Pricing Log in Create free account

Hoyne Bancorp, Inc. (HYNE) vs MainStreet Bank (MNSB)

Hoyne Bancorp, Inc. and MainStreet Bank are both Banks Regional companies. Hoyne Bancorp, Inc. and MainStreet Bank are of similar size ($154.1M and $151.2M). MainStreet Bank has the higher net margin (11.6% vs 1.14%) and the higher return on invested capital (8.06% vs 0.02%). Across the 11 metrics below, MainStreet Bank leads on 9 and Hoyne Bancorp, Inc. on 2.

Valuation

Metric HYNE MNSB Banks Regional median
P/E — 10.61 12.02
P/S 6.15 1.19 2.36
P/B 0.87 0.83 1.23
Price to free cash flow n/m 6.66 10.60
EV/EBITDA — — —
EV/Sales — — —
Earnings yield — 9.42% 8.21%
Free cash flow yield (3.07%) 15.01% 9.23%

Profitability

Metric HYNE MNSB Banks Regional median
Gross margin 77.92% 55.96% 69.81%
Operating margin 0.00% 0.00% 0.00%
Net margin 1.14% 11.59% 18.82%
Free cash flow margin (18.89%) 17.81% 17.97%
Return on equity 0.21% 8.13% 10.28%
Return on assets 0.11% 0.70% 1.13%
Return on invested capital 0.02% 8.06% 8.45%

Growth

Metric HYNE MNSB Banks Regional median
Revenue growth (TTM) — (6.22%) 6.37%
EPS growth (last fiscal year) — 210.00% 18.85%
Revenue growth, 5-year CAGR — 14.30% 12.65%
Net income growth, 5-year CAGR — (2.25%) 9.81%

Health

Metric HYNE MNSB Banks Regional median
Debt to equity 0.00 0.33 0.17
Current ratio 0.98 1.06 0.93
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric HYNE MNSB Banks Regional median
Dividend yield — 1.85% 2.49%
Payout ratio — 0.20 0.29

Size

Metric HYNE MNSB Banks Regional median
Market cap 151.16m 154.06m 934.85m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack