Saturday 17 October 2026
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Enterprise Financial Services Corporation
EFSC Financial Banks Regional
Enterprise Financial Services Corporation’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 8.77% from fiscal 2024. In the quarter to June 2026, revenue grew 1.34%, EPS fell 19.1%, free cash flow grew 15.2% and total debt rose 3.12%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for ten.
59.84
0.57
+0.96%
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| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
10.09 | 11.60 | 8.86 | 9.13 | 12.07 | 12.80 | 13.54 | 9.75 | 21.37 | 17.48 |
Piotroski F-Score |
4 | 6 | 7 | 6 | 7 | 6 | 3 | 5 | 3 | 7 |
P/S ratio |
1.99 | 2.29 | 2.02 | 3.17 | 3.60 | 2.62 | 3.54 | 3.15 | 4.37 | 4.79 |
P/FCF ratio |
11.00 | 8.78 | 6.43 | 8.41 | 10.26 | 7.07 | 14.58 | 8.22 | 23.94 | 10.66 |
P/Operating CF |
46.62 | 40.54 | 21.34 | 63.21 | 29.51 | 26.71 | 48.50 | 17.76 | 32.17 | 15.67 |
P/B ratio |
1.02 | 1.20 | 1.03 | 1.25 | 1.11 | 0.87 | 1.45 | 1.44 | 1.89 | 2.20 |
Price to Tangible BV |
1.31 | 1.53 | 1.33 | 1.70 | 1.52 | 1.18 | 1.99 | 1.82 | 2.46 | 2.41 |
EV/Sales |
1.79 | 1.93 | 2.04 | 3.66 | 0.34 | 2.65 | 4.74 | 3.91 | 6.01 | 5.81 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
9.28 | 7.19 | 6.35 | 9.69 | 0.94 | 7.02 | 18.16 | 9.92 | 31.09 | 12.55 |
EV/FCF |
9.89 | 7.41 | 6.50 | 9.70 | 0.96 | 7.14 | 19.50 | 10.20 | 32.92 | 12.94 |
Quick Ratio |
0.05 | 0.06 | 0.04 | 0.03 | 0.18 | 0.07 | 0.03 | 0.04 | 0.04 | 0.06 |
Current Ratio |
0.84 | 0.90 | 0.92 | 0.91 | 0.96 | 0.96 | 0.94 | 0.98 | 1.02 | 1.03 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
2.78% | 2.80% | 3.13% | 4.44% | 4.13% | 5.69% | 8.11% | 7.26% | 10.29% | 9.37% |
Debt/Equity |
0.24 | 0.24 | 0.26 | 0.38 | 0.37 | 0.51 | 0.69 | 0.68 | 0.99 | 0.99 |
Asset Turnover |
0.06 | 0.06 | 0.06 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 |
Operating CF/Net income |
0.98 | 1.36 | 1.41 | 1.09 | 1.21 | 1.82 | 1.00 | 1.22 | 0.95 | 1.69 |
Capex/Depreciation |
(0.79) | (0.53) | (0.40) | (0.01) | (0.12) | (0.12) | (0.45) | (0.39) | (0.31) | (0.38) |
| 10.63% | 10.69% | 12.30% | 13.69% | 10.49% | 7.64% | 12.61% | 15.48% | 10.30% | 13.24% | |
| 1.20% | 1.21% | 1.38% | 1.50% | 1.14% | 0.87% | 1.43% | 1.63% | 1.03% | 1.27% | |
ROIC |
9.65% | 9.67% | 8.89% | 9.00% | 201.37% | 5.52% | 6.49% | 8.13% | 6.20% | 8.36% |
Return on Tangible Assets |
(8.96%) | (14.49%) | (20.09%) | (22.48%) | (34.27%) | (26.09%) | (31.15%) | (174.18%) | 47.18% | 42.23% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
45.54% | 44.15% | 46.16% | 47.65% | 52.60% | 63.57% | 43.43% | 45.05% | 50.11% | 49.54% |
Intangible Assets out of Total Assets |
0.03 | 0.02 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 | 0.01 |
Share Based Compensation of Revenue |
1.35% | 1.18% | 1.22% | 1.39% | 1.33% | 1.16% | 1.14% | 1.25% | 1.45% | 1.89% |
Graham Net Nets |
(1.46) | (0.91) | (0.96) | (0.90) | (0.68) | (1.09) | (0.81) | (0.62) | (0.50) | (0.42) |
Graham Number |
80.02 | 71.61 | 70.98 | 68.21 | 60.93 | 49.59 | 51.64 | 47.65 | 33.68 | 32.59 |
Earnings Yield |
9.91% | 8.62% | 11.28% | 10.95% | 8.28% | 7.81% | 7.38% | 10.26% | 4.68% | 5.72% |
Free Cash Flow Yield |
9.09% | 11.39% | 15.54% | 11.89% | 9.75% | 14.15% | 6.86% | 12.17% | 4.18% | 9.38% |
Revenue per Share |
27.08 | 24.65 | 22.31 | 15.36 | 13.10 | 13.33 | 13.60 | 11.95 | 10.32 | 8.91 |
Operating CF per Share |
5.23 | 6.62 | 7.18 | 5.80 | 4.66 | 5.03 | 3.55 | 4.71 | 2.00 | 4.13 |
Capex per Share |
(0.32) | (0.20) | (0.17) | (0.01) | (0.07) | (0.08) | (0.24) | (0.13) | (0.11) | (0.12) |
Free Cash Flow per Share |
4.91 | 6.42 | 7.01 | 5.79 | 4.59 | 4.94 | 3.31 | 4.58 | 1.88 | 4.00 |
Cash per Share |
18.46 | 20.51 | 11.69 | 8.01 | 58.91 | 20.23 | 6.57 | 8.65 | 6.80 | 9.99 |
Shareholders Equity per Share |
55.14 | 48.83 | 45.92 | 40.72 | 44.40 | 40.03 | 33.30 | 26.14 | 23.90 | 19.35 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
55.14 | 48.83 | 45.92 | 40.72 | 44.40 | 40.03 | 33.30 | 26.14 | 23.90 | 19.35 |
Free Cash Flow |
181.53 | 239.93 | 262.04 | 216.41 | 158.08 | 133.26 | 86.12 | 105.77 | 43.25 | 80.03 |
Working Capital |
(2,265.30) | (1,297.92) | (989.78) | (928.33) | (436.13) | (338.23) | (357.70) | (83.33) | 69.52 | 100.75 |
Capital Expenditures |
(11.98) | (7.47) | (6.20) | (0.23) | (2.50) | (2.26) | (6.34) | (3.03) | (2.55) | (2.50) |
Net Current Asset Value |
(2,917.46) | (1,923.86) | (1,615.93) | (1,631.09) | (1,100.57) | (1,025.44) | (1,019.00) | (535.20) | (512.99) | (359.02) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 |
Price to Operating Income |
7.04 | 9.11 | 6.84 | 7.01 | 8.50 | 9.80 | 9.37 | 8.38 | 11.62 | 11.19 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.26 | 0.31 | 0.36 | 0.46 | 0.45 | 0.35 | 0.24 | 0.24 | 0.25 | 0.44 |
Cash ROIC |
5.67% | 7.93% | 10.05% | 9.01% | 3.84% | 6.12% | 5.27% | 8.72% | 3.46% | 8.26% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.02 | 0.02 | 0.02 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
20,378.22 | 16,958.42 | 21,966.30 | 95,986.78 | 179,739.84 | 83,807.78 | 31,715.12 | 36,486.36 | 60,118.53 | 85,962.33 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
13,877.92 | 12,661.43 | 11,502.76 | 11,086.48 | 9,664.59 | 6,878.21 | 5,179.50 | 4,372.20 | 3,694.89 | 3,008.98 |
Average Assets |
16,448.66 | 15,057.51 | 13,786.38 | 13,295.77 | 11,644.47 | 8,542.68 | 6,489.73 | 5,467.44 | 4,685.28 | 3,844.91 |
Average Common Equity |
1,859.71 | 1,698.05 | 1,547.18 | 1,453.70 | 1,268.05 | 973.08 | 735.49 | 576.19 | 467.84 | 368.96 |
Columns are period end dates