Citigroup Inc.
Citigroup Inc.’s revenue for fiscal 2025 (year ended December 2025) was $168.3 billion, down 1.20% from fiscal 2024. In the quarter to September 2026, revenue grew 4.08%, EPS grew 52.4%, free cash flow grew 33.2% and total debt rose 9.48%, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for ten consecutive years.
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Citigroup Inc. (C) Free cash flow margin
Citigroup Inc.'s free cash flow margin over the twelve months to 30 September 2026 was 0.00%, up 44.0 percentage points from fiscal 2025 (−44.0%). Over the past ten years it has ranged from −51.1% (fiscal 2023) to 62.0% (fiscal 2016); the current reading is higher than 18% of that period. That is in line with the Banks Diversified industry median of 0.00% and below the Financial sector median of 14.7%.
Free cash flow margin, annual
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Annual newest first
| Period | Free cash flow margin | Change (points) |
|---|---|---|
| FY2025 | −44.0% | (28.79) |
| FY2024 | −15.2% | 35.88 |
| FY2023 | −51.1% | (70.40) |
| FY2022 | 19.3% | (34.75) |
| FY2021 | 54.0% | 84.30 |
| FY2020 | −30.3% | (12.94) |
| FY2019 | −17.3% | (51.70) |
| FY2018 | 34.4% | 47.60 |
| FY2017 | −13.2% | (75.21) |
| FY2016 | 62.0% | 19.94 |
Against its own ten years
Free cash flow margin against peers
| Company | Free cash flow margin |
|---|---|
| BBVA Banco Bilbao Viscaya Argentaria S.A. compare | 78.7% |
| UBS UBS Group AG compare | 17.2% |
| WFC Wells Fargo & Company compare | 0.00% |
| MUFG Mitsubishi UFJ Financial Group, Inc. compare | 0.00% |
| HSBC HSBC Holdings plc compare | 0.00% |
| SMFG Sumitomo Mitsui Financial Group Inc compare | 0.00% |
| C Citigroup Inc. | 0.00% |
| BAC Bank of America Corporation compare | 0.00% |
| SAN Banco Santander, S.A. compare | −32.8% |
| Banks Diversified industry median | 0.00% |
| Financial sector median | 14.7% |
| Market median | 0.00% |
What Free cash flow margin is
Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.
(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue
More on C
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement