Saturday 17 October 2026 Export IGIC’s income statement to Excel — free account

International General Insurance Holdings Ltd.

International General Insurance Holdings Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $453.8 million, down 6.07% from fiscal 2024. In the quarter to June 2026, revenue grew 8.70%, EPS fell 36.4% and free cash flow fell 54.6%, each against the same quarter a year earlier.

24.61 0.09 +0.37%

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Market cap: $1.0B
P/E: 9.9×
Fwd P/E: 8.3×
Dividend yield: 1.02%
F-score: 5/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	—	—	—	—	—	—	—	—	—	—	—	—

Insider Ownership 66.99%

Capital & Financial Ratios $m

Market Cap 1,040.00

Revenue 462.21

Net Income 127.15

Free Cash Flow 391.22

Net Debt (197.20)

Current Ratio 0.61

Debt/Equity 0.00

P/E ratio 9.88

Fwd P/E 8.26

P/S ratio 2.27

P/B ratio 1.57

Past 5Y EPS Growth 35.49%

This Y EPS Growth (16.47%)

Next Y EPS Growth 26.74%

Next Y revenue growth 19.57%

Next 5Y EPS Growth 0.97%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 70.68%

10-year low 10-year high

P/S against its own 10 years 81.23%

10-year low 10-year high

P/B against its own 10 years 77.41%

10-year low 10-year high

Dividends

Payout Ratio 0.10

Annual Dividend Rate 0.25

Annual Dividend Yield 1.02%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	1.38	0.05 1.15 0.08 0.08
2025	1.03	0.85 0.05 0.05 0.05
2024	0.09	0.01 0.03 0.03 0.03
2023	0.04	0.01 0.01 0.01 0.01
2022	0.22	0.19 0.01 0.01 0.01
2021	0.33	0.17 0.16
2020	0.09	0.09
2019	Powerpack
2018	Powerpack
2017	Powerpack

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	177	155	186	197
Receivables	566	595	622	710
Inventory	—	—	—	—
Other	—	—	—	—
	743	750	808	908

	2023	2024	2025	Q'26
Payables	1,245	1,350	1,364	1,481
ST’ Debt	—	—	—	—
Other	—	—	—	—
	1,245	1,350	1,364	1,481

Compound Annual Growth %

	10y	5y	3y
Sales	—	9.86%	6.43%
Cash Flow	—	0.00%	(11.28%)
Earnings	—	37.72%	14.47%
Book Value	—	13.26%	20.00%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	111	125	—	—	—
’25	113	115	115	111	454
’24	115	122	126	121	483
’23	105	118	109	115	447
’22	87	96	96	97	376
’21	82	86	91	86	345
’20	69	68	73	74	284

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	—	55	—	—	—
’25	—	27	—	108	108
’24	—	121	—	209	209
’23	—	—	—	—	197
’22	—	—	—	—	155
’21	—	—	—	—	130
’20	0	(53)	—	—	(91)

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	—	54	—	—	—
’25	—	27	—	107	107
’24	—	120	—	203	203
’23	—	(1)	—	(3)	193
’22	—	0	—	(1)	154
’21	—	0	—	(1)	127
’20	0	(53)	—	0	(92)

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.49	0.49	—	—	—
’25	0.59	0.77	0.75	0.76	2.89
’24	0.86	0.73	0.75	0.65	2.98
’23	0.71	0.88	0.24	0.72	2.55
’22	0.39	0.44	0.38	0.53	1.74
’21	0.22	0.17	0.31	0.19	0.89
’20	(0.02)	0.24	0.11	0.22	0.63

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	—	—	9.50	9.75	5.48	6.75	6.72	7.80	11.51	20.82	Analyst estimates 2026–2028 Powerpack
	High	—	—	9.80	11.49	11.52	11.05	8.38	13.46	27.00	27.76
People
People	Employees	—	—	—	231	252	289	355	401	473	484
	Revenue/emp, $m	—	—	0.00	0.93	1.13	1.19	1.06	1.12	1.02	0.94
Income, $m
Income, $m	Revenue	—	—	183	216	284	345	376	447	483	454
	Gross margin, %	—	—	30.58	24.15	27.28	30.66	39.49	40.95	38.81	35.51
	EBT	—	0	26	25	29	45	92	126	132	127
	EBT margin, %	—	0.00	13.97	11.72	10.34	13.16	24.49	28.19	27.38	28.02
	Net income	—	0	26	25	29	45	89	118	135	127
	Depreciation	—	0	1	2	3	4	5	5	6	7
Per share, $
Per share, $	Revenue	—	0.00	1.33	6.29	6.59	7.59	8.26	10.41	10.92	10.49
	Earnings	—	—	0.18	0.69	0.63	0.89	1.74	2.55	2.98	2.89
	Cash flow	—	0.00	0.75	0.62	(2.10)	2.85	3.40	4.58	4.74	2.50
	Capex	—	0.00	(0.01)	(0.03)	(0.04)	(0.05)	(0.03)	(0.07)	(0.15)	(0.02)
	Free cash flow	—	0.00	0.74	0.59	(2.15)	2.80	3.37	4.50	4.59	2.48
	Book value	—	0.00	2.18	9.10	8.85	8.84	9.02	12.58	14.80	16.41
	Shares, m	—	—	138	34	43	45	46	43	44	43
Valuation, ×
Valuation, ×	P/E	—	—	0.00	15.30	14.63	9.06	4.70	5.08	7.95	8.74
	P/S	—	—	0.00	0.00	1.23	1.07	0.99	1.24	2.18	2.39
	P/B	—	—	0.15	1.15	0.91	0.92	0.91	1.03	1.61	1.53
	EV/Sales	—	—	0.00	0.00	0.76	0.37	0.67	0.85	1.86	1.99
	EV/FCF	—	—	123.02	8.09	(1.74)	3.29	0.78	0.91	3.39	1.98
Cash, $m
Cash, $m	Operating cash flow	—	0	104	21	(91)	130	155	197	209	108
	Capex	—	0	(1)	(1)	(2)	(2)	(1)	(3)	(7)	(1)
	Free cash flow	—	0	103	20	(92)	127	154	193	203	107
Balance, $m
Balance, $m	Working capital	—	0	304	247	166	236	(405)	(502)	(599)	(556)
	Total debt	—	0	2	2	—	—	—	—	—	—
	Net debt	—	0	(185)	(192)	(133)	(242)	(122)	(177)	(155)	(186)
	Shareholders’ equity	—	0	301	312	381	402	411	540	655	710
Returns, %
Returns, %	ROA	—	0.00	5.65	2.46	2.23	2.98	5.55	6.48	6.87	6.10
	ROIC	—	(4.96)	11.12	6.67	7.68	18.35	17.61	17.91	12.15	7.65
	ROE	—	(0.01)	16.96	7.68	7.35	10.38	20.71	23.27	22.29	18.50

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
AIG American International Group, Inc.	$41.4B	14.7×	11.0×	−0.08% (below 0%: shrinking)	−10.50% (below 0%: shrinking)	+23.36% (above 0%: growing)	32.04%	19.25%	Compare
HIG The Hartford Insurance Group, Inc.	$36.0B	8.7×	10.0×	+8.14% (above 0%: growing)	+35.53% (above 0%: growing)	+4.24% (above 0%: growing)	43.81%	17.64%	Compare
ACGL Arch Capital Group Ltd.	$33.9B	7.8×	9.1×	−10.45% (below 0%: shrinking)	−7.58% (below 0%: shrinking)	+17.63% (above 0%: growing)	37.57%	25.90%	Compare
AEG Aegon NV	$12.2B	— (loss-making)	8.9×	−53.52% (below 0%: shrinking)	−86.85% (below 0%: shrinking)	+30.41% (above 0%: growing)	14.93%	(11.60%)	Compare
BNT Brookfield Wealth Solutions Ltd.	$10.9B	42.5×	—	+38.85% (above 0%: growing)	−80.05% (below 0%: shrinking)	+154.51% (above 0%: growing)	26.99%	10.58%	Compare
PLGO Pelagos Insurance Capital Limited	$2.1B	6.1×	5.8×	+10.30% (above 0%: growing)	+194.44% (above 0%: growing)	+92.57% (above 0%: growing)	15.54%	10.68%	Compare
XZO Exzeo Group, Inc.	$1.5B	17.0×	13.1×	+3.02% (above 0%: growing)	−5.49% (below 0%: shrinking)	−59.20% (below 0%: shrinking)	63.75%	49.26%	Compare
IGIC International General Insurance Holdings Ltd.	$1.0B	9.9×	8.3×	+8.70% (above 0%: growing)	−36.36% (below 0%: shrinking)	−54.63% (below 0%: shrinking)	23.60%	4.88%
WDH Waterdrop Inc. Unsponsored ADR	$283.5M	4.8×	6.5×	+82.47% (above 0%: growing)	0.00%	+117.24% (above 0%: growing)	62.90%	7.68%	Compare
Median of peers	$11.6B	8.7×	9.1×	+5.58%	−6.53%	+26.89%	34.80%	14.16%

All 11 Insurance Diversified stocks →

International General Insurance Holdings Ltd. (IGIC) key facts

Concern: International General Insurance Holdings Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $453.8 million, down 6.07% from fiscal 2024.
International General Insurance Holdings Ltd. (IGIC) is an Insurance Diversified company in the Financial sector, listed on Nasdaq.
As of October 16, 2026, IGIC traded at $24.61, a market capitalization of $1.0 billion.
International General Insurance Holdings Ltd. pays an annual dividend of $0.25 per share, a yield of 1.02%, with a payout ratio of 10.0%.
Return on equity was 18.5% and debt-to-equity 0.00.
Its Piotroski F-score is 5 out of 9 for fiscal 2025.