ING Group, N.V. (ING) vs Mitsubishi UFJ Financial Group, Inc. (MUFG)

ING Group, N.V. and Mitsubishi UFJ Financial Group, Inc. are both Banks Diversified companies. Mitsubishi UFJ Financial Group, Inc. is the larger, with a market value of $253.0B against $94.0B — 2.7× the size. ING Group, N.V. trades at the lower P/E: 14.1× against 17.4×. Mitsubishi UFJ Financial Group, Inc. grew revenue faster over the last twelve months: 44.4% against −40.1%. ING Group, N.V. has the higher net margin (81.9% vs 19.3%) and the higher return on invested capital (0.00% vs 0.00%). Both pay a dividend; ING Group, N.V. yields more (4.55% vs 1.40%). Across the 16 metrics below, ING Group, N.V. leads on 10 and Mitsubishi UFJ Financial Group, Inc. on 6.

Valuation

Metric ING MUFG Banks Diversified median
P/E 14.14 17.41 12.71
P/S 10.93 3.26 2.61
P/B 1.53 1.66 1.59
Price to free cash flow 2.91 n/m 4.14
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 7.07% 5.74% 7.88%
Free cash flow yield 34.40% (93.74%) 7.71%

Profitability

Metric ING MUFG Banks Diversified median
Gross margin 100.00% 65.49% 67.18%
Operating margin 0.00% 0.00% 0.00%
Net margin 81.92% 19.25% 18.44%
Free cash flow margin 0.00% 0.00% 1.96%
Return on equity 0.00% 10.10% 11.14%
Return on assets 0.00% 0.55% 0.74%
Return on invested capital 0.00% 0.00% 0.00%

Growth

Metric ING MUFG Banks Diversified median
Revenue growth (TTM) (40.08%) 44.39% 4.67%
EPS growth (last fiscal year) 12.15% 51.98% 18.19%
Revenue growth, 5-year CAGR 18.35% 6.61% 14.34%
Net income growth, 5-year CAGR 29.66% 9.34% 10.77%

Health

Metric ING MUFG Banks Diversified median
Debt to equity 2.99 1.10 1.39
Current ratio 1.10 0.85 0.87
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric ING MUFG Banks Diversified median
Dividend yield 4.55% 1.40% 2.18%
Payout ratio 0.64 0.24 0.27

Size

Metric ING MUFG Banks Diversified median
Market cap 94.03b 253.03b 205.46b

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