Hamilton Insurance Group, Ltd.

HG Financial Insurance Reinsurance

Hamilton Insurance Group, Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $2.9 billion, up 24.7% from fiscal 2024. In the quarter to June 2026, revenue grew 13.3%, EPS fell 21.6%, free cash flow fell 42.6% and total debt was flat, each against the same quarter a year earlier. Revenue growth for three consecutive years, operating cash flow growth for three; insiders bought in the last twelve months.

36.21 0.71 +2.00%
Market cap
$3.5B
P/E
6.1×
Fwd P/E
7.1×
Dividend yield
0.00%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Insider Decisions trades per month

Total buys 0.00
Total sells 6.48
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — — 1 — — — — — —
Sell 1 — — — — — 5 — — — 2 —
Insider Ownership 37.53%

Capital & Financial Ratios $m

Market Cap 3,500.00
Revenue 2,994.46
Net Income 862.81
Free Cash Flow 815.18
Net Debt (679.17)
Current Ratio 0.60
Debt/Equity 0.05
P/E ratio 6.14
Fwd P/E 7.12
P/S ratio 1.20
P/B ratio 1.26
Past 5Y EPS Growth —
This Y EPS Growth 5.01%
Next Y EPS Growth (6.60%) (below 0%: weak)
Next Y revenue growth (2.19%) (below 0%: weak)
Next 5Y EPS Growth 2.64%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

Dividends

Payout Ratio 0.00
Annual Dividend Rate 0.00
Annual Dividend Yield 0.00%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 2.00
2.00
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 901 1,101 1,172 829
Receivables 2,201 2,370 2,764 3,443
Inventory — — — —
Other — — — —
3,102 3,471 3,936 4,272
2023 2024 2025 Q'26
Payables 4,467 5,217 6,476 7,122
ST’ Debt — — — —
Other — — — —
4,467 5,217 6,476 7,122

Compound Annual Growth %

10y 5y 3y
Sales — 16.85% 33.07%
Cash Flow — 30.04% 64.01%
Earnings — 25.10% 0.00%
Book Value — 9.56% 19.25%

Revenue $m

Mar Jun Sep Dec Year
’26 759 840 — — —
’25 769 741 668 728 2,906
’24 659 588 513 570 2,330
’23 322 357 396 495 1,571
’22 — 505 227 — 1,233
’21 — — — — 1,334
’21 — — — — 1,334
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 101 125 — — —
’25 35 218 296 293 842
’24 158 156 161 284 759
’23 12 64 172 35 283
’22 — 136 53 2 191
’21 — — — 227 227
’21 — — — — 227
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 101 125 — — —
’25 35 218 296 293 842
’24 158 156 161 284 759
’23 12 64 172 35 283
’22 — 136 53 2 191
’21 — — — 227 227
’21 — — — — 227
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 1.31 1.42 — — —
’25 0.77 1.79 1.32 1.69 5.55
’24 1.38 1.20 0.74 0.32 3.67
’23 0.51 0.35 0.41 1.15 2.44
’22 — 2.46 (1.47) — (0.95)
’21 — — — — 2.41
’21 — — — — 2.41
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

2.1
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low — — — — — — — 13.98 12.44 16.80

Analyst estimates 2026–2028

Powerpack
High — — — — — — — 16.35 20.71 28.72
People
People Employees — — — — — — 500 500 600 600
Revenue/emp, $m — — — 0.00 0.00 0.00 2.47 3.14 3.88 4.84
Income, $m
Income, $m Revenue — — — 681 681 1,334 1,233 1,571 2,330 2,906
Gross margin, % — — — 25.78 25.78 51.97 38.50 54.51 56.64 56.69
EBT — — — (174) (431) 262 (27) 255 622 825
EBT margin, % — — — (25.56) 0.00 19.66 (2.18) 16.25 26.68 28.39
Net income — — — 0 0 250 (30) 280 613 840
Depreciation — — — — (2) (26) 23 (29) (36) (32)
Per share, $
Per share, $ Revenue — — — 0.00 6.64 13.00 11.96 15.02 22.16 28.95
Earnings — — — — (1.81) 2.44 (0.95) 2.47 3.81 5.75
Cash flow — — — — 0.00 2.21 1.85 2.71 7.22 8.39
Capex — — — — 0.00 0.00 0.00 0.00 0.00 0.00
Free cash flow — — — — 0.00 2.21 1.85 2.71 7.22 8.39
Book value — — — — 0.00 0.00 16.15 19.59 22.15 28.12
Shares, m — — — — 103 103 103 105 105 100
Valuation, ×
Valuation, × P/E — — — 0.00 0.00 0.00 0.00 6.11 5.06 4.85
P/S — — — 1.19 1.19 1.19 1.19 1.00 0.86 0.96
P/B — — — 0.86 0.86 0.86 0.86 0.77 0.86 0.99
EV/Sales — — — 0.62 0.62 0.62 0.62 0.52 0.45 0.61
EV/FCF — — — 3.21 3.21 3.21 3.21 2.90 1.38 2.11
Cash, $m
Cash, $m Operating cash flow — — — — 188 227 191 283 759 842
Capex — — — — 0 — — — — —
Free cash flow — — — — 188 227 191 283 759 842
Balance, $m
Balance, $m Working capital — — — — 2,831 (815) (842) (1,365) (1,746) (2,540)
Total debt — — — — 150 150 150 150 150 150
Net debt — — — — (805) (805) (1,057) (751) (951) (1,022)
Shareholders’ equity — — — — 1,788 1,788 1,664 2,048 2,329 2,822
Returns, %
Returns, % ROA — — — 0.00 6.71 6.71 (1.71) 4.14 5.54 6.64
ROIC — — — 0.00 (26.45) 0.00 (2.76) 12.30 28.19 28.64
ROE — — — 0.00 0.00 0.00 (5.68) 13.94 18.30 22.39
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Hamilton Insurance Group, Ltd. vs peers in Insurance Reinsurance (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
RGA Reinsurance Group of America, Incorporated $17.2B 11.5× 8.4× +18.54% (above 0%: growing) +159.93% (above 0%: growing) −40.98% (below 0%: shrinking) 15.58% 10.73% Compare
EG Everest Group, Ltd. $14.6B 8.2× 6.4× −11.80% (below 0%: shrinking) −11.68% (below 0%: shrinking) −73.12% (below 0%: shrinking) 18.99% 18.15% Compare
RNR RenaissanceRe Holdings Ltd. $14.3B 6.0× 9.0× −13.66% (below 0%: shrinking) −9.91% (below 0%: shrinking) −42.00% (below 0%: shrinking) 45.62% 41.52% Compare
HG Hamilton Insurance Group, Ltd. $3.5B 6.1× 7.1× +13.34% (above 0%: growing) −21.62% (below 0%: shrinking) −42.62% (below 0%: shrinking) 56.94% 31.21%
SPNT SiriusPoint Ltd. $2.9B 5.9× 8.3× −0.55% (below 0%: shrinking) +15.69% (above 0%: growing) −108.37% (below 0%: shrinking) 30.79% 30.47% Compare
GLRE Greenlight Capital Re, Ltd. $481.1M 9.8× — (loss-making) −14.15% (below 0%: shrinking) n/m −54.17% (below 0%: shrinking) (13.58%) (13.58%) Compare
KG Kestrel Group Ltd $36.2M — (loss-making) — (loss-making) +20.12% (above 0%: growing) n/m −29.99% (below 0%: shrinking) 62.64% (94.30%) Compare
OXBR Oxbridge Re Holdings Limited $7.5M 50.0× — (loss-making) +41.57% (above 0%: growing) n/m +87.70% (above 0%: growing) 95.32% 31.17% Compare
Median of peers $2.9B 9.0× 8.4× −0.55% +2.89% −42.00% 30.79% 18.15%

All 8 Insurance Reinsurance stocks →

Hamilton Insurance Group, Ltd. (HG) key facts

  • Strength: Hamilton Insurance Group, Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $2.9 billion, up 24.7% from fiscal 2024.
  • Hamilton Insurance Group, Ltd. (HG) is an Insurance Reinsurance company in the Financial sector, listed on the New York Stock Exchange.
  • As of October 16, 2026, HG traded at $36.21, a market capitalization of $3.5 billion.
  • Return on equity was 22.4% and debt-to-equity 0.05.
  • Its Piotroski F-score is 8 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

Hamilton Insurance Group, Ltd. (HG) Latest News

stockrow.com/HG · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com