Arch Capital Group Ltd.

ACGL Financial Insurance Diversified

Arch Capital Group Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $19.9 billion, up 14.3% from fiscal 2024.

Revenue
−8.89%
EPS
−16.0%
Free cash flow
−19.6%
Total debt
+50.5%

Quarter to September 2026, against a year earlier

107.37 3.20 −2.89%
Market cap
$37.7B
P/E
8.6×
Fwd P/E
9.2×
Dividend yield
0.00%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Arch Capital Group Ltd. (ACGL) Free cash flow margin

Alert me on Free cash flow margin

Arch Capital Group Ltd.'s free cash flow margin over the twelve months to 30 September 2026 was 30.0%, down 0.8 percentage points from fiscal 2025 (30.8%). Over the past ten years it has ranged from 19.1% (fiscal 2017) to 41.8% (fiscal 2023); the current reading is higher than 55% of that period. That is above the Insurance Diversified industry median of 6.29% and above the Financial sector median of 10.7%.

Free cash flow margin, annual

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Annual newest first

Period Free cash flow margin Change (points)
FY2025 30.8% (7.22)
FY2024 38.0% (3.82)
FY2023 41.8% 2.61
FY2022 39.2% 2.59
FY2021 36.6% 3.13
FY2020 33.5% 4.43
FY2019 29.0% 0.97
FY2018 28.1% 9.01
FY2017 19.1% (11.47)
FY2016 30.5% 5.57

Against its own ten years

Low 19.1% High 41.8%
Ten-year median 30.8%
Current reading's percentile 55

Free cash flow margin against peers

Company Free cash flow margin
ACGL Arch Capital Group Ltd. 30.0%
BNT Brookfield Wealth Solutions Ltd. compare 27.2%
PLGO Pelagos Insurance Capital Limited compare 25.1%
HIG The Hartford Insurance Group, Inc. compare 23.9%
AIG American International Group, Inc. compare 18.8%
BRK.B Berkshire Hathaway Inc. compare 6.29%
BRK.A Berkshire Hathaway Inc. compare 6.29%
AEG Aegon NV compare 0.00%
XZO Exzeo Group, Inc. compare −0.57%
Insurance Diversified industry median 6.29%
Financial sector median 10.7%
Market median 0.00%

What Free cash flow margin is

Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.

(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue

The full definition of Free cash flow margin →

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