UBS Group AG

UBS Financial Banks Diversified

UBS Group AG’s revenue for fiscal 2025 (year ended December 2025) was $76.1 billion, down 9.98% from fiscal 2024.

Revenue
−43.5%
EPS
+12.1%
Free cash flow
−53.0%
Total debt
−2.27%

Quarter to September 2026, against a year earlier

47.89 0.88 −1.80%
Market cap
$147.8B
P/E
15.4×
Fwd P/E
13.8×
Dividend yield
2.26%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

UBS Group AG (UBS) Free cash flow margin

Alert me on Free cash flow margin

UBS Group AG's free cash flow margin over the twelve months to 30 September 2026 was 0.00%, down 25.9 percentage points from fiscal 2025 (25.9%). Over the past ten years it has ranged from −160.1% (fiscal 2017) to 98.4% (fiscal 2020); the current reading is higher than 45% of that period. That is in line with the Banks Diversified industry median of 0.00% and below the Financial sector median of 11.4%.

Free cash flow margin, annual

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Annual newest first

Period Free cash flow margin Change (points)
FY2025 25.9% 24.25
FY2024 1.63% (86.05)
FY2023 87.7% 55.67
FY2022 32.0% (48.26)
FY2021 80.3% (18.17)
FY2020 98.4% 46.86
FY2019 51.6% (25.69)
FY2018 77.3% 237.41
FY2017 −160.1% (109.69)
FY2016 −50.5% (55.32)

Against its own ten years

Low −160.1% High 98.4%
Ten-year median 32.0%
Current reading's percentile 45

Free cash flow margin against peers

Company Free cash flow margin
BBVA Banco Bilbao Viscaya Argentaria S.A. compare 39.2%
WFC Wells Fargo & Company compare 22.2%
BNY BNY compare 17.8%
SAN Banco Santander, S.A. compare 4.17%
ING ING Group, N.V. compare 0.00%
MUFG Mitsubishi UFJ Financial Group, Inc. compare 0.00%
UBS UBS Group AG 0.00%
SMFG Sumitomo Mitsui Financial Group Inc compare 0.00%
C Citigroup Inc. compare 0.00%
Banks Diversified industry median 0.00%
Financial sector median 11.4%
Market median 0.00%

What Free cash flow margin is

Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.

(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue

The full definition of Free cash flow margin →

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