ING Group, N.V.

ING Financial Banks Diversified

ING Group, N.V.’s revenue for fiscal 2025 (year ended December 2025) was $70.2 billion, roughly unchanged from fiscal 2024.

Revenue
+29.8%
EPS
+14.8%
Free cash flow
−27.0%

Quarter to June 2026, against a year earlier

32.68 0.16 −0.49%
Market cap
$92.8B
P/E
13.8×
Fwd P/E
6.6×
Dividend yield
4.65%
F-score
4/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

ING Group, N.V. (ING) Free cash flow margin

Alert me on Free cash flow margin

ING Group, N.V.'s free cash flow margin over the twelve months to 30 June 2026 was 0.00%, up 10.8 percentage points from fiscal 2025 (−10.8%). Over the past ten years it has ranged from −55.6% (fiscal 2021) to 381.7% (fiscal 2020); the current reading is higher than 55% of that period. That is in line with the Banks Diversified industry median of 0.00% and below the Financial sector median of 11.4%.

Free cash flow margin, annual

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Annual newest first

Period Free cash flow margin Change (points)
FY2025 −10.8% 24.34
FY2024 −35.1% (13.91)
FY2023 −21.2% 4.27
FY2022 −25.5% 30.10
FY2021 −55.6% (437.29)
FY2020 381.7% 341.11
FY2019 40.6% 19.90
FY2018 20.7% 50.03
FY2017 −29.3% (75.50)
FY2016 46.2% (16.05)

Against its own ten years

Low −55.6% High 381.7%
Ten-year median −10.8%
Current reading's percentile 55

Free cash flow margin against peers

Company Free cash flow margin
BBVA Banco Bilbao Viscaya Argentaria S.A. compare 39.2%
BNY BNY compare 17.8%
SAN Banco Santander, S.A. compare 4.17%
BCS Barclays PLC compare 0.00%
ING ING Group, N.V. 0.00%
MUFG Mitsubishi UFJ Financial Group, Inc. compare 0.00%
UBS UBS Group AG compare 0.00%
SMFG Sumitomo Mitsui Financial Group Inc compare 0.00%
C Citigroup Inc. compare 0.00%
Banks Diversified industry median 0.00%
Financial sector median 11.4%
Market median 0.00%

What Free cash flow margin is

Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.

(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue

The full definition of Free cash flow margin →

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