East West Bancorp, Inc. (EWBC) vs First Citizens BancShares, Inc. (FCNCA)

East West Bancorp, Inc. and First Citizens BancShares, Inc. are both Banks Regional companies. First Citizens BancShares, Inc. is the larger, with a market value of $22.9B against $17.2B — 1.3× the size. First Citizens BancShares, Inc. trades at the lower P/E: 11.2× against 12.2×. East West Bancorp, Inc. grew revenue faster over the last twelve months: 3.76% against −1.26%. East West Bancorp, Inc. has the higher net margin (30.5% vs 15.7%) and the higher return on invested capital (17.2% vs 7.30%). Both pay a dividend; East West Bancorp, Inc. yields more (3.16% vs 0.35%). Across the 20 metrics below, East West Bancorp, Inc. leads on 11 and First Citizens BancShares, Inc. on 9.

Valuation

Metric EWBC FCNCA Banks Regional median
P/E 12.15 11.18 12.15
P/S 3.68 1.67 2.37
P/B 1.89 1.20 1.21
Price to free cash flow 9.41 9.64 10.80
EV/EBITDA n/m n/m —
EV/Sales 3.16 2.27 2.27
Earnings yield 8.23% 8.95% 8.11%
Free cash flow yield 10.62% 10.38% 8.98%

Profitability

Metric EWBC FCNCA Banks Regional median
Gross margin 65.30% 66.51% 69.57%
Operating margin 0.00% 0.00% 0.00%
Net margin 30.45% 15.69% 18.66%
Free cash flow margin 39.13% 17.31% 21.18%
Return on equity 16.58% 10.92% 10.64%
Return on assets 1.78% 0.97% 1.13%
Return on invested capital 17.15% 7.30% 8.33%

Growth

Metric EWBC FCNCA Banks Regional median
Revenue growth (TTM) 3.76% (1.26%) 6.61%
EPS growth (last fiscal year) 14.29% (12.76%) —
Revenue growth, 5-year CAGR 20.61% 49.21% 12.30%
Net income growth, 5-year CAGR 18.47% 35.07% 9.71%

Health

Metric EWBC FCNCA Banks Regional median
Debt to equity 0.33 1.46 0.22
Current ratio 0.88 1.00 0.94
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric EWBC FCNCA Banks Regional median
Dividend yield 3.16% 0.35% 3.75%
Payout ratio 0.20 0.00 0.27

Size

Metric EWBC FCNCA Banks Regional median
Market cap 17.21b 22.89b 921.07m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack