Central Plains Bancshares, Inc.

CPBI Financial Banks Regional

Central Plains Bancshares, Inc.’s revenue for fiscal 2026 (year ended March 2026) was $30.3 million, up 11.1% from fiscal 2025. In the quarter to June 2026, revenue grew 15.1%, EPS grew 50.0% and free cash flow grew 73.9%, each against the same quarter a year earlier. Revenue growth for three consecutive years.

20.00 0.21 +1.06%
Market cap
$82.6M
P/E
16.8×
Fwd P/E
5.0×
Dividend yield
—
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Insider Decisions trades per month

Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 9.56%

Capital & Financial Ratios $m

Market Cap 82.57
Revenue 31.43
Net Income 4.50
Free Cash Flow 6.37
Net Debt (34.44)
Current Ratio 1.02
Debt/Equity 0.00
P/E ratio 16.81
Fwd P/E 4.95
P/S ratio 2.41
P/B ratio 0.84
Past 5Y EPS Growth —
This Y EPS Growth —
Next Y EPS Growth —
Next Y revenue growth 33,801.49% (at or above 10%: strong)
Next 5Y EPS Growth —

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

Dividends

Payout Ratio —
Annual Dividend Rate —
Annual Dividend Yield —

Assets vs Liabilities $m

2024 2025 2026 Q'26
Cash 11 29 30 34
Receivables — — — —
Inventory — — — —
Other — — — —
388 429 476 479
2024 2025 2026 Q'26
Payables 379 420 465 468
ST’ Debt — — — —
Other — — — —
381 422 467 470

Compound Annual Growth %

10y 5y 3y
Sales — — 18.09%
Cash Flow — — 14.33%
Earnings — — 34.44%
Book Value — — 32.03%

Revenue $m

Jun Sep Dec Mar Year
’26 8 — — — —
’26 7 7 8 8 30
’25 7 7 7 7 27
’24 5 6 6 6 24
’23 4 5 5 5 18
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Jun Sep Dec Mar Year
’26 0 — — — —
’26 0 1 2 3 7
’25 1 1 1 2 4
’24 1 0 3 1 6
’23 0 3 0 1 4
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Jun Sep Dec Mar Year
’26 0 — — — —
’26 (1) 1 2 3 6
’25 0 (1) (1) (1) (3)
’24 1 0 2 0 3
’23 0 2 0 1 4
Fiscal quarters ending in the months shown.

EPS $

Jun Sep Dec Mar Year
’26 0.39 — — — —
’26 0.26 0.23 0.31 0.25 1.05
’25 0.24 0.25 0.25 0.23 0.96
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to March

Group Line 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 Trend 2027e 2028e 2029e
Price, $
Price, $ Low — — — — — — 8.20 9.91 13.00 16.81

Analyst estimates 2027–2029

Powerpack
High — — — — — — 10.20 15.50 17.14 21.84
People
People Employees — — — — — — 67 75 73 75
Revenue/emp, $m — — — — — 0.00 0.27 0.32 0.37 0.40
Income, $m
Income, $m Revenue — — — — — 16 18 24 27 30
Gross margin, % — — — — — 93.12 85.12 72.75 69.93 70.36
EBT — — — — — 4 2 5 5 5
EBT margin, % — — — — — 23.88 10.66 19.47 16.56 16.45
Net income — — — — — 3 2 4 4 4
Depreciation — — — — — 1 1 1 1 1
Per share, $
Per share, $ Revenue — — — — — 0.00 0.00 13.86 7.16 8.00
Earnings — — — — — — — 2.19 0.96 1.06
Cash flow — — — — — 0.00 0.00 3.32 1.17 1.76
Capex — — — — — 0.00 0.00 (1.33) (1.97) (0.23)
Free cash flow — — — — — 0.00 0.00 1.99 (0.80) 1.53
Book value — — — — — 0.00 0.00 45.57 21.84 23.48
Shares, m — — — — — — — 2 4 4
Valuation, ×
Valuation, × P/E — — — — — 4.68 4.68 4.68 15.38 16.14
P/S — — — — — 0.00 0.00 0.74 2.08 2.14
P/B — — — — — 0.00 0.00 0.22 0.68 0.73
EV/Sales — — — — — (1.03) (1.03) 0.25 1.11 1.43
EV/FCF — — — — — (7.79) (7.79) 1.77 (9.86) 7.48
Cash, $m
Cash, $m Operating cash flow — — — — — 5 4 6 4 7
Capex — — — — — 0 0 (2) (8) (1)
Free cash flow — — — — — 5 4 3 (3) 6
Balance, $m
Balance, $m Working capital — — — — — (42) (28) 7 6 9
Total debt — — — — — — — — — —
Net debt — — — — — (19) (17) (11) (29) (30)
Shareholders’ equity — — — — — 38 39 78 83 89
Returns, %
Returns, % ROA — — — — — 0.00 0.39 0.83 0.75 0.75
ROIC — — — — — 12.04 5.55 4.34 5.17 5.28
ROE — — — — — 0.00 4.27 6.43 4.52 4.64
Negative figures in brackets.

All 10 years →

Fiscal years to Mar 2026 · latest quarter Jun 2026

Charts ten years each

Central Plains Bancshares, Inc. vs peers in Banks Regional (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
AUBN Auburn National Bancorporation, Inc. $92.2M 11.0× — +5.12% (above 0%: growing) +26.92% (above 0%: growing) −25.23% (below 0%: shrinking) 76.51% 0.00% Compare
FNWB First Northwest Bancorp $91.6M 59.7× 51.6× −6.28% (below 0%: shrinking) −92.86% (below 0%: shrinking) −85.97% (below 0%: shrinking) 58.91% 0.00% Compare
FUSB FIRST US BANCSH $90.6M 12.2× — +1.73% (above 0%: growing) +933.33% (above 0%: growing) −118.35% (below 0%: shrinking) 67.72% 0.00% Compare
FDSB Fifth District Bancorp, Inc. $88.4M 49.7× — −34.40% (below 0%: shrinking) −86.89% (below 0%: shrinking) +457.01% (above 0%: growing) 65.53% 0.00% Compare
CPBI Central Plains Bancshares, Inc. $82.6M 16.8× 5.0× +15.12% (above 0%: growing) +50.00% (above 0%: growing) +73.89% (above 0%: growing) 70.52% 0.00%
SSBI Summit State Bank $81.7M 36.5× — −3.24% (below 0%: shrinking) n/m −207.35% (below 0%: shrinking) 100.00% 0.00% Compare
UBCP United Bancorp, Inc. $77.6M 9.7× 11.8× +2.96% (above 0%: growing) +9.09% (above 0%: growing) −109.56% (below 0%: shrinking) 70.95% 0.00% Compare
ASRV AmeriServ Financial Inc. $75.7M 8.9× — (loss-making) +4.04% (above 0%: growing) n/m −756.91% (below 0%: shrinking) 70.16% 0.00% Compare
HFBL Home Federal Bancorp, Inc. of Louisiana $73.1M 11.8× — +10.29% (above 0%: growing) +23.08% (above 0%: growing) +210.53% (above 0%: growing) 70.94% 0.00% Compare
Median of peers $85.0M 12.0× — +2.35% +16.09% −97.76% 70.55% 0.00%

All 323 Banks Regional stocks →

Central Plains Bancshares, Inc. (CPBI) key facts

  • Strength: Central Plains Bancshares, Inc.’s revenue for fiscal 2026 (year ended March 2026) was $30.3 million, up 11.1% from fiscal 2025.
  • Central Plains Bancshares, Inc. (CPBI) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • As of October 16, 2026, CPBI traded at $20.00, a market capitalization of $82.6 million.
  • Return on equity was 4.64% and debt-to-equity 0.00.
  • Its Piotroski F-score is 8 out of 9 for fiscal 2026.

Source: company filings (standardised) and stockrow calculations.

Central Plains Bancshares, Inc. (CPBI) Latest News

stockrow.com/CPBI · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com