stockrowBanco Santander, S.A.
SAN Financial Banks Diversified
Banco Santander, S.A.’s revenue for fiscal 2025 (year ended December 2025) was $133.5 billion, down 3.54% from fiscal 2024.
- Revenue
- −73.3%
- EPS
- −3.70%
- Free cash flow
- +381.0%
Quarter to September 2026, against a year earlier
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Banco Santander, S.A. (SAN) Free cash flow margin
Banco Santander, S.A.'s free cash flow margin over the twelve months to 30 September 2026 was 4.17%, up 18.8 percentage points from fiscal 2025 (−14.7%). Over the past ten years it has ranged from −22.5% (fiscal 2024) to 102.8% (fiscal 2020); the current reading is higher than 18% of that period. That is above the Banks Diversified industry median of 0.00% and below the Financial sector median of 11.4%.
Free cash flow margin, annual
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Annual newest first
| Period | Free cash flow margin | Change (points) |
|---|---|---|
| FY2025 | −14.7% | 7.85 |
| FY2024 | −22.5% | (21.20) |
| FY2023 | −1.30% | (27.70) |
| FY2022 | 26.4% | (60.44) |
| FY2021 | 86.8% | (15.95) |
| FY2020 | 102.8% | 112.21 |
| FY2019 | −9.42% | (1.95) |
| FY2018 | −7.47% | (56.56) |
| FY2017 | 49.1% | 24.86 |
| FY2016 | 24.2% | 15.68 |
Against its own ten years
Free cash flow margin against peers
| Company | Free cash flow margin |
|---|---|
| BBVA Banco Bilbao Viscaya Argentaria S.A. compare | 39.2% |
| WFC Wells Fargo & Company compare | 22.2% |
| BNY BNY compare | 17.8% |
| SAN Banco Santander, S.A. | 4.17% |
| MUFG Mitsubishi UFJ Financial Group, Inc. compare | 0.00% |
| UBS UBS Group AG compare | 0.00% |
| HSBC HSBC Holdings plc compare | 0.00% |
| SMFG Sumitomo Mitsui Financial Group Inc compare | 0.00% |
| C Citigroup Inc. compare | 0.00% |
| Banks Diversified industry median | 0.00% |
| Financial sector median | 11.4% |
| Market median | 0.00% |
What Free cash flow margin is
Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.
(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue
More on SAN
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement