Fair Isaac Corporation (FICO) vs Unity Software Inc. (U)

Fair Isaac Corporation and Unity Software Inc. are both Software Application companies. Fair Isaac Corporation and Unity Software Inc. are of similar size ($18.6B and $18.2B). Unity Software Inc. has negative trailing earnings, so its P/E is not meaningful; Fair Isaac Corporation trades at 24.8×. Fair Isaac Corporation grew revenue faster over the last twelve months: 24.1% against 14.0%. Fair Isaac Corporation has the higher net margin (34.1% vs −29.0%) and the higher return on invested capital (62.5% vs −13.2%). Across the 19 metrics below, Fair Isaac Corporation leads on 13 and Unity Software Inc. on 6.

Valuation

Metric FICO U Software Application median
P/E 24.79 n/m 24.79
P/S 8.17 8.97 2.67
P/B n/m 5.98 3.01
Price to free cash flow 20.36 34.80 16.59
EV/EBITDA 19.88 n/m 14.40
EV/Sales 10.40 8.91 2.62
Earnings yield 4.03% (3.27%) 0.00%
Free cash flow yield 4.91% 2.87% 1.91%

Profitability

Metric FICO U Software Application median
Gross margin 85.10% 64.85% 67.03%
Operating margin 51.65% (30.37%) 0.00%
Net margin 34.05% (28.97%) 0.00%
Free cash flow margin 40.14% 26.54% 4.32%
Return on equity (29.67%) (18.85%) 0.00%
Return on assets 41.80% (8.78%) 0.00%
Return on invested capital 62.47% (13.16%) 0.00%

Growth

Metric FICO U Software Application median
Revenue growth (TTM) 24.09% 13.98% 12.40%
EPS growth (last fiscal year) 29.78% 42.86% —
Revenue growth, 5-year CAGR 8.99% 19.08% 13.72%
Net income growth, 5-year CAGR 22.49% 0.00% 0.00%

Health

Metric FICO U Software Application median
Debt to equity (1.36) 0.74 0.02
Current ratio 1.18 2.03 1.55
Net debt to EBITDA 3.11 (9.91) 0.06

Dividend

Metric FICO U Software Application median
Dividend yield — — 1.25%
Payout ratio 0.00 0.00 0.00

Size

Metric FICO U Software Application median
Market cap 18.57b 18.19b 396.11m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack