billion, down 5.90% from fiscal 2024.
- Revenue
- +13.7%
- EPS
- +136.0%
- Free cash flow
- +267.7%
- Total debt
- +3.96%
Quarter to September 2026, against a year earlier
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Merchants Bancorp (MBIN) Return on invested capital
Merchants Bancorp's return on invested capital over the twelve months to 30 September 2026 was 4.72%, up 1.9 percentage points from fiscal 2025 (2.79%). Over the past ten years it has ranged from 0.00% (fiscal 2017) to 47.8% (fiscal 2018); the current reading is higher than 36% of that period. That is below the Banks Regional industry median of 8.45% and in line with the Financial sector median of 4.70%.
Return on invested capital, annual
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Annual newest first
| Period | Return on invested capital | Change (points) |
|---|---|---|
| FY2025 | 2.79% | (1.50) |
| FY2024 | 4.29% | (6.18) |
| FY2023 | 10.5% | 2.05 |
| FY2022 | 8.42% | (8.14) |
| FY2021 | 16.6% | 8.85 |
| FY2020 | 7.71% | (12.13) |
| FY2019 | 19.8% | (27.96) |
| FY2018 | 47.8% | 47.80 |
| FY2017 | 0.00% | 0.00 |
| FY2016 | 0.00% | 0.00 |
Against its own ten years
Return on invested capital against peers
| Company | Return on invested capital |
|---|---|
| BBAR BBVA Banco Frances S.A. compare | 100.9% |
| OFG OFG Bancorp compare | 14.8% |
| BANR Banner Corporation compare | 8.93% |
| BUSE First Busey Corporation compare | 8.19% |
| EFSC Enterprise Financial Services Corporation compare | 7.77% |
| NWBI Northwest Bancshares, Inc. compare | 6.34% |
| MBIN Merchants Bancorp | 4.72% |
| WAFD WaFd, Inc. compare | 4.31% |
| SYBT Stock Yards Bancorp, Inc. compare | 0.00% |
| Banks Regional industry median | 8.45% |
| Financial sector median | 4.70% |
| Market median | 0.00% |
What Return on invested capital is
Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.
TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)
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- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement