Hoyne Bancorp, Inc.
HYNE Financial Banks Regional
Hoyne Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $21.6 million, up 20.7% from fiscal 2024. In the quarter to June 2026, revenue grew 11.4% and free cash flow fell 140.8%, each against the same quarter a year earlier. Insiders bought in the last twelve months.
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Hoyne Bancorp, Inc. (HYNE) Piotroski F-score
Hoyne Bancorp, Inc.'s Piotroski F-score for fiscal 2025 cannot be worked out: needs three fiscal years.
Piotroski F-score, annual
Annual newest first
| Period | Piotroski F-score | Change (points) |
|---|
How fiscal 2025’s score is made up
| Test | This year | Year before | Result | Points |
|---|---|---|---|---|
| Positive return on assets | 0.05% | — | Pass | 1 |
| Positive operating cash flow | 1.25m | (2.77m) | Pass | 1 |
| Rising return on assets | 0.05% | — | n/a | — |
| Cash flow above net income | 1.01m | (816.70k) | Pass | 1 |
| Falling long-term leverage | 0.00 | — | n/a | — |
| Rising current ratio | 0.98 | 0.72 | Pass | 1 |
| No new shares issued | 7,451,300 | — | n/a | — |
| Rising gross margin | 70.89% | 60.37% | Pass | 1 |
| Rising asset turnover | 0.05 | — | n/a | — |
| Piotroski F-score | n/a — needs three fiscal years | — | ||
How the Piotroski F-score works
One point for each of nine tests, this fiscal year against the one before: positive return on assets, positive operating cash flow, rising return on assets, cash flow above net income, falling long-term leverage, a rising current ratio, no new shares issued, a rising gross margin and rising asset turnover. The ratios are the ones on this site, so each can be checked.
Joseph Piotroski (2000) called 8–9 high and 0–1 low; reading it in three bands is the common convention:
| 7–9 | Strong — most fundamentals improved |
|---|---|
| 4–6 | Mixed |
| 0–3 | Weak — most fundamentals deteriorated |
Where this differs from the paper: return on assets is on average rather than beginning-of-year assets, and weighted basic shares stand in for shares issued. The score is shown only when all nine tests can be worked out, which takes three fiscal years; banks and insurers, which report no current assets or gross profit, have none.
Piotroski F-score against peers
| Company | Piotroski F-score |
|---|---|
| LSBK Lake Shore Bancorp, Inc. compare | 9 |
| MGYR Magyar Bancorp, Inc. compare | 9 |
| BOTJ Bank of the James Financial Group, Inc. compare | 8 |
| BSBK Bogota Financial Corporation compare | 8 |
| RVSB Riverview Bancorp Inc compare | 5 |
| SRBK SR Bancorp, Inc. compare | 5 |
| FINW FinWise Bancorp compare | 4 |
| FGBI First Guaranty Bancshares, Inc. compare | 2 |
| HYNE Hoyne Bancorp, Inc. | — |
What Piotroski F-score is
The Piotroski F-Score tells an investor how many signs of improving profitability, funding and efficiency a company shows against a year earlier.
One point for each of nine tests against a year earlier: positive return on assets, positive operating cash flow, rising return on assets, cash flow above net income, falling long-term leverage, rising current ratio, no new shares issued, rising gross margin, and rising asset turnover