Saturday 17 October 2026 Export FICO’s income statement to Excel — free account

Fair Isaac Corporation

Fair Isaac Corporation’s revenue for fiscal 2025 (year ended September 2025) was $2.0 billion, up 15.9% from fiscal 2024. In the quarter to June 2026, revenue grew 25.7%, EPS grew 39.7%, free cash flow grew 34.1% and total debt rose 100.8%, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for ten consecutive years, revenue growth for ten, operating cash flow growth for three.

766.47 3.46 −0.45%

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Market cap: $16.6B
P/E: 22.0×
Fwd P/E: 30.0×
Dividend yield: —
F-score: 7/9
Altman Z: 12.04
Beneish M: −2.65
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios Filings 10-Q 10-K

Insider Decisions trades per month

Total sells 0.04

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	2	2	—	2	—	—	—	—	1	—	—	—

Insider Ownership 7.90%

Capital & Financial Ratios $m

Market Cap 16,630.00

Revenue 2,393.58

Net Income 815.02

Free Cash Flow 960.88

Net Debt 5,333.95

Current Ratio 1.18

Debt/Equity (1.36)

P/E ratio 22.02

Fwd P/E 30.00

P/S ratio 7.26

P/B ratio 0.00

Past 5Y EPS Growth 27.43%

This Y EPS Growth 43.23%

Next Y EPS Growth 15.39%

Next Y revenue growth 27.38%

Next 5Y EPS Growth 23.42%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

EV/Sales, ten years

P/E against its own 10 years 0.48%

10-year low 10-year high

P/S against its own 10 years 31.51%

10-year low 10-year high

EV/Sales against its own 10 years 41.76%

10-year low 10-year high

EV/FCF against its own 10 years 11.61%

10-year low 10-year high

Dividends

Payout Ratio —

Annual Dividend Rate —

Annual Dividend Yield —

	total	individual payouts
2025	Powerpack
2024	Powerpack
2023	Powerpack
2022	Powerpack
2021	Powerpack
2020	Powerpack
2017	0.02	0.02
2016	0.08	0.02 0.02 0.02 0.02

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	137	151	134	248
Receivables	388	427	529	593
Inventory	—	—	—	—
Other	—	—	—	—
	556	617	705	882

	2023	2024	2025	Q'26
Payables	19	22	32	27
ST’ Debt	50	15	400	300
Other	—	—	—	—
	368	380	849	745

Compound Annual Growth %

	10y	5y	3y
Sales	9.03%	8.99%	13.07%
Cash Flow	18.16%	16.37%	15.20%
Earnings	22.38%	22.49%	20.40%
Book Value	0.00%	0.00%	0.00%

Revenue $m

	Dec	Mar	Jun	Sep	Year
’26	512	692	674	—	—
’25	440	499	536	516	1,991
’24	382	434	448	454	1,718
’23	345	380	399	390	1,514
’22	322	357	349	349	1,377
’21	312	331	338	335	1,317
’20	299	308	314	374	1,295

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Dec	Mar	Jun	Sep	Year
’26	174	223	380	—	—
’25	194	75	286	224	779
’24	122	71	213	226	633
’23	92	90	123	164	469
’22	125	123	117	145	509
’21	78	154	101	92	424
’20	60	61	107	136	365

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Dec	Mar	Jun	Sep	Year
’26	165	214	370	—	—
’25	187	65	276	211	739
’24	121	62	206	219	607
’23	84	90	122	169	465
’22	126	120	115	142	503
’21	83	152	237	(56)	416
’20	54	55	99	135	343

Fiscal quarters ending in the months shown.

EPS $

	Dec	Mar	Jun	Sep	Year
’26	6.61	11.14	10.45	—	—
’25	6.14	6.59	7.40	6.42	26.54
’24	4.80	5.16	5.05	5.44	20.45
’23	3.84	4.00	5.08	4.01	16.93
’22	3.09	3.95	3.61	3.55	14.18
’21	2.90	2.33	5.18	3.00	13.40
’20	1.82	1.94	2.15	1.98	7.90

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	80.20	118.95	152.47	178.42	177.65	342.89	340.48	575.39	1,105.65	1,300.00	Analyst estimates 2026–2028 Powerpack
	High	132.95	159.92	241.10	380.49	530.95	553.97	638.87	1,185.42	2,402.52	2,217.60
People
People	Employees	3,088	3,299	3,668	4,009	4,003	3,650	3,404	3,455	3,586	3,811
	Revenue/emp, $m	0.29	0.28	0.27	0.29	0.32	0.36	0.40	0.44	0.48	0.52
Income, $m
Income, $m	Revenue	881	935	1,000	1,160	1,295	1,317	1,377	1,514	1,718	1,991
	Gross margin, %	69.91	69.24	68.71	70.96	72.10	74.75	78.06	79.45	79.73	82.23
	EBT	145	156	157	216	257	473	471	554	642	803
	EBT margin, %	16.40	16.72	15.69	18.63	19.85	35.94	34.22	36.58	37.38	40.31
	Net income	109	133	126	192	236	392	374	429	513	652
	Depreciation	32	36	30	32	30	26	20	15	14	15
Per share, $
Per share, $	Revenue	28.31	30.30	33.66	40.03	44.54	45.82	52.89	60.58	69.60	82.13
	Earnings	3.52	4.16	4.79	6.63	8.13	13.65	14.34	17.18	20.78	26.90
	Cash flow	6.75	7.31	7.51	8.98	12.55	14.75	19.56	18.77	25.65	32.13
	Capex	(0.71)	(0.64)	(1.05)	(0.83)	(0.76)	(0.26)	(0.23)	(0.17)	(1.04)	(1.63)
	Free cash flow	6.05	6.67	6.45	8.16	11.80	14.49	19.33	18.60	24.62	30.50
	Book value	14.35	13.82	9.67	10.00	11.39	(3.86)	(30.79)	(27.53)	(39.01)	(72.02)
	Shares, m	31	31	30	29	29	29	26	25	25	24
Valuation, ×
Valuation, ×	P/E	35.39	34.19	54.11	45.78	52.26	29.13	28.67	50.24	93.53	55.63
	P/S	4.40	4.70	6.76	7.58	9.55	8.69	7.79	14.26	27.92	18.22
	P/B	8.68	10.29	23.51	30.36	37.35	0.00	0.00	0.00	0.00	0.00
	EV/Sales	4.96	5.23	7.43	8.20	10.07	9.49	9.04	15.40	29.12	19.69
	EV/FCF	23.22	23.76	38.76	40.25	38.03	30.02	24.73	50.15	82.34	53.01
Cash, $m
Cash, $m	Operating cash flow	210	226	223	260	365	424	509	469	633	779
	Capex	(22)	(20)	(31)	(24)	(22)	(8)	(6)	(4)	(26)	(39)
	Free cash flow	188	206	192	236	343	416	503	465	607	739
Balance, $m
Balance, $m	Working capital	22	(16)	(78)	(35)	120	(8)	153	189	237	(144)
	Total debt	571	605	764	825	834	1,259	1,854	1,862	2,209	3,056
	Net debt	495	499	674	718	677	1,064	1,720	1,725	2,058	2,922
	Shareholders’ equity	447	427	287	290	331	(111)	(802)	(688)	(963)	(1,746)
Returns, %
Returns, %	ROA	8.93	10.78	9.78	13.90	15.55	24.71	24.82	28.46	31.14	36.36
	ROIC	11.26	12.30	11.40	15.72	18.35	33.16	36.91	38.75	41.85	49.16
	ROE	24.77	30.55	35.43	66.57	76.16	356.21	(81.84)	(57.64)	(62.13)	(48.14)

Negative figures in brackets.

All 10 years →

Fiscal years to Sep 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
PTC PTC Inc.	$21.0B	18.6×	15.2×	−6.82% (below 0%: shrinking)	−11.86% (below 0%: shrinking)	+3.02% (above 0%: growing)	81.74%	27.75%	Compare
SSNC SS&C Technologies Holdings, Inc.	$19.8B	23.4×	17.7×	+10.34% (above 0%: growing)	+33.78% (above 0%: growing)	+14.94% (above 0%: growing)	48.26%	24.60%	Compare
U Unity Software Inc.	$19.1B	— (loss-making)	— (loss-making)	+23.93% (above 0%: growing)	n/m	+59.46% (above 0%: growing)	79.56%	(5.90%)	Compare
DT Dynatrace, Inc.	$18.4B	120×	45.8×	+16.17% (above 0%: growing)	−18.75% (below 0%: shrinking)	+15.68% (above 0%: growing)	81.34%	12.89%	Compare
FICO Fair Isaac Corporation	$16.6B	22.0×	30.0×	+25.68% (above 0%: growing)	+39.65% (above 0%: growing)	+34.07% (above 0%: growing)	87.09%	53.79%
TYL Tyler Technologies, Inc.	$14.9B	47.3×	37.8×	+8.22% (above 0%: growing)	+14.80% (above 0%: growing)	+34.72% (above 0%: growing)	47.60%	14.74%	Compare
DOCU Docusign Inc.	$14.5B	44.7×	27.4×	+9.38% (above 0%: growing)	+32.26% (above 0%: growing)	+35.89% (above 0%: growing)	79.69%	13.43%	Compare
GWRE Guidewire Software, Inc.	$14.4B	102×	64.1×	+15.29% (above 0%: growing)	−38.71% (below 0%: shrinking)	+16.42% (above 0%: growing)	65.60%	15.16%	Compare
MANH Manhattan Associates, Inc.	$13.2B	62.9×	40.5×	+9.31% (above 0%: growing)	−8.51% (below 0%: shrinking)	+27.98% (above 0%: growing)	56.53%	22.24%	Compare
Median of peers	$16.7B	47.3×	37.8×	+9.86%	−8.51%	+22.20%	72.58%	14.95%

All 237 Software Application stocks →

Fair Isaac Corporation (FICO) key facts

Strength: Fair Isaac Corporation’s revenue for fiscal 2025 (year ended September 2025) was $2.0 billion, up 15.9% from fiscal 2024.
Fair Isaac Corporation (FICO) is a Software Application company in the Technology sector, listed on the New York Stock Exchange.
As of October 16, 2026, FICO traded at $766.47, a market capitalization of $16.6 billion.
Return on equity was −48.1% and debt-to-equity -1.36.
Its Piotroski F-score is 7 out of 9 and its Altman Z-score is 12.04 (safe zone) for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.