Arch Capital Group Ltd. (ACGL) vs International General Insurance Holdings Ltd. (IGIC)

Arch Capital Group Ltd. and International General Insurance Holdings Ltd. are both Insurance Diversified companies. Arch Capital Group Ltd. is the larger, with a market value of $37.7B against $1.0B — 36.6× the size. Arch Capital Group Ltd. trades at the lower P/E: 8.8× against 10.1×. International General Insurance Holdings Ltd. grew revenue faster over the last twelve months: 1.89% against −3.91%. Arch Capital Group Ltd. has the higher net margin (23.1% vs 21.6%) and the higher return on invested capital (11.8% vs 7.38%). Only International General Insurance Holdings Ltd. pays a dividend (1.04%). Across the 21 metrics below, Arch Capital Group Ltd. leads on 12 and International General Insurance Holdings Ltd. on 9.

Valuation

Metric ACGL IGIC Insurance Diversified median
P/E 8.83 10.06 11.57
P/S 1.97 2.17 1.52
P/B 1.67 1.54 1.64
Price to free cash flow 6.58 2.62 6.58
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 11.33% 9.94% 7.65%
Free cash flow yield 15.20% 38.11% 15.20%

Profitability

Metric ACGL IGIC Insurance Diversified median
Gross margin 37.64% 33.27% 53.26%
Operating margin 26.60% 11.87% 19.02%
Net margin 23.10% 21.60% 15.94%
Free cash flow margin 29.98% 0.00% 6.29%
Return on equity 19.25% 15.11% 12.08%
Return on assets 5.31% 4.82% 5.31%
Return on invested capital 11.80% 7.38% 9.01%

Growth

Metric ACGL IGIC Insurance Diversified median
Revenue growth (TTM) (3.91%) 1.89% 1.89%
EPS growth (last fiscal year) 3.66% (3.02%) 28.70%
Revenue growth, 5-year CAGR 18.56% 9.86% 8.63%
Net income growth, 5-year CAGR 26.16% 37.72% 10.84%

Health

Metric ACGL IGIC Insurance Diversified median
Debt to equity 0.20 0.00 0.17
Current ratio 0.47 0.65 0.47
Net debt to EBITDA 0.38 (2.64) 0.17

Dividend

Metric ACGL IGIC Insurance Diversified median
Dividend yield 0.00% 1.04% 1.96%
Payout ratio 0.00 0.10 0.15

Size

Metric ACGL IGIC Insurance Diversified median
Market cap 37.73b 1.03b 12.81b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack