Saturday 17 October 2026 Export HBAN’s income statement to Excel — free account

Huntington Bancshares Incorporated

Huntington Bancshares Incorporated’s revenue for fiscal 2025 (year ended December 2025) was $12.5 billion, up 4.38% from fiscal 2024. In the quarter to June 2026, revenue grew 37.7%, EPS fell 2.86%, free cash flow grew 105.4% and total debt rose 7.28%, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for ten consecutive years, revenue growth for five; insiders bought in the last twelve months.

15.27 0.08 −0.52%

Follow HBAN

Alert me

Market cap: $31.0B
P/E: 11.6×
Fwd P/E: 11.3×
Dividend yield: 4.06%
F-score: 7/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios Filings 10-Q 10-K

Share dilution Apr 30, 2026

All filings →

Insider Decisions trades per month

Total buys 1.76

Total sells 8.05

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	1	—	—	2	3	1	—	1	—	—	—	—
Sell	2	2	1	2	2	—	—	3	—	1	—	—

Insider Ownership 1.06%

Capital & Financial Ratios $m

Market Cap 31,010.00

Revenue 14,410.00

Net Income 2,414.00

Free Cash Flow 2,683.00

Net Debt 2,368.00

Current Ratio 0.92

Debt/Equity 0.57

P/E ratio 11.57

Fwd P/E 11.30

P/S ratio 2.14

P/B ratio 1.04

Past 5Y EPS Growth 15.04%

This Y EPS Growth (3.82%)

Next Y EPS Growth 31.75%

Next Y revenue growth (10.66%)

Next 5Y EPS Growth 12.27%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 43.38%

10-year low 10-year high

P/S against its own 10 years 33.76%

10-year low 10-year high

P/B against its own 10 years 17.03%

10-year low 10-year high

Dividends

Payout Ratio 0.48

Annual Dividend Rate 0.62

Annual Dividend Yield 4.06%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	0.63	0.16 0.16 0.16
2025	0.62	0.16 0.16 0.16 0.16
2024	0.62	0.16 0.16 0.16 0.16
2023	0.62	0.16 0.16 0.16 0.16
2022	0.62	0.16 0.16 0.16 0.16
2021	0.61	0.15 0.15 0.15 0.16
2020	0.60	0.15 0.15 0.15 0.15
2019	0.58	0.14 0.14 0.15 0.15
2018	0.50	0.11 0.11 0.14 0.14
2017	0.35	0.08 0.08 0.08 0.11
2016	0.29	0.07 0.07 0.07 0.08

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	10,448	13,385	14,141	16,370
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	132,337	144,027	165,282	207,389

	2023	2024	2025	Q'26
Payables	151,230	162,448	176,610	222,466
ST’ Debt	—	—	—	—
Other	—	—	—	—
	151,850	162,647	177,871	225,577

Compound Annual Growth %

	10y	5y	3y
Sales	14.75%	18.97%	16.24%
Cash Flow	9.16%	13.41%	(14.90%)
Earnings	12.18%	23.82%	(0.60%)
Book Value	13.97%	13.41%	11.12%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	3,768	4,167	—	—	—
’25	2,983	3,027	3,228	3,247	12,485
’24	2,847	2,967	3,078	3,069	11,961
’23	2,540	2,720	2,822	2,755	10,837
’22	1,694	1,816	2,087	2,353	7,950
’21	1,264	1,379	1,740	1,697	6,080
’20	1,336	1,293	1,322	1,287	5,238

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	524	1,123	—	—	—
’25	513	554	487	928	2,482
’24	482	297	(58)	1,115	1,836
’23	130	630	999	898	2,657
’22	849	975	846	1,357	4,027
’21	(111)	1,099	577	497	2,062
’20	498	212	549	64	1,323

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	400	1,027	—	—	—
’25	459	500	446	810	2,215
’24	450	255	(100)	1,088	1,693
’23	105	598	976	838	2,517
’22	776	925	804	1,308	3,813
’21	(133)	1,022	519	407	1,815
’20	487	174	516	27	1,204

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.25	0.33	—	—	—
’25	0.34	0.34	0.41	0.30	1.39
’24	0.26	0.30	0.33	0.34	1.22
’23	0.39	0.35	0.35	0.15	1.24
’22	0.29	0.35	0.39	0.42	1.45
’21	0.48	0.40	0.22	0.26	0.90
’20	0.03	0.13	0.27	0.27	0.69

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	7.83	12.14	11.12	11.72	6.82	12.42	11.67	9.13	12.02	11.92	Analyst estimates 2026–2028 Powerpack
	High	13.64	14.93	16.60	15.63	15.16	16.91	17.79	15.62	18.45	18.04
People
People	Employees	15,993	15,770	15,693	15,664	15,578	18,442	19,920	19,955	19,932	20,424
	Revenue/emp, $m	0.24	0.30	0.34	0.36	0.34	0.33	0.40	0.54	0.60	0.61
Income, $m
Income, $m	Revenue	3,782	4,740	5,270	5,655	5,238	6,080	7,950	10,837	11,961	12,485
	Gross margin, %	93.05	90.91	85.58	82.53	91.92	98.54	91.25	67.92	61.74	65.41
	EBT	920	1,394	1,628	1,659	972	1,591	2,764	2,384	2,403	2,688
	EBT margin, %	24.33	29.41	30.89	29.34	18.56	26.17	34.77	22.00	20.09	21.53
	Net income	712	1,186	1,393	1,411	817	1,297	2,249	1,971	1,960	2,229
	Depreciation	380	413	493	386	367	391	484	798	622	762
Per share, $
Per share, $	Revenue	4.18	4.37	4.87	5.44	5.15	4.82	5.52	7.49	8.24	8.44
	Earnings	0.69	1.02	1.22	1.29	0.71	0.91	1.47	1.26	1.24	1.41
	Cash flow	1.34	1.80	1.60	1.52	1.30	1.63	2.79	1.84	1.27	1.68
	Capex	(0.13)	(0.18)	(0.10)	(0.10)	(0.12)	(0.20)	(0.15)	(0.10)	(0.10)	(0.18)
	Free cash flow	1.21	1.62	1.49	1.41	1.18	1.44	2.65	1.74	1.17	1.50
	Book value	11.40	9.97	10.27	11.35	12.77	15.30	12.33	13.41	13.63	16.48
	Shares, m	904	1,085	1,082	1,039	1,017	1,262	1,441	1,446	1,451	1,479
Valuation, ×
Valuation, ×	P/E	19.30	14.31	9.77	11.78	17.79	11.09	9.59	10.21	13.23	12.31
	P/S	3.19	3.34	2.45	2.77	2.45	3.20	2.56	1.72	1.97	2.06
	P/B	1.30	1.63	1.30	1.48	1.19	1.14	1.30	1.09	1.33	1.19
	EV/Sales	4.97	4.93	3.55	4.27	2.75	3.39	2.90	1.90	2.22	2.30
	EV/FCF	17.15	13.29	11.56	16.46	11.98	11.36	6.05	8.16	15.71	12.98
Cash, $m
Cash, $m	Operating cash flow	1,215	1,954	1,726	1,574	1,323	2,062	4,027	2,657	1,836	2,482
	Capex	(120)	(194)	(110)	(107)	(119)	(247)	(214)	(140)	(143)	(267)
	Free cash flow	1,095	1,760	1,616	1,467	1,204	1,815	3,813	2,517	1,693	2,215
Balance, $m
Balance, $m	Working capital	(10,622)	(12,598)	(9,029)	(8,084)	(11,288)	(25,405)	(23,500)	(19,513)	(18,620)	(12,589)
	Total debt	8,309	9,206	8,625	9,849	8,352	7,108	9,686	12,394	16,374	17,221
	Net debt	6,733	7,553	5,795	8,478	1,578	1,148	2,749	1,946	2,989	3,080
	Shareholders’ equity	10,308	10,814	11,102	11,795	12,993	19,318	17,769	19,398	19,782	24,379
Returns, %
Returns, %	ROA	0.76	1.09	1.24	1.23	0.62	0.78	1.19	0.98	0.92	0.97
	ROIC	3.37	4.74	6.02	5.11	4.17	4.86	8.42	6.98	6.60	6.12
	ROE	8.38	11.70	13.47	13.05	6.70	8.25	12.98	11.15	10.35	10.58

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
KB KB Financial Group Inc	$41.7B	10.1×	—	+25.89% (above 0%: growing)	+12.12% (above 0%: growing)	+482.05% (above 0%: growing)	61.64%	0.00%	Compare
SHG Shinhan Financial Group Co Ltd	$33.1B	9.5×	9.1×	+27.14% (above 0%: growing)	+10.37% (above 0%: growing)	+120.93% (above 0%: growing)	63.24%	0.00%	Compare
MTB M&T Bank Corporation	$31.6B	11.3×	11.9×	+2.07% (above 0%: growing)	+25.59% (above 0%: growing)	+52.44% (above 0%: growing)	75.36%	0.00%	Compare
HBAN Huntington Bancshares Incorporated	$31.0B	11.6×	11.3×	+37.66% (above 0%: growing)	−2.86% (below 0%: shrinking)	+105.40% (above 0%: growing)	68.08%	0.00%
BAP Credicorp Ltd.	$30.9B	14.5×	10.9×	+12.23% (above 0%: growing)	+16.83% (above 0%: growing)	+76.09% (above 0%: growing)	82.34%	0.00%	Compare
BBDO Banco Bradesco SA	$28.5B	8.6×	—	+32.31% (above 0%: growing)	+30.00% (above 0%: growing)	−266.98% (below 0%: shrinking)	36.36%	0.00%	Compare
CFG Citizens Financial Group, Inc.	$26.7B	13.6×	12.3×	+6.25% (above 0%: growing)	+40.86% (above 0%: growing)	−17.35% (below 0%: shrinking)	71.46%	0.00%	Compare
RF Regions Financial Corporation	$23.3B	11.1×	10.9×	−2.14% (below 0%: shrinking)	+8.47% (above 0%: growing)	−39.63% (below 0%: shrinking)	80.19%	0.00%	Compare
FCNCA First Citizens BancShares, Inc.	$23.3B	11.4×	11.8×	+0.11% (above 0%: growing)	+31.07% (above 0%: growing)	+28.65% (above 0%: growing)	67.05%	0.00%	Compare
Median of peers	$29.7B	11.2×	11.4×	+9.24%	+21.21%	+40.55%	69.26%	0.00%

All 323 Banks Regional stocks →

Huntington Bancshares Incorporated (HBAN) key facts

Strength: Huntington Bancshares Incorporated’s revenue for fiscal 2025 (year ended December 2025) was $12.5 billion, up 4.38% from fiscal 2024.
Huntington Bancshares Incorporated (HBAN) is a Banks Regional company in the Financial sector, listed on Nasdaq.
As of October 16, 2026, HBAN traded at $15.27, a market capitalization of $31.0 billion.
Huntington Bancshares Incorporated pays an annual dividend of $0.62 per share, a yield of 4.06%, with a payout ratio of 48.1%.
Return on equity was 10.6% and debt-to-equity 0.57.
Its Piotroski F-score is 7 out of 9 for fiscal 2025.