stockrowLexinFintech Holdings Ltd. Sponsored ADR (LX) vs Yirendai Ltd. (YRD)
- LexinFintech Holdings Ltd. Sponsored ADR LX 0.66 +4.76%
- Yirendai Ltd. YRD 0.36 0.00%
LexinFintech Holdings Ltd. Sponsored ADR and Yirendai Ltd. are both Credit Services companies. LexinFintech Holdings Ltd. Sponsored ADR is the larger, with a market value of $83.7M against $31.7M — 2.6× the size. Yirendai Ltd. has negative trailing earnings, so its P/E is not meaningful; LexinFintech Holdings Ltd. Sponsored ADR trades at 0.7×. LexinFintech Holdings Ltd. Sponsored ADR grew revenue faster over the last twelve months: −1.19% against −24.5%. LexinFintech Holdings Ltd. Sponsored ADR has the higher net margin (8.06% vs −33.5%) and the higher return on invested capital (3.06% vs −19.3%). Only LexinFintech Holdings Ltd. Sponsored ADR pays a dividend (29.8%). Across the 19 metrics below, LexinFintech Holdings Ltd. Sponsored ADR leads on 13 and Yirendai Ltd. on 6.
Valuation
Profitability
| Metric | LX | YRD | Credit Services median |
|---|---|---|---|
| Gross margin | 25.63% | 81.85% | 76.61% |
| Operating margin | 5.03% | (36.38%) | 0.34% |
| Net margin | 8.06% | (33.54%) | 8.35% |
| Free cash flow margin | 0.00% | (14.04%) | 8.73% |
| Return on equity | 9.05% | (17.77%) | 9.05% |
| Return on assets | 4.76% | (12.46%) | 1.94% |
| Return on invested capital | 3.06% | (19.34%) | 4.56% |
Growth
Health
Dividend
Size
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