stockrowMerchants Bancorp
MBIN Financial Banks Regional
Merchants Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $1.4 billion, down 5.90% from fiscal 2024.
- Revenue
- +13.7%
- EPS
- +136.0%
- Free cash flow
- +267.7%
- Total debt
- +3.96%
Quarter to September 2026, against a year earlier
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Merchants Bancorp (MBIN) Return on assets
Merchants Bancorp's return on assets over the twelve months to 30 September 2026 was 1.39%, up 0.5 percentage points from fiscal 2025 (0.91%). Over the past ten years it has ranged from 0.91% (fiscal 2025) to 2.07% (fiscal 2020) — the current reading is the lowest in ten years. That is above the Banks Regional industry median of 1.13% and above the Financial sector median of 1.15%.
Return on assets, annual
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Annual newest first
| Period | Return on assets | Change (points) |
|---|---|---|
| FY2025 | 0.91% | (0.68) |
| FY2024 | 1.59% | (0.06) |
| FY2023 | 1.65% | 0.03 |
| FY2022 | 1.62% | (0.35) |
| FY2021 | 1.97% | (0.10) |
| FY2020 | 2.07% | 0.74 |
| FY2019 | 1.33% | (0.31) |
| FY2018 | 1.64% | (0.04) |
| FY2017 | 1.68% | 0.43 |
| FY2016 | 1.25% | 0.11 |
Against its own ten years
Return on assets against peers
| Company | Return on assets |
|---|---|
| OFG OFG Bancorp compare | 1.85% |
| SYBT Stock Yards Bancorp, Inc. compare | 1.60% |
| BBAR BBVA Banco Frances S.A. compare | 1.49% |
| MBIN Merchants Bancorp | 1.39% |
| NWBI Northwest Bancshares, Inc. compare | 1.19% |
| BANR Banner Corporation compare | 1.17% |
| BUSE First Busey Corporation compare | 1.15% |
| EFSC Enterprise Financial Services Corporation compare | 1.07% |
| WAFD WaFd, Inc. compare | 0.89% |
| Banks Regional industry median | 1.13% |
| Financial sector median | 1.15% |
| Market median | 0.00% |
What Return on assets is
ROA tells an investor how much profit a company earns for shareholders from the assets it uses to run its business.
Annual: Net Income Allotted to Shareholders ÷ Average Assets; TTM: Net Income Allotted to Shareholders ÷ Average Assets (latest quarter)
More on MBIN
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement