Huntington Bancshares Incorporated (HBAN) vs Regions Financial Corporation (RF)

Huntington Bancshares Incorporated and Regions Financial Corporation are both Banks Regional companies. Huntington Bancshares Incorporated is the larger, with a market value of $31.0B against $23.2B — 1.3× the size. Regions Financial Corporation trades at the lower P/E: 11.1× against 11.8×. Huntington Bancshares Incorporated grew revenue faster over the last twelve months: 18.5% against 0.46%. Regions Financial Corporation has the higher net margin (22.5% vs 15.6%) and the higher return on invested capital (13.1% vs 5.23%). Both pay a dividend; Huntington Bancshares Incorporated yields more (5.20% vs 5.20%). Across the 19 metrics below, Regions Financial Corporation leads on 10 and Huntington Bancshares Incorporated on 9.

Valuation

Metric HBAN RF Banks Regional median
P/E 11.85 11.14 12.15
P/S 2.19 2.47 2.37
P/B 1.06 1.34 1.21
Price to free cash flow 11.78 14.38 10.80
EV/EBITDA n/m n/m —
EV/Sales 2.36 1.91 2.27
Earnings yield 8.44% 8.98% 8.11%
Free cash flow yield 8.49% 6.95% 8.98%

Profitability

Metric HBAN RF Banks Regional median
Gross margin 67.44% 79.61% 69.57%
Operating margin 0.00% 0.00% 0.00%
Net margin 15.59% 22.47% 18.66%
Free cash flow margin 18.62% 17.14% 21.18%
Return on equity 9.21% 12.33% 10.64%
Return on assets 0.91% 1.34% 1.13%
Return on invested capital 5.23% 13.08% 8.33%

Growth

Metric HBAN RF Banks Regional median
Revenue growth (TTM) 18.53% 0.46% 6.61%
EPS growth (last fiscal year) 13.93% 19.17% —
Revenue growth, 5-year CAGR 18.97% 7.62% 12.30%
Net income growth, 5-year CAGR 23.82% 15.77% 9.71%

Health

Metric HBAN RF Banks Regional median
Debt to equity 0.57 0.24 0.22
Current ratio 0.92 0.81 0.94
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric HBAN RF Banks Regional median
Dividend yield 5.20% 5.20% 3.75%
Payout ratio 0.40 0.34 0.27

Size

Metric HBAN RF Banks Regional median
Market cap 31.01b 23.22b 921.07m

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