ING Group, N.V. (ING) vs Sumitomo Mitsui Financial Group Inc (SMFG)

ING Group, N.V. and Sumitomo Mitsui Financial Group Inc are both Banks Diversified companies. Sumitomo Mitsui Financial Group Inc is the larger, with a market value of $155.8B against $90.7B — 1.7× the size. Sumitomo Mitsui Financial Group Inc trades at the lower P/E: 9.1× against 13.3×. Sumitomo Mitsui Financial Group Inc grew revenue faster over the last twelve months: 51.8% against −39.3%. ING Group, N.V. has the higher net margin (81.9% vs 17.6%) and the higher return on invested capital (0.00% vs 0.00%). Both pay a dividend; ING Group, N.V. yields more (4.84% vs 1.21%). Across the 16 metrics below, ING Group, N.V. leads on 8 and Sumitomo Mitsui Financial Group Inc on 8.

Valuation

Metric ING SMFG Banks Diversified median
P/E 13.30 9.10 11.75
P/S 10.28 2.71 2.60
P/B 1.44 1.50 1.50
Price to free cash flow 2.73 n/m 3.76
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 7.52% 10.99% 8.51%
Free cash flow yield 36.57% (55.16%) 7.56%

Profitability

Metric ING SMFG Banks Diversified median
Gross margin 100.00% 60.39% 67.14%
Operating margin 0.00% 0.00% 0.00%
Net margin 81.92% 17.63% 18.44%
Free cash flow margin 0.00% 0.00% 0.00%
Return on equity 0.00% 9.85% 10.89%
Return on assets 0.00% 0.49% 0.76%
Return on invested capital 0.00% 0.00% 0.00%

Growth

Metric ING SMFG Banks Diversified median
Revenue growth (TTM) (39.31%) 51.80% 5.49%
EPS growth (last fiscal year) 75.42% 135.25% 19.95%
Revenue growth, 5-year CAGR 18.35% 12.86% 14.34%
Net income growth, 5-year CAGR 29.66% 3.04% 10.77%

Health

Metric ING SMFG Banks Diversified median
Debt to equity 2.99 1.65 1.24
Current ratio 1.10 1.05 0.89
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric ING SMFG Banks Diversified median
Dividend yield 4.84% 1.21% 2.44%
Payout ratio 0.64 0.11 0.29

Size

Metric ING SMFG Banks Diversified median
Market cap 90.68b 155.75b 155.75b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack