Merchants Bancorp
MBIN Financial Banks Regional
Merchants Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $1.4 billion, down 5.90% from fiscal 2024.
- Revenue
- +13.7%
- EPS
- +136.0%
- Free cash flow
- +267.7%
- Total debt
- +3.96%
Quarter to September 2026, against a year earlier
Follow MBIN
Alert me
Merchants Bancorp (MBIN) Return on equity
Merchants Bancorp's return on equity over the twelve months to 30 September 2026 was 15.5%, up 5.0 percentage points from fiscal 2025 (10.5%). Over the past ten years it has ranged from 10.5% (fiscal 2025) to 32.0% (fiscal 2020) — the current reading is the lowest in ten years. That is above the Banks Regional industry median of 10.3% and above the Financial sector median of 9.01%.
Return on equity, annual
Embed this chart
Annual newest first
| Period | Return on equity | Change (points) |
|---|---|---|
| FY2025 | 10.5% | (9.94) |
| FY2024 | 20.5% | (2.17) |
| FY2023 | 22.6% | 0.53 |
| FY2022 | 22.1% | (7.55) |
| FY2021 | 29.7% | (2.31) |
| FY2020 | 32.0% | 15.36 |
| FY2019 | 16.6% | (0.28) |
| FY2018 | 16.9% | (4.06) |
| FY2017 | 20.9% | 0.39 |
| FY2016 | 20.6% | 1.81 |
Against its own ten years
Return on equity against peers
| Company | Return on equity |
|---|---|
| OFG OFG Bancorp compare | 16.6% |
| MBIN Merchants Bancorp | 15.5% |
| SYBT Stock Yards Bancorp, Inc. compare | 13.6% |
| NWBI Northwest Bancshares, Inc. compare | 10.7% |
| BANR Banner Corporation compare | 10.0% |
| EFSC Enterprise Financial Services Corporation compare | 9.79% |
| BBAR BBVA Banco Frances S.A. compare | 9.71% |
| BUSE First Busey Corporation compare | 8.99% |
| WAFD WaFd, Inc. compare | 8.87% |
| Banks Regional industry median | 10.3% |
| Financial sector median | 9.01% |
| Market median | 0.51% |
What Return on equity is
ROE shows how much profit a company earns for its shareholders on the equity they have in the business.
Annual: Net Income Allotted to Shareholders ÷ Average Common Equity; TTM: Net Income Allotted to Shareholders ÷ Average Common Equity (latest quarter)
More on MBIN
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement