Merchants Bancorp (MBIN) vs OFG Bancorp (OFG)
- Merchants Bancorp MBIN 48.77 −0.37%
- OFG Bancorp OFG 52.64 +0.98%
Merchants Bancorp and OFG Bancorp are both Banks Regional companies. Merchants Bancorp and OFG Bancorp are of similar size ($2.3B and $2.2B). Merchants Bancorp trades at the lower P/E: 9.8× against 10.3×. OFG Bancorp grew revenue faster over the last twelve months: 3.82% against −3.25%. OFG Bancorp has the higher net margin (24.0% vs 16.9%) and the higher return on invested capital (15.0% vs 3.17%). Both pay a dividend; OFG Bancorp yields more (2.56% vs 0.88%). Across the 18 metrics below, OFG Bancorp leads on 12 and Merchants Bancorp on 6.
Valuation
Profitability
| Metric | MBIN | OFG | Banks Regional median |
|---|---|---|---|
| Gross margin | 52.63% | 81.45% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 16.86% | 24.04% | 18.66% |
| Free cash flow margin | (57.50%) | 22.26% | 21.11% |
| Return on equity | 13.16% | 16.08% | 10.65% |
| Return on assets | 1.13% | 1.81% | 1.13% |
| Return on invested capital | 3.17% | 14.96% | 8.35% |
Growth
Health
Dividend
Size
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