Saturday 17 October 2026 Export JF’s income statement to Excel — free account

J and Friends Holdings Limited - Sponsored ADR

J and Friends Holdings Limited - Sponsored ADR’s revenue for fiscal 2025 (year ended December 2025) was $1.6 million, down 66.8% from fiscal 2024.

0.93 0.01 −1.06%

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Market cap: $16.0M
P/E: 0.0×
Fwd P/E: —
Dividend yield: —
F-score: 5/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	—	—	—	—	—	—	—	—	—	—	—	—

Insider Ownership 0.00%

Capital & Financial Ratios $m

Market Cap 16.01

Revenue 28.88

Net Income (9.76)

Free Cash Flow —

Net Debt (4.33)

Current Ratio 0.18

Debt/Equity (0.01)

P/E ratio 0.00

Fwd P/E —

P/S ratio 0.06

P/B ratio 0.00

Past 5Y EPS Growth —

This Y EPS Growth —

Next Y EPS Growth —

Next Y revenue growth —

Next 5Y EPS Growth —

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/S against its own 10 years 43.32%

10-year low 10-year high

Dividends

Payout Ratio —

Annual Dividend Rate —

Annual Dividend Yield —

	total	individual payouts
2020	Powerpack
2019	Powerpack
2018	Powerpack

special payouts not included in total or ratios

Assets vs Liabilities $m

	2022	2023	2024	2025
Cash	37	6	0	1
Receivables	16	9	9	0
Inventory	—	—	—	0
Other	1	0	—	—
	56	15	13	2

	2022	2023	2024	2025
Payables	3	1	1	0
ST’ Debt	16	—	0	—
Other	1	0	—	—
	76	69	68	1

Compound Annual Growth %

	10y	5y	3y
Sales	(15.15%)	(51.24%)	(47.13%)
Cash Flow	0.00%	(55.88%)	0.00%
Earnings	0.00%	0.00%	0.00%
Book Value	0.00%	(3.77%)	0.00%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	—	—	—	—	—
’25	—	—	—	—	2
’24	—	—	—	—	5
’23	—	—	—	—	7
’22	—	—	—	—	11
’21	—	—	—	—	27
’20	—	—	—	—	58

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	—	—	—	—	—
’25	—	—	—	—	0
’24	—	—	—	—	(2)
’23	—	—	—	—	1
’22	—	—	—	—	(2)
’21	—	—	—	—	(5)
’20	—	—	—	—	9

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	—	—	—	—	—
’25	—	—	—	—	0
’24	—	—	—	—	(2)
’23	—	—	—	—	1
’22	—	—	—	—	(2)
’22	—	—	—	—	(2)
’21	—	—	—	—	(5)

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	—	—	—	—	—
’25	—	—	—	—	(0.08)
’24	—	—	—	—	(0.13)
’23	—	—	—	—	(0.69)
’22	—	—	—	—	(3.15)
’21	—	—	—	—	(1.99)
’20	—	—	—	—	(5.25)

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	—	—	46.70	2.00	3.75	2.00	0.25	0.35	0.71	0.76	Analyst estimates 2026–2028 Powerpack
	High	—	—	75.50	67.50	16.40	14.95	7.10	1.45	1.27	1.38
People
People	Employees	—	449	362	256	157	124	83	70	78	30
	Revenue/emp, $m	0.00	0.19	0.42	0.72	0.37	0.22	0.13	0.11	0.06	0.05
Income, $m
Income, $m	Revenue	8	86	153	185	58	27	11	7	5	2
	Gross margin, %	0.00	34.52	47.26	40.11	24.45	48.21	15.94	27.54	63.47	71.53
	EBT	(30)	(10)	1	(130)	(38)	(16)	(28)	(13)	0	(1)
	EBT margin, %	(365.07)	(11.67)	0.75	(70.38)	(65.28)	(58.85)	(260.19)	(180.51)	(6.60)	(50.50)
	Net income	(30)	(13)	0	(130)	(45)	(17)	(28)	(11)	0	(1)
	Depreciation	—	1	1	2	2	2	1	0	0	0
Per share, $
Per share, $	Revenue	0.22	47.84	51.52	22.90	6.82	3.17	1.26	0.53	0.30	0.10
	Earnings	(0.14)	(7.14)	(3.40)	(16.15)	(5.25)	(1.99)	(3.15)	(0.69)	(0.13)	(0.08)
	Cash flow	(0.49)	16.61	5.30	3.12	1.03	(0.59)	(0.18)	0.09	(0.13)	0.01
	Capex	0.00	(0.19)	(0.20)	(0.18)	(1.75)	0.03	0.00	(0.01)	0.00	0.00
	Free cash flow	(0.49)	16.42	5.10	2.94	(0.72)	(0.56)	(0.18)	0.08	(0.13)	0.01
	Book value	(0.03)	(5.23)	51.75	6.39	0.87	(1.19)	(4.18)	(3.79)	(3.42)	0.37
	Shares, m	38	2	3	8	8	9	9	14	16	17
Valuation, ×
Valuation, ×	P/E	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	P/S	0.00	0.00	0.00	0.08	0.06	0.05	0.02	0.07	0.06	0.06
	P/B	0.00	0.00	0.67	0.66	0.00	0.00	0.00	0.00	0.00	0.00
	EV/Sales	0.00	0.00	0.00	0.33	(0.17)	(0.13)	0.00	1.23	1.05	0.58
	EV/FCF	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash, $m
Cash, $m	Operating cash flow	(19)	30	16	25	9	(5)	(2)	1	(2)	0
	Capex	0	0	(1)	(1)	(15)	0	0	0	0	0
	Free cash flow	(19)	29	15	24	(6)	(5)	(2)	1	(2)	0
Balance, $m
Balance, $m	Working capital	—	31	136	11	31	19	(20)	(54)	(55)	0
	Total debt	55	292	134	115	82	63	51	—	0	2
	Net debt	51	235	31	46	0	28	14	(6)	0	1
	Shareholders’ equity	(1)	(9)	154	52	7	(10)	(36)	(54)	(54)	6
Returns, %
Returns, %	ROA	(15.95)	(5.28)	(3.04)	(45.77)	(24.08)	(11.85)	(28.12)	(24.00)	(14.25)	(11.26)
	ROIC	0.00	(2.24)	(0.50)	(67.35)	(269.63)	(38.56)	0.00	0.00	0.00	(12.08)
	ROE	670.66	207.91	(15.03)	(126.77)	(152.99)	1,124.62	119.80	24.86	3.99	5.51

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Sep 2018

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
WEI Weidai Ltd. Sponsored ADR	$67.6M	— (loss-making)	—	−36.85% (below 0%: shrinking)	n/m	—	0.00%	0.00%	Compare
ANTA Antalpha Platform Holding Company	$55.9M	3.8×	— (loss-making)	−28.24% (below 0%: shrinking)	n/m	0.00%	56.88%	(205.39%)	Compare
VRM Vroom, Inc.	$46.3M	— (loss-making)	— (loss-making)	−4.68% (below 0%: shrinking)	n/m	+8.45% (above 0%: growing)	100.00%	49.68%	Compare
JFIN Jiayin Group Inc. Sponsored ADR	$30.9M	1.7×	— (loss-making)	−58.75% (below 0%: shrinking)	n/m	+213.65% (above 0%: growing)	25.45%	(33.47%)	Compare
OMCC Old Market Capital Corporation	$24.4M	— (loss-making)	26.3×	+6.80% (above 0%: growing)	n/m	−34.36% (below 0%: shrinking)	86.04%	(30.48%)	Compare
JF J and Friends Holdings Limited - Sponsored ADR	$16.0M	— (loss-making)	—	−64.26% (below 0%: shrinking)	n/m	—	0.00%	0.00%
AIJTY Jianpu Technology Inc.	$12.8M	— (loss-making)	— (loss-making)	+2.06% (above 0%: growing)	n/m	−75.61% (below 0%: shrinking)	27.49%	(3.82%)	Compare
CUROQ CURO Group Holdings Corp.	$5.9M	— (loss-making)	— (loss-making)	−2.09% (below 0%: shrinking)	n/m	−130.32% (below 0%: shrinking)	44.96%	20.75%	Compare
SNTG Sentage Holdings Inc.	$4.9M	— (loss-making)	—	−99.99% (below 0%: shrinking)	−309.09% (below 0%: shrinking)	+29.42% (above 0%: growing)	0.00%	0.00%	Compare
Median of peers	$27.6M	—	—	−16.46%	—	0.00%	36.22%	(1.91%)

All 55 Credit Services stocks →

J and Friends Holdings Limited - Sponsored ADR (JF) key facts

Concern: J and Friends Holdings Limited - Sponsored ADR’s revenue for fiscal 2025 (year ended December 2025) was $1.6 million, down 66.8% from fiscal 2024.
J and Friends Holdings Limited - Sponsored ADR (JF) is a Credit Services company in the Financial sector, traded in the US as an ADR.
As of October 16, 2026, JF traded at $0.93, a market capitalization of $16.0 million.
Return on equity was 5.51% and debt-to-equity -0.01.
Its Piotroski F-score is 5 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.