American International Group, Inc. (AIG) vs International General Insurance Holdings Ltd. (IGIC)

American International Group, Inc. and International General Insurance Holdings Ltd. are both Insurance Diversified companies. American International Group, Inc. is the larger, with a market value of $41.4B against $1.0B — 39.8× the size. International General Insurance Holdings Ltd. trades at the lower P/E: 9.9× against 14.7×. International General Insurance Holdings Ltd. grew revenue faster over the last twelve months: −2.62% against −4.19%. International General Insurance Holdings Ltd. has the higher net margin (23.3% vs 11.1%) and the higher return on invested capital (8.64% vs 4.45%). Both pay a dividend; American International Group, Inc. yields more (2.35% vs 1.02%). Across the 21 metrics below, International General Insurance Holdings Ltd. leads on 16 and American International Group, Inc. on 5.

Valuation

Metric AIG IGIC Insurance Diversified median
P/E 14.66 9.88 11.63
P/S 1.61 2.27 1.61
P/B 1.05 1.57 1.53
Price to free cash flow 11.11 2.69 6.29
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 6.82% 10.12% 7.48%
Free cash flow yield 9.00% 37.19% 15.90%

Profitability

Metric AIG IGIC Insurance Diversified median
Gross margin 28.38% 35.80% 53.26%
Operating margin 14.83% 14.11% 18.04%
Net margin 11.13% 23.25% 15.94%
Free cash flow margin 14.45% 84.64% 20.02%
Return on equity 7.22% 16.14% 12.08%
Return on assets 1.80% 5.00% 5.06%
Return on invested capital 4.45% 8.64% 9.01%

Growth

Metric AIG IGIC Insurance Diversified median
Revenue growth (TTM) (4.19%) (2.62%) (1.11%)
EPS growth (last fiscal year) 350.23% (3.02%) 28.70%
Revenue growth, 5-year CAGR (9.35%) 9.86% 8.63%
Net income growth, 5-year CAGR 0.00% 37.72% 10.84%

Health

Metric AIG IGIC Insurance Diversified median
Debt to equity 0.26 0.00 0.22
Current ratio 0.51 0.61 0.48
Net debt to EBITDA 1.24 (2.64) 0.17

Dividend

Metric AIG IGIC Insurance Diversified median
Dividend yield 2.35% 1.02% 2.07%
Payout ratio 0.35 0.10 0.16

Size

Metric AIG IGIC Insurance Diversified median
Market cap 41.37b 1.04b 12.21b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack