Saturday 17 October 2026
Export CULL’s income statement to Excel — free account
Cullman Bancorp, Inc.
CULL Financial Banks Regional
Cullman Bancorp, Inc.’s revenue for fiscal 2023 (year ended December 2023) was $21.2 million, up 16.2% from fiscal 2022. Dividend growth for five consecutive years, revenue growth for three, operating cash flow growth for five.
17.25
0.25
+1.47%
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| Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|
Piotroski F-Score |
6 | 6 | 6 | — | — | — | — | — |
P/E ratio |
18.88 | 18.99 | 46.98 | 17.74 | 17.74 | 17.74 | 17.74 | 17.74 |
P/S ratio |
3.52 | 4.35 | 5.66 | 3.95 | 0.00 | 0.00 | 0.00 | 0.00 |
P/FCF ratio |
33.38 | 19.69 | 21.47 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
P/Operating CF |
157.10 | 154.79 | 82.63 | 32.01 | 0.00 | 0.00 | 0.00 | 0.00 |
P/B ratio |
0.73 | 0.79 | 0.84 | 0.99 | 1.36 | 1.36 | 1.36 | 1.36 |
Price to Tangible BV |
0.73 | 0.79 | 0.84 | 0.99 | 1.36 | 1.36 | 1.36 | 1.36 |
EV/Sales |
4.56 | 3.71 | 2.74 | 3.47 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
16.45 | 11.72 | 7.80 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/FCF |
43.22 | 16.80 | 10.39 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Quick Ratio |
0.05 | 0.13 | 0.27 | 0.28 | — | — | — | — |
Current Ratio |
1.31 | 1.25 | 1.36 | 1.35 | — | — | — | — |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
8.50% | 5.91% | 5.22% | 16.14% | 17.28% | 16.70% | 17.25% | 19.70% |
Debt/Equity |
0.34 | 0.25 | 0.19 | 0.94 | 0.96 | 0.97 | 1.05 | 1.19 |
Asset Turnover |
0.05 | 0.05 | 0.04 | 0.05 | 0.04 | 0.04 | 0.04 | 0.04 |
Operating CF/Net income |
1.48 | 1.38 | 2.99 | 0.98 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex/Depreciation |
(7.74) | (5.20) | (2.76) | (0.75) | — | — | — | — |
| 3.92% | 4.18% | 2.23% | 6.36% | 7.18% | 7.87% | 5.60% | 5.94% | |
| 0.95% | 1.08% | 0.51% | 1.11% | 1.26% | 1.33% | 0.92% | 0.98% | |
ROIC |
2.55% | 3.73% | 2.32% | 5.63% | 0.00% | 0.00% | 0.00% | 0.00% |
Return on Tangible Assets |
4.02% | 4.89% | 1.90% | 4.13% | 0.00% | 0.00% | 0.00% | 0.00% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
55.94% | 63.50% | 73.92% | 52.82% | 0.00% | 0.00% | 0.00% | 0.00% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
4.70% | 6.13% | 5.35% | 2.41% | 0.00% | 0.00% | 0.00% | 0.00% |
Graham Net Nets |
0.59 | 0.56 | 0.71 | 0.41 | (0.86) | (0.86) | (0.86) | (0.86) |
Graham Number |
13.73 | 13.97 | 9.25 | 24.88 | 0.00 | 0.00 | 0.00 | 0.00 |
Earnings Yield |
5.30% | 5.27% | 2.13% | 5.64% | 5.64% | 5.64% | 5.64% | 5.64% |
Free Cash Flow Yield |
3.00% | 5.08% | 4.66% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Revenue per Share |
3.06 | 2.62 | 2.17 | 2.34 | 4.94 | 5.01 | 4.64 | 4.37 |
Operating CF per Share |
0.85 | 0.83 | 0.76 | 0.52 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex per Share |
(0.52) | (0.25) | (0.19) | (0.06) | 0.00 | 0.00 | 0.00 | 0.00 |
Free Cash Flow per Share |
0.32 | 0.58 | 0.57 | 0.45 | 0.00 | 0.00 | 0.00 | 0.00 |
Cash per Share |
1.88 | 5.28 | 9.03 | 9.03 | 0.00 | 0.00 | 0.00 | 0.00 |
Shareholders Equity per Share |
14.70 | 14.42 | 14.55 | 8.51 | 20.82 | 19.77 | 18.26 | 17.68 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
14.70 | 14.42 | 14.55 | 8.51 | 20.82 | 19.77 | 18.26 | 17.68 |
Free Cash Flow |
2.23 | 4.03 | 3.92 | 3.01 | — | — | — | — |
Working Capital |
84.46 | 74.65 | 82.79 | 76.27 | — | — | — | — |
Capital Expenditures |
(3.63) | (1.74) | (1.30) | (0.43) | — | — | — | — |
Net Current Asset Value |
43.79 | 44.70 | 59.90 | 18.81 | (240.39) | (237.98) | (233.27) | (223.65) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.17 | 0.10 | 0.09 | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 |
Price to Operating Income |
14.75 | 15.00 | 40.21 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other line items | ||||||||
Depreciation/Fixed assets |
0.03 | 0.03 | 0.05 | 0.07 | — | — | — | — |
Cash ROIC |
1.49% | 2.49% | 2.18% | 1.77% | 0.00% | 0.00% | 0.00% | 0.00% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.02 | 0.01 | 0.01 | 0.01 | — | — | — | — |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | — | — | — | — |
Average Days of Payables |
22,956.60 | 78,334.35 | 47,417.51 | 27,621.73 | — | — | — | — |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | — | — | — | — |
Average Payables |
280.98 | 262.49 | 224.49 | 224.49 | — | — | — | — |
Average Assets |
417.44 | 388.97 | 343.05 | 314.73 | 295.72 | 288.74 | 279.09 | 279.09 |
Average Common Equity |
100.96 | 99.96 | 78.30 | 55.14 | 52.04 | 48.75 | 46.08 | 46.08 |
Columns are period end dates